Payday Loans in Lenox, Missouri

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No payday loan companies in Lenox, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
LoanMaster 200 S Westwood Blvd, Poplar Bluff, MO 63901 +1 (573) 785 - 5626
Sun Loan Company 11902 Blue Ridge Ext s, Grandview, MO 64030 +1 (816) 763 - 1635
TitleMax Title Loans 160 Magee St, Troy, MO 63379 +1 (636) 462 - 7457
The Money Source 1504 S Commercial St, Harrisonville, MO 64701 +1 (816) 887 - 1977
LendNation 703 S Elliott Ave Ste A, Aurora, MO 65605 +1 (417) 678 - 1435
First State Community Bank 1801 Old Boyd St, De Soto, MO 63020 +1 (636) 586 - 8440
Joan Wolf, Movement Mortgage 3570 Osage Beach Pkwy 204, Osage Beach, MO 65065 +1 (573) 207 - 4227
Check `n Go 1922 Missouri Blvd c, Jefferson City, MO 65109 +1 (573) 636 - 6572
HNB Bank 203 S Main St, Palmyra, MO 63461 +1 (573) 769 - 2800
Phelps County Bank 718 N Pine St, Rolla, MO 65401 +1 (573) 364 - 5202

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lenox, MO, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Columbia, MO, Payday Loans in Florissant, MO, Payday Loans in Independence, MO, Payday Loan Without a Credit Check in Jefferson City, MO, Payday Loan Without a Credit Check in Joplin, MO, Short-term Loans in Kansas City, MO, Payday Loans in Lee's Summit, MO and Bad Credit Loans in Liberty, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lenox, MO.

Are Payday Loans Legal In Lenox, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Lenox, MO payday loan calculator

What You Need to Know About Payday Loans in Lenox, Missouri

Perhaps you’re in need of some fast cash, but your credit score isn’t quite where it needs to be. Maybe you have some unexpected expenses come up, and you’re looking for a quick solution.

One option that some consider in situations like these is a payday loan. If you’re located in Lenox, Missouri, you might be curious about how this works in your area. Here’s what you need to know about payday loans in Lenox, Missouri.

What is a Payday Loan?

A payday loan, otherwise known as a cash advance, is a short-term loan that’s meant to help you cover unexpected expenses until you receive your next paycheck. These loans are often referred to as “payday loans” because typically the loan amount is equal to or less than your paycheck.

In order to get a payday loan, you’ll usually have to provide the lender with proof of income, such as a pay stub, and a valid form of identification. Many payday loan lenders don’t require a credit check, making them a popular option for those with poor credit scores.

Payday Loans in Lenox, Missouri

Payday loans are legal in Missouri, including in the city of Lenox. However, there are certain regulations in place that lenders must follow.

For example, the maximum amount you can borrow is $500, and the loan term cannot exceed 31 days. Additionally, lenders can charge interest rates of up to 75% on the initial loan amount, along with fees to cover administrative costs.

It’s important to note that if you take out a payday loan in Lenox, Missouri, you’ll be required to sign a contract that discloses all fees and interest rates associated with the loan. Be sure to read this contract carefully before signing it.

The Pros and Cons of Payday Loans

Before you decide to take out a payday loan, it’s important to weigh the pros and cons.

Pros:

  • Quick access to cash
  • No credit check required
  • Can be used to cover unexpected expenses

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt
  • May not be able to borrow as much as you need

Interesting Facts and Statistics About Payday Loans in Lenox, Missouri

Here are some facts and statistics about payday loans in Lenox, Missouri:

  • The average payday loan borrower in Missouri takes out eight loans per year, with an average loan amount of $307.
  • Missouri is one of 32 states where payday loans are legal. However, some states have banned payday lending altogether.
  • As of 2021, the maximum amount you can borrow with a payday loan in Missouri is $500, and the maximum amount of time you have to repay the loan is 31 days.

Apply Now

If you’re in need of a payday loan in Lenox, Missouri, you can apply now through TheGuaranteedLoans website. We’re a connector service, meaning we’ll help facilitate your connection with potential lenders.

Remember, payday loans should only be used as a last resort, and if you’re unable to repay the loan on time, it can lead to a cycle of debt. Be sure to read the contract carefully and consider all of your options before making a decision.

F.A.Q.

Can I be sued or have my wages garnished if I cannot repay my payday loan in Lenox, Missouri?

Yes, if you fail to repay your payday loan in Lenox, Missouri, the lender may take legal action to recover the debt, including suing you or garnishing your wages.

Can I file a complaint about a payday lender in Lenox, Missouri?

Yes, if you have a complaint about a payday lender in Lenox, Missouri, you can contact the state's Division of Finance to file a complaint and seek assistance.