Payday Loans in Linneus, Missouri

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No payday loan companies in Linneus, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
CheckSmart 702 NW Hwy 7, Blue Springs, MO 64015 +1 (816) 229 - 5888
Advance America 1310 E Independence St, Republic, MO 65738 +1 (417) 732 - 7588
Check Into Cash 864 US-60, Monett, MO 65708 +1 (417) 354 - 0869
Southern Missouri Bank Tlbnk MO-53, Qulin, MO 63961 +1 (573) 686 - 1771
Check Into Cash 102 George E Phelps Blvd, Carthage, MO 64836 +1 (417) 358 - 4604
Check `n Go 1961 Wentzville Pkwy, Wentzville, MO 63385 +1 (636) 327 - 7712
A Plus Cash Advance 32 Camden Ct, Camdenton, MO 65020 +1 (573) 317 - 9119
Central Bank 1000 US-54, Vandalia, MO 63382 +1 (573) 581 - 2381
Title Cash 904 Nina St, Dexter, MO 63841 +1 (573) 624 - 4959
LendNation 213 Business Loop 70 E, Columbia, MO 65203 +1 (573) 875 - 5611

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Linneus, MO, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Springfield, MO, Short-term Loans in Wentzville, MO, Guaranteed Loans in Ballwin, MO, Payday Loan Companies in Blue Springs, MO, Payday Loans in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Same Day Loans in Columbia, MO and Payday Loans in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Linneus, MO.

Beautiful sights of Linneus, MO

Payday Loans Available in Linneus, MO By The Following ZIP Codes:

64653

Are Payday Loans Legal In Linneus, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Linneus, MO payday loan calculator

Understanding Payday Loans in Linneus, Missouri

Payday loans have become a popular financial tool for people who need quick access to cash. They offer short-term loans that come with high-interest rates and fees. While they can be a helpful way to bridge the gap between paychecks, many payday lenders have been known to trap borrowers in a cycle of debt. However, with proper understanding and responsible borrowing, payday loans can be a viable option for those in need.

What are Payday Loans?

Payday loans are short-term loans borrowed against a borrower’s next paycheck. They are typically meant to cover sudden expenses or unexpected bills. In Missouri, payday loans are legal and can range from $100 to $500. The length of the loan can vary, but the borrower must generally repay the loan within two weeks or on their next payday.

The Process for Applying for Payday Loans in Linneus, Missouri

Applying for a payday loan in Linneus, Missouri is a straightforward process. The borrower must be at least 18 years old and provide proof of income, a valid identification card, and a checking account. The lender will then determine the loan amount and terms based on the borrower’s income. Once approved, the borrower must sign a contract agreeing to the terms of the loan. The loan amount plus fees is then directly deposited into the borrower’s checking account.

Advantages of Payday Loans

  • Quick access to cash when needed.
  • Short-term loan, typically only two weeks.
  • No credit check required.
  • Loan approval is typically easy, even for those with poor credit.

Disadvantages of Payday Loans

  • High fees and interest rates.
  • Potential for a cycle of debt if the borrower cannot repay the loan on time.
  • Lenders do not report to credit bureaus, so timely repayment will not help improve credit scores.
  • Unscrupulous lenders may engage in predatory lending practices.

Interesting Facts and Statistics about Payday Loans in Linneus, Missouri

  • The average payday loan amount in Missouri is $315.
  • Missouri has the highest allowable interest rate for payday loans in the United States, at 452% APR.
  • As of 2020, there were 1,040 licensed payday lending locations in Missouri.
  • A Pew Charitable Trusts study found that the average payday loan borrower takes out eight loans annually, with roughly 35% of borrowers defaulting on their loans.

At TheGuaranteedLoans, we strive to connect borrowers with reputable payday lenders, ensuring that borrowers understand all the terms and conditions of their loans. We are a connector service and not a direct lender. Our goal is to facilitate the connection between potential lenders and borrowers, making the process of acquiring a payday loan simple and easy.

Applying for a Payday Loan

If you’re considering applying for a payday loan in Linneus, Missouri, TheGuaranteedLoans can help. Our online application process is fast and easy, and we can connect you with reputable lenders who can offer a variety of loan options. Remember, payday loans are a short-term solution, and responsible borrowing is key to avoiding potential debt cycles.

Apply now on our website and get connected to a reliable lender in your area.

F.A.Q.

Can I be arrested for not paying back a payday loan in Linneus, Missouri?

No, it is not legal for a lender to threaten or pursue criminal action for non-payment of a payday loan in Linneus, Missouri.

How do I apply for a payday loan in Linneus, Missouri?

You can apply for a payday loan in Linneus, Missouri by visiting a lender's storefront or website and filling out an application form.