Payday Loans in Patterson, Missouri

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No payday loan companies in Patterson, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Monett Check Cashers 809 Jerome Ln, Monett, MO 65708 +1 (417) 235 - 2274
Advance America 11205 E 24 Hwy Cir, Independence, MO 64054 +1 (816) 252 - 1410
Central Bank 1920 Legends W Ave, Boonville, MO 65233 +1 (660) 882 - 2724
First Midwest Bank 1025 S Main St, Piedmont, MO 63957 +1 (573) 223 - 4215
Principal Financial Group 110 N Maple St, Cole Camp, MO 65325 +1 (660) 240 - 9252
ATM Simmons Bank 506 E Broadway, Ashland, MO 65010 +1 (866) 246 - 2400
Pinnacle Bank 1316 E 32nd St, Joplin, MO 64804 +1 (417) 625 - 3691
Empire Finance 15 E Stoddard St, Dexter, MO 63841 +1 (573) 614 - 4813
Check n Go 100 SW, MO-7, Blue Springs, MO 64014 +1 (816) 224 - 8500
A & a Loans LLC 3799 Ridgedale Rd # B, Ridgedale, MO 65739 +1 (417) 334 - 4525

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Patterson, MO, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Saint Charles, MO, Emergency Loan in Saint Joseph, MO, Payday Loan Companies in Saint Louis, MO, Payday Loans in Saint Peters, MO, Payday Loans in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loans in Ballwin, MO and 24-Hour Loan in Blue Springs, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Patterson, MO.

Are Payday Loans Legal In Patterson, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Patterson, MO payday loan calculator

Payday Loans in Patterson, Missouri

Payday loans are a type of short-term loan that is meant to be repaid on the borrower’s next payday. These loans can be helpful for people who need cash quickly but may not have access to other forms of credit. In the state of Missouri, payday loans are legal and can be obtained from licensed lenders. One city in Missouri where payday loans are available is Patterson.

How do Payday Loans work in Patterson, Missouri?

In Patterson, there are several licensed payday loan lenders who can provide loans to borrowers. To obtain a payday loan, a borrower will need to provide some basic information including their name, address, and income information. The lender will then evaluate the borrower’s application and may approve or deny the loan. If approved, the loan amount will be provided to the borrower and must be repaid on their next payday.

Payday loans in Patterson, Missouri can range from $100 to $500. The loan amount is based on the borrower’s income and ability to repay the loan. The interest rates and fees associated with payday loans in Patterson are regulated by the state of Missouri. Lenders in Patterson can charge up to 75% of the loan amount in interest and fees. This means that on a $100 loan, a borrower could pay up to $75 in interest and fees.

Requirements to Qualify for a Payday Loan in Patterson, Missouri

Like all states, Missouri has specific requirements that borrowers must meet in order to qualify for a payday loan. To qualify for a payday loan in Patterson, borrowers must:

  • Be at least 18 years old
  • Have a valid ID
  • Provide proof of income
  • Have an active checking account

These requirements are in place to ensure that borrowers have the ability to repay their loan.

Benefits of Payday Loans in Patterson, Missouri

Payday loans can provide several benefits to borrowers in Patterson who need cash quickly. Some of these benefits include:

  • Quick access to cash
  • No credit check required
  • Easy application process
  • Flexible repayment terms

These benefits can make payday loans an attractive option for borrowers who may not have access to other forms of credit.

Important Considerations for Payday Loans in Patterson, Missouri

While payday loans can provide quick access to cash, there are some important considerations that borrowers in Patterson should keep in mind. These include:

  • High interest rates and fees
  • Short repayment terms
  • May not solve long-term financial issues
  • Can lead to a debt spiral

It’s important for borrowers to carefully evaluate their financial situation before taking out a payday loan. A payday loan may not be the best option for borrowers who have long-term financial issues or who may have difficulty repaying the loan on their next payday.

Interesting facts about Payday Loans in Patterson, Missouri

  • Missouri has more payday lenders than McDonald’s, Starbucks, and Walgreens combined.
  • In 2019, the average payday loan in Missouri was $387.
  • Between 2012 and 2017, Missourians paid $246 million in fees on payday loans.

Apply Now for a Payday Loan

If you live in Patterson, Missouri and are in need of a payday loan, TheGuaranteedLoans can help connect you with potential lenders. We are not a direct lender, but rather a connector service. Our online application process is quick and easy, and we’ll work hard to connect you with a lender who can meet your needs. To get started, simply fill out our online application.

F.A.Q.

Can I be sued or have my wages garnished if I cannot repay my payday loan in Patterson, Missouri?

Yes, if you fail to repay your payday loan in Patterson, Missouri, the lender may take legal action to recover the debt, including suing you or garnishing your wages.

Can I file a complaint about a payday lender in Patterson, Missouri?

Yes, if you have a complaint about a payday lender in Patterson, Missouri, you can contact the state's Division of Finance to file a complaint and seek assistance.