Payday Loans in Livonia, Missouri

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No payday loan companies in Livonia, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Cash 217 N Main St, Sikeston, MO 63801 +1 (573) 481 - 9657
UMB Bank with drive-thru services 200 S E State Rte C North, Peculiar, MO 64078 +1 (816) 425 - 9876
Tower Loan 600 Dairy St b, Monett, MO 65708 +1 (417) 236 - 0900
Desoto Mo Pac Credit Union 2082 Rock Rd, De Soto, MO 63020 +1 (636) 586 - 9922
Simmons Bank 1540 State Hwy 248, Branson, MO 65616 +1 (417) 334 - 2121
Peoples Community Bank 101 Sycamore St, Greenville, MO 63944 +1 (573) 224 - 3267
Walmart Money Center 575 Walmart Dr, Sullivan, MO 63080 +1 (573) 468 - 7030
Stifel 100 S Bishop Ave, Rolla, MO 65401 +1 (573) 364 - 8930
Hometown Gun & Pawn LLC W 8th St, West Plains, MO 65775 +1 (417) 256 - 0366
Great Southern Bank 1210 Parkway Shopping Center, West Plains, MO 65775 +1 (417) 256 - 7144

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Livonia, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, Payday Loans in Kansas City, MO, Same Day Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Bad Credit Loans in Saint Charles, MO and Same Day Loans in Saint Joseph, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Livonia, MO.

Payday Loans Available in Livonia, MO By The Following ZIP Codes:

63551

Are Payday Loans Legal In Livonia, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Livonia, MO payday loan calculator

Understanding Payday Loans in Livonia, Missouri

In Missouri, payday loans are a legal option for people in need of quick cash. These short-term loans are designed to help borrowers cover unexpected expenses or bridge the gap between paychecks. While payday loans can be a helpful resource, it’s important to understand the key terms, risks, and regulations involved.

How Do Payday Loans Work?

Payday loans are based on the borrower’s income and employment information. These loans are typically due to be repaid in full on the borrower’s next payday. In Livonia, Missouri, payday loans can be between $50 and $500 and are subject to the following regulations:

  • Maximum loan term: 31 days
  • Maximum finance rate and fees: 75% of the initial loan amount
  • Finance charge for 14-day $100 loan: $75
  • Maximum number of loans at one time: No more than 1
  • Extensions and rollovers are allowed. However, the borrower must make a partial payment on the loan before each extension.

The Risks of Payday Loans

While payday loans can be a helpful resource for those in need, they also carry significant risks. These loans often come with exceptionally high-interest rates and fees, which can make repayment difficult. Borrowers should also be aware of the potential for rollovers, which can result in additional fees and interest charges. Additionally, payday loans can affect credit scores and can lead to a cycle of debt if not managed responsibly.

Interesting Statistics about Payday Loans in Livonia, Missouri

  • As of 2021, Missouri has over 1,000 payday loan locations.
  • Over 80% of payday loan borrowers in Missouri take out multiple loans in a year.
  • The average APR for a Missouri payday loan is 463%.

How to Apply for a Payday Loan in Livonia, Missouri

TheGuaranteedLoans is a connector service that can help connect borrowers with potential lenders. To apply for a payday loan in Livonia, Missouri, simply fill out the online application on our website. We can help you find potential lenders and guide you through the process of securing a loan. It’s important to remember that payday loans are intended to be short-term solutions and not long-term financial solutions. Always borrow responsibly, and never take on more debt than you can afford to repay.

At TheGuaranteedLoans, we prioritize the privacy and security of our customers. Our online application process is designed to protect your personal and financial information with the most advanced security measures available. You can trust us to handle your request with the utmost professionalism.

Conclusion

In conclusion, payday loans can provide much-needed financial assistance to borrowers in Livonia, Missouri. However, they come with significant risks, including high-interest rates and fees that can make it difficult to repay the loan. If you are considering taking out a payday loan, it’s important to understand the regulations and risks involved. As a connector service, TheGuaranteedLoans can help connect you with potential lenders to provide you with the resources you need to make an informed decision. Always borrow responsibly and only take on what you can afford to repay.

F.A.Q.

Are there any restrictions on payday loan amounts in Livonia, Missouri?

Yes, the maximum payday loan amount in Livonia, Missouri is $500, and the minimum loan term is 14 days.

Can I renew or extend my payday loan in Livonia, Missouri?

No, payday loans in Livonia, Missouri cannot be renewed or extended.