Payday Loans in Macomb, Missouri

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No payday loan companies in Macomb, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
King of Kash 11112 Blue Ridge Blvd, Kansas City, MO 64134 +1 (816) 448 - 2005
Express Cash 219 E Springfield Rd, Sullivan, MO 63080 +1 (573) 468 - 9292
Master Finance Company 1950 S Glenstone Ave Ste K, Springfield, MO 65804 +1 (417) 886 - 7007
World Finance 206 S Bishop Ave Unit D, Rolla, MO 65401 +1 (573) 364 - 0162
America's Loan-N-Go 4910 N Oak Trafficway, Kansas City, MO 64118 +1 (816) 452 - 1996
Security Finance Corporation 818 12th St W, Lamar, MO 64759 +1 (417) 682 - 3711
MoneyGram 1113 S Main St, Maryville, MO 64468 +1 (660) 582 - 2360
Roger McCoy - Raymond James 224 N Walnut St, Cameron, MO 64429 +1 (816) 632 - 7501
Star Loan 1000 NW S Outer Rd, Blue Springs, MO 64015 +1 (816) 224 - 6595
U.S. Bank Branch 100 N Lincoln Dr, Troy, MO 63379 +1 (636) 528 - 7720

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Macomb, MO, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Independence, MO, Payday Loan for Jefferson City, MO, 24-Hour Loan in Joplin, MO, Payday Loan Without a Credit Check in Kansas City, MO, Payday Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loans in Saint Charles, MO and Payday Loans in Saint Joseph, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Macomb, MO.

Are Payday Loans Legal In Macomb, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Macomb, MO payday loan calculator

Payday Loans in Macomb, Missouri

When you find yourself in a financial bind with bills piling up and paycheck-to-paycheck living, it can be overwhelming. One option you may consider is a payday loan. In Macomb, Missouri, payday loans are legal, and as a last resort, this type of loan may be a solution that could help put a temporary band-aid on a financial situation that seems insurmountable.

What is a Payday Loan?

A payday loan, also known as a cash advance or paycheck advance, is a short-term loan that is typically due by the borrower’s next payday. These loans are usually for smaller amounts, and the borrower either writes a post-dated check for the amount owed, or the lender electronically withdraws the funds from the borrower’s bank account on the due date. In Missouri, payday loans can be taken out for up to $500, and the loan term cannot exceed 31 days.

How to Get a Payday Loan in Macomb, Missouri

To apply for a payday loan in Macomb, Missouri, you will need to provide a few pieces of information, including your name, address, and proof of income. You will also need to have a checking account in good standing, and you will need to be at least 18 years old. Once you have provided this information, the lender will determine whether you are approved for a loan and how much you are eligible to borrow. If approved, you will receive the funds either through a check or direct deposit into your bank account.

The Pros and Cons of Payday Loans

  • Pros: Payday loans can provide a quick solution to a financial emergency. The application process is typically simple and quick, and you can often receive the funds the same day you apply. Additionally, payday loans can be available to borrowers with less-than-perfect credit, which may be helpful for those who have had trouble qualifying for other types of loans.
  • Cons: Payday loans can carry high interest rates and fees, making them an expensive option. Borrowers also run the risk of falling into a cycle of debt if they are unable to pay back the loan on time and need to take out another loan to cover the original loan’s fees. Additionally, some payday lenders have been criticized for predatory lending practices that trap borrowers in cycles of debt.

Interesting Facts and Statistics About Payday Loans in Macomb, Missouri

  • Missouri law allows for lenders to charge up to 75% interest annually on short-term loans of up to $500.
  • According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year, spending an average of 199 days per year in debt.
  • As of 2018, there were over 1,100 licensed payday loan locations in Missouri.

Apply Now with TheGuaranteedLoans

While payday loans may be a viable option for some, it is important to make a responsible decision and only take out a loan if necessary. TheGuaranteedLoans is a connector service that can help connect borrowers with potential lenders. If you decide a payday loan is right for you, we encourage you to fill out an online application on our website. We only work with reputable lenders, and we make sure our borrowers understand the terms of the loan before agreeing to the loan.

Remember, TheGuaranteedLoans is not a direct lender and does not make any decisions regarding loan approval or amounts. We are a connector service that facilitates connections between borrowers and potential lenders.

Conclusion

If you find yourself in a bind and need quick access to cash, a payday loan may be a solution that could help. However, it is important to be aware of the high-interest rates and fees associated with these loans and to make a responsible decision. If you decide a payday loan is right for you, TheGuaranteedLoans can help connect you with potential lenders who can offer affordable rates and terms. We encourage you to research your options and make a decision that is best for your unique financial situation.

F.A.Q.

Can I file a complaint if I have a problem with a payday lender in Macomb, Missouri?

Yes, you can file a complaint with the Missouri Division of Finance.

Is there any support or assistance available for borrowers struggling to repay payday loans in Macomb, Missouri?

Yes, the Missouri Division of Finance offers resources and guidance for borrowers who are struggling with payday loan debt. Additionally, there are non-profit organizations and credit counseling services that offer assistance with debt management.