Payday Loans in Protem, Missouri

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No payday loan companies in Protem, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
LendNation 302 N Franklin St, Cuba, MO 65453 +1 (573) 885 - 1280
Central Bank 123 W 2nd St, Holden, MO 64040 +1 (816) 850 - 5535
A Plus Cash Advance 32 Camden Ct, Camdenton, MO 65020 +1 (573) 317 - 9119
Table Rock Community Bank 2 Wildwood Ln, Kimberling City, MO 65686 +1 (417) 739 - 9300
Sunflower Bank 101 E Stone Ave, Leeton, MO 64761 +1 (660) 653 - 4322
First National Bank 100 W Walnut St, Nevada, MO 64772 +1 (417) 667 - 3057
United States Postal Service 101 W First St, Schell City, MO 64783 +1 (800) 275 - 8777
Advance America 1717 E Ohio St, Clinton, MO 64735 +1 (660) 885 - 3182
Academy Bank 8301 N Church Rd, Kansas City, MO 64158 +1 (816) 883 - 3300
Security Finance 125 S Broadview St 4, Cape Girardeau, MO 63703 +1 (573) 651 - 3833

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Protem, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Joplin, MO, Payday Loans in Kansas City, MO, Short-term Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loans in Saint Charles, MO, 24-Hour Loan in Saint Joseph, MO, Payday Loan for Saint Louis, MO and Emergency Loan in Saint Peters, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Protem, MO.

Beautiful sights of Protem, MO

Are Payday Loans Legal In Protem, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Protem, MO payday loan calculator

What are Payday Loans?

A payday loan is a short-term, small-dollar loan typically used by individuals to cover unexpected expenses or to bridge the gap between paychecks. These loans are usually due in full at the borrower’s next payday and are often secured by a post-dated check or an agreement for electronic access to the borrower’s bank account.

Payday Loans in Protem, Missouri

In Missouri, payday loans are legal and can be taken out for a maximum of $500. The state has specific regulations in place to protect borrowers, including:

  • Lenders can charge no more than 75% of the loan amount in fees and interest
  • The loan term cannot exceed 31 days
  • Borrowers are limited to one rollover or renewal

Protem, Missouri has several lenders offering payday loans. These lenders are licensed and regulated by the Missouri Division of Finance, which oversees all non-depository financial institutions in the state.

How to Qualify for a Payday Loan in Protem, Missouri

To qualify for a payday loan in Protem, Missouri, borrowers must meet certain eligibility requirements, including:

  • Being at least 18 years old
  • Having a valid government-issued ID
  • Being a resident of Missouri and providing proof of residency
  • Having a regular source of income
  • Providing a working phone number and email address

The Pros and Cons of Payday Loans

Like any financial product, payday loans come with advantages and disadvantages. Here are some of the pros and cons:

Pros

  • Fast and easy approval process
  • No credit check required
  • Can help cover unexpected expenses or emergencies

Cons

  • High interest rates and fees
  • Can lead to a cycle of debt if not paid off on time
  • May not be a sustainable solution for long-term financial needs

Interesting Facts and Statistics about Payday Loans in Protem, Missouri

Did you know that:

  • Missouri has some of the highest payday loan interest rates and fees in the country, with borrowers paying an average of 443% APR
  • According to a study by Pew Charitable Trusts, borrowers in Missouri take out an average of eight payday loans per year
  • Protem, Missouri has a poverty rate of 42%, which may contribute to the demand for payday loans

Apply Now

If you need a payday loan in Protem, Missouri, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we are committed to helping borrowers find the best loan option for their needs. To get started, fill out our online application form today.

F.A.Q.

Can I apply for a payday loan if I have bad credit in Protem, Missouri?

Yes, payday loans in Protem, Missouri do not require a credit check, so having bad credit will not necessarily disqualify you from obtaining a loan.

What are the eligibility requirements for payday loans in Protem, Missouri?

To be eligible for a payday loan in Protem, Missouri, you must be at least 18 years old, have a verifiable source of income, and have an active checking account.