Payday Loans in Novinger, Missouri

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No payday loan companies in Novinger, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loans 199 Main St, Forsyth, MO 65653 +1 (417) 546 - 7770
Bank of Advance 1428 West Business US Highway 60, Dexter, MO 63841 +1 (573) 624 - 1500
LendNation 119 W Main St, Fredericktown, MO 63645 +1 (573) 783 - 3084
Cash Advance of Harrisonville 2801 MO-291, Harrisonville, MO 64701 +1 (816) 887 - 5200
LendNation 322 Emerson Rd Ste B, High Ridge, MO 63049 +1 (636) 677 - 5224
Kennett Trust Bank 805 1st St, Kennett, MO 63857 +1 (573) 888 - 9051
Sun Loan Company 1853 N Bluff St, Fulton, MO 65251 +1 (573) 592 - 7742
Tower Loan 218 N Main St, Maryville, MO 64468 +1 (660) 582 - 2267
Check Into Cash 515 SE Melody Ln, Lee's Summit, MO 64063 +1 (816) 525 - 8210
Flexicash 1551 Denmark Rd, Union, MO 63084 +1 (636) 583 - 9555

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Novinger, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cape Girardeau, MO, Payday Loan Without a Credit Check in Chesterfield, MO, Payday Loans in Columbia, MO, Payday Loans in Florissant, MO, Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO and Payday Loans in Kansas City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Novinger, MO.

Beautiful sights of Novinger, MO

Payday Loans Available in Novinger, MO By The Following ZIP Codes:

63559

Are Payday Loans Legal In Novinger, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Novinger, MO payday loan calculator

Payday Loans in Novinger, Missouri

When unexpected expenses arise, and you find yourself in a tight financial spot, payday loans can seem like a quick and easy solution. However, it’s essential to understand how they work and their potential risks before deciding to apply for one.

In Missouri, payday loans are legal, which means that residents of Novinger can apply for them. However, there are specific laws and regulations that lenders must follow, including a maximum loan amount of $500 and a loan term of 14-31 days.

How do Payday Loans work?

Payday loans are short-term loans that usually have to be paid back within two weeks when the borrower receives their next paycheck. Borrowers typically apply for payday loans when they need quick cash to cover emergency expenses such as medical bills, car repairs, or utility bills.

To apply for a payday loan, the borrower must provide proof of income, such as a pay stub, valid identification, and a post-dated check for the loan amount plus fees. If approved, the borrower receives the loan amount in cash or direct deposit to their bank account.

The Risks of Payday Loans

While payday loans may seem like an easy solution to financial trouble, they can come with significant risks. The high interest rates and fees associated with payday loans can make them extremely expensive, especially if the borrower cannot repay the loan on time.

In Missouri, lenders can charge up to 75% of the loan amount in fees and interest rates, which can add up quickly, making it challenging to pay back the loan in full.

Moreover, if the borrower cannot repay the loan on time, the lender can charge additional fees, leading to a cycle of debt.

Interesting Facts About Payday Loans in Novinger, Missouri

– Missouri has some of the weakest payday lending regulations in the United States.
– The average payday loan borrower takes out eight loans per year.
– Missouri lawmakers have tried to reform payday lending laws, but these efforts have been unsuccessful.

Apply Now

If you need a payday loan in Novinger, Missouri, TheGuaranteedLoans can help you connect with potential lenders. Our online application is easy to fill out, and we’ll match you with the best lenders in our network based on your financial needs.

Remember, TheGuaranteedLoans is a connector service, and we do not directly lend money. Instead, we facilitate your connection with potential lenders who will provide you with all the necessary information on loan terms and conditions.

The Bottom Line

Payday loans can be a convenient solution to financial emergencies, but they come with significant risks that borrowers need to understand before applying. If you decide to take out a payday loan, be sure to borrow only what you can afford to pay back and try to repay the loan on time to avoid additional fees and debt.

F.A.Q.

Can I apply for a payday loan if I have bad credit in Novinger, Missouri?

Yes, payday loans in Novinger, Missouri do not require a credit check, so having bad credit will not necessarily disqualify you from obtaining a loan.

What are the eligibility requirements for payday loans in Novinger, Missouri?

To be eligible for a payday loan in Novinger, Missouri, you must be at least 18 years old, have a verifiable source of income, and have an active checking account.