Payday Loans in Mc Bride, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Mc Bride, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Phelps County Bank 718 N Pine St, Rolla, MO 65401 +1 (573) 364 - 5202
Check Into Cash 1929 E Independence St, Springfield, MO 65804 +1 (417) 823 - 8044
Check `n Go 120 Steamboat Bend Shopping Center, Hannibal, MO 63401 +1 (573) 406 - 1000
World Finance Corporation 116 W 4th St, Caruthersville, MO 63830 +1 (573) 333 - 1095
EZ Loan Services 1820 W 32nd St, Joplin, MO 64804 +1 (417) 659 - 8294
Fairfax Financial Services 5800 N Oak Trafficway, Kansas City, MO 64118 +1 (816) 453 - 0454
Equity Bank 1601 Commercial St, Warsaw, MO 65355 +1 (660) 438 - 4040
Adrian Bank 130 E Main St, Adrian, MO 64720 +1 (816) 297 - 2194
LendNation 212 N Progress Drive Suite 30, Perryville, MO 63775 +1 (573) 547 - 7665
Bank of Old Monroe 2100 Highway C, Old Monroe, MO 63369 +1 (636) 665 - 5601

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mc Bride, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loans in Saint Charles, MO, Payday Loan Companies in Saint Joseph, MO, Payday Loan for Saint Louis, MO, No Credit Check Loans in Saint Peters, MO, Payday Loans in Springfield, MO and Payday Loan Companies in Wentzville, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mc Bride, MO.

Are Payday Loans Legal In Mc Bride, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Mc Bride, MO payday loan calculator

What are Payday Loans in Mc Bride, Missouri?

Payday loans are a type of short-term loan that typically has a high-interest rate and is designed to be repaid on the borrower’s next payday. In Mc Bride, Missouri, payday loans are legal, and many people use them to cover unexpected expenses or to get through a financial emergency.

How Payday Loans in Mc Bride, Missouri Work

The process of getting a payday loan in Mc Bride, Missouri is relatively easy. The borrower typically writes a postdated check for the loan amount plus fees to the lender, who then gives them the cash. The lender will hold the check until the borrower’s next payday, at which time they will deposit or cash the check to get their money back.

The fees for a payday loan can vary, but they typically range from $10 to $30 per $100 borrowed. This means that if you borrow $500, you could pay as much as $150 in fees. It’s important to remember that these loans are designed to be short-term solutions and should not be used as a long-term financial strategy.

Benefits and Potential Risks of Payday Loans in Mc Bride, Missouri

There are some benefits to using payday loans in Mc Bride, Missouri. For example, they are typically easier to get than traditional loans, and the money can be received quickly, often within a matter of hours. This can be helpful if you need cash right away to cover an emergency expense.

However, payday loans also come with some potential risks. The high-interest rates and fees can make it difficult to pay back the loan, leading to a cycle of debt. In addition, some payday lenders can be predatory, charging exorbitant fees and interest rates or engaging in illegal practices.

Understanding Missouri State Regulations for Payday Loans

In Mc Bride, Missouri, payday loans are legal, but the state does have some regulations to protect borrowers. For example, lenders are required to disclose all fees and interest rates upfront, and they cannot charge more than 75% of the original loan amount in fees and interest. In addition, borrowers are allowed to rescind the loan within at least two business days of taking it out without penalty.

It’s important to understand Missouri state regulations and to choose a reputable lender when considering a payday loan in Mc Bride.

Interesting Facts and Statistics about Payday Loans in Mc Bride, Missouri

  • In Missouri, the average payday loan is for $306, and borrowers typically have to pay back $410 including fees.
  • According to a study by the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans each year and spends almost 200 days in debt.
  • In Mc Bride, Missouri, there are currently no restrictions on how many payday loans a borrower can take out at one time.

Apply Now for a Payday Loan in Mc Bride, Missouri

If you’re in Mc Bride, Missouri, and need a payday loan, TheGuaranteedLoans can help. We connect borrowers with a network of potential lenders, making it easier to find the right loan for your needs.

To apply, simply fill out our online application with your information, including your income and employment details. We will then match you with potential lenders who may be able to provide you with a loan.

Remember that payday loans in Mc Bride, Missouri are designed to be short-term solutions, and it’s important to borrow responsibly. Make sure you understand the terms and fees of any loan you take out and only borrow what you can afford to repay.

F.A.Q.

Is it possible to extend the due date for a payday loan in Mc Bride, Missouri?

No, Missouri law does not allow for the extension of payday loan due dates. Borrowers must repay the loan in full on the agreed upon date.

Can I take out a payday loan if I have bad credit or a bankruptcy on my record?

Yes, payday lenders do not typically perform credit checks, so your credit history will not impact your eligibility for a payday loan.