Payday Loans in Luray, Missouri

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No payday loan companies in Luray, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
A & a Loans 913 MO-84, Caruthersville, MO 63830 +1 (573) 333 - 1300
Commerce Bank 17601 E 24 Hwy Cir, Independence, MO 64056 +1 (816) 234 - 2250
World Finance 255 Financial Dr Ste D, Hollister, MO 65672 +1 (417) 336 - 0512
Star Loans 1025 E 75th St, Kansas City, MO 64131 +1 (816) 333 - 3278
World Finance Corporation 845 US-60 Ste G, Monett, MO 65708 +1 (417) 354 - 0073
LendNation 302 N Franklin St, Cuba, MO 65453 +1 (573) 885 - 1280
Chester National Bank-Missouri 1010 N Main St, Perryville, MO 63775 +1 (573) 547 - 7611
Title Loans 4 Less 230 E North Ave #A, Belton, MO 64012 +1 (816) 322 - 1322
World Finance 772 E US Hwy 54 Ste 4, Camdenton, MO 65020 +1 (573) 317 - 9541
South Central Missouri Credit Union 901 E Main St, Willow Springs, MO 65793 +1 (417) 469 - 6233

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Luray, MO, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Ballwin, MO, Payday Loans in Blue Springs, MO, Bad Credit Loans in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Same Day Loans in Columbia, MO, Payday Loans in Florissant, MO, Guaranteed Loans in Independence, MO and Guaranteed Loans in Jefferson City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Luray, MO.

Payday Loans Available in Luray, MO By The Following ZIP Codes:

63453

Are Payday Loans Legal In Luray, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Luray, MO payday loan calculator

Payday Loans in Luray, Missouri: Everything You Need to Know

In recent years, payday loans have gained popularity among consumers who need quick cash. These loans are typically short-term, high-interest loans, and they are generally used to cover unexpected bills or to bridge a gap between paychecks. If you’re in Luray, Missouri, and are considering a payday loan, keep reading to learn more about how these loans can help you and what you need to know.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. These loans are often available in small amounts, ranging from a few hundred dollars to a few thousand dollars. They are designed to help people cover unexpected expenses or to pay for necessities when their cash flow is tight.

However, payday loans come with high fees and interest rates. The interest rates on these loans can be as high as 400%, which means that you may end up paying back much more than you borrow in the long run.

Is It Legal to Get a Payday Loan in Luray, Missouri?

Payday loans are legal in Missouri, including Luray. However, there are laws governing these loans to protect consumers. For example, the state of Missouri prohibits lenders from charging more than $75 in fees for a loan, and the interest rate cannot exceed 75% of the loan amount.

In addition, you can only take out one payday loan at a time, and the loan term cannot exceed 31 days.

How Do You Get a Payday Loan in Luray, Missouri?

To get a payday loan in Luray, Missouri, you need to meet certain requirements. These requirements may vary depending on the lender, but typically include:

  • Being at least 18 years old
  • Having a valid government-issued ID
  • Having proof of income, such as a pay stub or bank statement
  • Providing a valid phone number and email address

Once you meet the requirements, you can apply for a payday loan either in person or online. If you’re approved, you will receive the loan amount either in cash or via direct deposit, depending on the lender.

Interesting Facts and Statistics about Payday Loans in Luray, Missouri

  • Missouri has more than 1,000 payday lenders, which is more than the number of McDonald’s and Starbucks locations combined.
  • Average payday loan in Missouri is $315.
  • In 2018, Missouri payday lenders reported $1.1 billion in loans, resulting in $217 million in fees and interest.

Apply Now

If you need a payday loan in Luray, Missouri, TheGuaranteedLoans can help connect you with potential lenders. Please note that we are not a direct lender, but rather a connector service.

To start the process, simply fill out our online application form. Once you submit your application, we will try to match you with a lender who suits your needs. If you’re approved, you will receive your loan amount either in cash or via direct deposit.

Remember, payday loans can be a helpful tool when used responsibly. However, it’s important to understand the terms and conditions of your loan and to make sure you can pay it back on time. If you have any questions or concerns about payday loans in Luray, Missouri, don’t hesitate to reach out to us. We’re here to help.

F.A.Q.

Can I be charged with criminal penalties for defaulting on a payday loan in Luray, Missouri?

No, in Luray, Missouri, borrowers cannot be charged with criminal penalties for defaulting on a payday loan. However, lenders may pursue civil action to collect on unpaid loans.

Is a credit check required for payday loans in Luray, Missouri?

No, payday lenders in Luray, Missouri do not typically perform credit checks during the loan application process.