Payday Loans in Metz, Missouri

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No payday loan companies in Metz, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 111 N Washington St, Mexico, MO 65265 +1 (573) 581 - 0808
Exchange Bank of Missouri 929 W Vest St, Marshall, MO 65340 +1 (660) 886 - 8577
Cash Depot Payday Loans 2054 Walton Dr, Jackson, MO 63755 +1 (573) 204 - 0701
Arvest Bank 202 West Main St, Noel, MO 64854 +1 (417) 475 - 3131
Courtesy Loans ste c St, 301 N Morley St, Moberly, MO 65270 +1 (660) 263 - 9979
Chariton Abstract & Title Co 209 S Ash St, Keytesville, MO 65261 +1 (660) 288 - 3446
Central Missouri Community Credit Union 920 Stonner Loop, Richmond, MO 64085 +1 (816) 776 - 5593
A Plus Payday Loans 12B Long Rd, Montgomery City, MO 63361 +1 (573) 564 - 2100
G's Pawn & Jewelry 407 US-50, Union, MO 63084 +1 (636) 583 - 4333
U.S. Bank Branch 202 E McPherson St, Kirksville, MO 63501 +1 (660) 665 - 8374

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Metz, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cape Girardeau, MO, Emergency Loan in Chesterfield, MO, Payday Loans in Columbia, MO, Bad Credit Loans in Florissant, MO, Payday Loans in Independence, MO, Emergency Loan in Jefferson City, MO, Guaranteed Loans in Joplin, MO and Payday Loans in Kansas City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Metz, MO.

Are Payday Loans Legal In Metz, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Metz, MO payday loan calculator

Payday Loans in Metz, Missouri: A Comprehensive Guide

Are you facing a financial emergency in Metz, Missouri? Do you need quick access to cash, but don’t have the credit score to qualify for a traditional bank loan? You’re not alone. Many people in Missouri turn to payday loans as a short-term solution for their financial needs. In this guide, we’ll explore the world of payday loans and how they work in Metz, Missouri.

What are Payday Loans?

Payday loans are short-term loans that typically need to be repaid by the borrower’s next payday. They provide a way for individuals to access quick cash in the event of a financial emergency, such as an unexpected car repair or medical expense.

In Missouri, payday loans are legal, and the state has specific regulations in place to protect borrowers. For example, lenders cannot charge more than 75% of the loan amount in interest and fees. Additionally, borrowers in Missouri can take out a payday loan for up to $500, and the loan term cannot exceed 31 days.

How Do Payday Loans Work in Missouri?

To qualify for a payday loan in Missouri, you must be at least 18 years old and have a steady source of income. You’ll need to provide proof of income, such as a pay stub, and a valid form of identification, such as a driver’s license. You’ll also need to have a checking account in good standing.

Once you’ve been approved for a payday loan, the funds will be deposited into your checking account. You’ll need to repay the loan, along with any interest and fees, by your next payday. If you’re unable to repay the loan on time, you may be able to roll it over for an additional fee.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their pros and cons.

Pros:

  • Easy to qualify for, even with poor credit
  • Quick access to cash
  • No collateral required

Cons:

  • High fees and interest rates
  • Short repayment term could lead to a cycle of debt
  • May not solve the underlying financial problem

Interesting Facts and Statistics About Payday Loans in Metz, Missouri

  • In Missouri, the average payday loan is for $306, with an average fee of $53.55
  • In 2020, Missouri payday lenders made more than 1.1 million loans, totaling more than $450 million
  • Despite efforts to cap interest rates on payday loans, the average annual percentage rate (APR) in Missouri is still 400%
  • Missouri has more payday loan storefronts than McDonald’s, Starbucks, and Walmart locations combined

Apply Now

If you’re facing a financial emergency in Metz, Missouri, and need quick access to cash, TheGuaranteedLoans is here to help. As a connector service, we can connect you with potential lenders who meet your financial needs. Simply fill out our online application form, and we’ll match you with lenders who may be able to provide you with a payday loan. Remember, TheGuaranteedLoans is not a direct lender, and you’ll need to work directly with the lender to finalize your loan.

Conclusion

Payday loans can be a useful financial tool for those facing an emergency in Metz, Missouri. However, it’s important to understand the risks and benefits before taking out a loan. Always read the terms and conditions carefully, and make sure you can repay the loan on time. If you’re struggling to make ends meet, consider speaking with a financial advisor or credit counselor for guidance.

F.A.Q.

Are there any alternatives to payday loans in Metz, Missouri?

Yes, there are other short-term loan options available in Metz, Missouri, such as installment loans or credit union loans.

Are there any restrictions on how payday lenders can advertise in Metz, Missouri?

Yes, payday lenders in Metz, Missouri are not allowed to use false or misleading advertising, and must disclose all loan terms and fees clearly and prominently.