Payday Loans in Neck City, Missouri

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No payday loan companies in Neck City, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 120 S Prairie St, Bloomfield, MO 63825 +1 (573) 568 - 4559
Sun Loan Company 296 Old Hwy 21, Pilot Knob, MO 63663 +1 (573) 546 - 5001
J L Auto Sales 475 N Lincoln Dr 1, Troy, MO 63379 +1 (636) 528 - 3806
ATM Lamar Bank And Trust 1000 Broadway St, Lamar, MO 64759 +1 (800) 627 - 3999
Advance America 3907-A Main St, Kansas City, MO 64111 +1 (816) 931 - 0075
Farmers Bank of Northern Missouri 1801 E 28th St 1105, Trenton, MO 64683 +1 (660) 359 - 2274
Lincoln Financial Advisors 3029 E Sunshine St E, Springfield, MO 65804 +1 (417) 881 - 7595
Security Finance 2430 Grand Ave, Carthage, MO 64836 +1 (417) 358 - 0120
Empire Finance 427 W Coler St STE C, Neosho, MO 64850 +1 (417) 451 - 7042
King of Kash 450 Cumberland Way, Sullivan, MO 63080 +1 (573) 469 - 0016

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Neck City, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Payday Loan for Cape Girardeau, MO, Payday Loan for Chesterfield, MO, Payday Loans in Columbia, MO, Same Day Loans in Florissant, MO, Quick Loan in Independence, MO and Payday Loans in Jefferson City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Neck City, MO.

Payday Loans Available in Neck City, MO By The Following ZIP Codes:

64849

Are Payday Loans Legal In Neck City, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Neck City, MO payday loan calculator

Payday Loans in Neck City, Missouri – What You Need to Know

If you are facing a financial emergency, you might be considering taking out a payday loan. In Missouri, payday loans are legal, but it’s important to understand the risks and benefits before you borrow.

What is a payday loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans can be very expensive, with interest and fees that can add up to an annual percentage rate (APR) of 400% or more.

  • Payday loans are easy to get – All you need is proof of income, a bank account, and identification.
  • Payday loans have high fees – In Missouri, payday loan fees are capped at 75% of the initial loan amount.
  • Payday loans can be used for any purpose – There are no restrictions on how you use the money.
  • Payday loans can trap you in a cycle of debt – If you can’t afford to pay the loan back on time, you may have to roll it over and pay even more fees.

How do payday loans work in Neck City, Missouri?

In Neck City, Missouri, you can borrow up to $500 for a payday loan, and loan terms must be at least 14 days long. Lenders are required to disclose all fees and interest rates before you sign a contract.

Missouri law also requires lenders to provide a repayment plan if you are unable to pay the loan back on time. However, some lenders may not offer this option, so it’s important to shop around and compare terms before you borrow.

What are the requirements for a payday loan in Neck City, Missouri?

To qualify for a payday loan in Neck City, Missouri, you must:

  • Be at least 18 years old
  • Have a valid ID and Social Security number
  • Have a regular source of income
  • Have an open and active checking account

Interesting Facts and Statistics About Payday Loans in Neck City, Missouri

  • In Missouri, the average APR for a payday loan is 455%.
  • Missouri has more payday lenders than McDonald’s, Starbucks, and Wal-Mart stores combined.
  • The maximum amount you can borrow in Missouri is $500, and lenders can charge up to 75% of the loan amount in fees.
  • The average payday loan borrower in Missouri takes out eight loans per year.

Apply Now

If you need a payday loan in Neck City, Missouri, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to help you find the loan that’s right for you.

Our online application process is fast and easy, and we will never charge you a fee for our services. Just fill out our secure online application, and we will connect you with a potential lender right away.

Remember, payday loans can be expensive, so it’s important to borrow only what you need and to pay the loan back on time to avoid additional fees and interest.

Conclusion

If you are considering a payday loan in Neck City, Missouri, it’s important to weigh the risks and benefits before you borrow. Payday loans can be easy to get, but they can also be very expensive and can trap you in a cycle of debt. Make sure you understand all the terms and fees before you sign a contract, and only borrow what you can afford to pay back.

F.A.Q.

Can I be arrested for not paying back a payday loan in Neck City, Missouri?

No, it is not legal for a lender to threaten or pursue criminal action for non-payment of a payday loan in Neck City, Missouri.

How do I apply for a payday loan in Neck City, Missouri?

You can apply for a payday loan in Neck City, Missouri by visiting a lender's storefront or website and filling out an application form.