Payday Loans in Maryland Heights, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Maryland Heights, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Secured Loans 1202 Business Loop 70 E, Columbia, MO 65201 +1 (573) 443 - 1845
Courtesy Loans 3204 W 16th St, Sedalia, MO 65301 +1 (660) 829 - 3337
World Finance 128 N Cedar St, Nevada, MO 64772 +1 (417) 549 - 6255
Missouri Title Loans, Inc. 12695 New Halls Ferry Road, Florissant, MO 63033 +1 (314) 831 - 0217
Fast Loans By Phone 219 E 12th St, Kansas City, MO 64106 +1 (816) 421 - 2557
Fcs Financial 18156 US-59, Mound City, MO 64470 +1 (660) 442 - 3155
FCNB Insurance Services Inc 857 E Main St 2, Willow Springs, MO 65793 +1 (417) 469 - 2625
Southwest Mortgage Co 5633 S Farm Rd 139, Springfield, MO 65810 +1 (417) 865 - 1776
Sure Finance 1716 W 9th St 5, Sedalia, MO 65301 +1 (660) 829 - 1122
U.S. Bank ATM - Marshfield 759 W Jackson St, Marshfield, MO 65706 +1 (800) 872 - 2657

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maryland Heights, MO, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loans in Ballwin, MO, 24-Hour Loan in Blue Springs, MO, Short-term Loans in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Payday Loans in Columbia, MO and Quick Loan in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maryland Heights, MO.

Beautiful sights of Maryland Heights, MO

Payday Loans Available in Maryland Heights, MO By The Following ZIP Codes:

63043

Are Payday Loans Legal In Maryland Heights, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Maryland Heights, MO payday loan calculator

The Ins and Outs of Payday Loans in Maryland Heights, Missouri

When it comes to managing your finances, life can be unpredictable. Unexpected expenses arise, and sometimes your budget just won’t stretch enough to cover them. That’s where payday loans come in.

If you’re a resident of Maryland Heights, Missouri, and you find yourself in need of short-term financial assistance, you might want to consider a payday loan. In this article, we’ll explore what payday loans are, the laws surrounding them, and how to apply.

What Are Payday Loans?

Payday loans are short-term, unsecured loans designed to help borrowers cover emergency expenses. These loans are typically due on the borrower’s next payday, hence the name.

The amount of money you can borrow through a payday loan varies based on the lender and your income. However, in Missouri, the maximum loan amount is $500. The interest rates and fees associated with payday loans are generally much higher than traditional loans like mortgages or personal loans. These rates are set by the lender and depend on factors such as the borrower’s credit history, income, and repayment history.

The Laws Surrounding Payday Loans in Missouri

Payday loans are legal in Missouri and are regulated by the Missouri Division of Finance. In Missouri, payday loans are subject to the following regulations:

  • The maximum loan amount is $500
  • The term of the loan cannot be less than 14 days or more than 31 days
  • The finance charge is capped at 75% of the original loan amount
  • Borrowers can only take out one loan at a time, and there is a 24-hour cooling-off period after the repayment of one loan before another loan can be taken out
  • Lenders are required to provide borrowers with a clear and concise contract that outlines the terms and conditions of the loan

It’s important to note that payday loans can be risky and expensive. Before taking out a payday loan, be sure to carefully review the terms and conditions and ensure that you can afford to repay the loan in full and on time.

How to Apply for a Payday Loan in Maryland Heights, Missouri

If you’re considering applying for a payday loan in Maryland Heights, there are a few steps you’ll need to take:

  • Gather your personal and financial information, including your income and employment information
  • Research lenders and compare rates and fees
  • Fill out an application online or in-person
  • If approved, receive the loan amount in your bank account or on a prepaid debit card
  • Repay the loan on or before the due date

When applying for a payday loan, it’s important to only borrow what you can repay. Failure to repay a payday loan on time can result in additional fees and interest charges and can negatively impact your credit score.

Interesting Facts about Payday Loans in Maryland Heights, Missouri

  • Missouri has some of the most lenient payday lending laws in the country.
  • In Missouri, the average payday loan borrower takes out 6 loans per year.
  • The payday lending industry generates $53 billion in revenue each year.
  • Payday loans are banned in 18 states and the District of Columbia.
  • Payday loan borrowers are more likely to experience financial hardship, including bankruptcy and bad credit, than non-borrowers.

Apply Now

At TheGuaranteedLoans, we offer a quick and easy way to connect with potential lenders and obtain a payday loan. Simply fill out our online application, and we’ll match you with a lender who can offer you the loan you need. Remember, we’re a connector service, not a direct lender.

Managing your finances can be stressful, but payday loans can provide temporary relief when unexpected expenses arise. Remember to carefully review the terms and conditions of any loan before applying and only borrow what you can repay. With the right knowledge and resources, you can make informed financial decisions and achieve your goals.

F.A.Q.

Are there any alternatives to payday loans in Maryland Heights, Missouri?

Yes, there are other options for short-term financial assistance, such as personal loans or credit cards. It is recommended to research and compare options before making a decision.

Are there any protections in place for borrowers in Maryland Heights, Missouri?

Yes, the Missouri Division of Finance regulates the payday lending industry and provides consumer protections, such as limits on loan amounts and fees.