Payday Loans in Purcell, Missouri

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No payday loan companies in Purcell, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Table Rock Community Bank 2 Wildwood Ln, Kimberling City, MO 65686 +1 (417) 739 - 9300
Sun Loan Company 2406 N Baltimore St, Kirksville, MO 63501 +1 (660) 665 - 8512
First Community National Bank 1 Community Plaza, Sullivan, MO 63080 +1 (573) 208 - 4576
Richmond Laundry 114 E Lexington St, Richmond, MO 64085 +1 (816) 470 - 5559
Commerce Bank Frontage, 12829 US-71, Grandview, MO 64030 +1 (816) 234 - 2250
Advance Loans 1230 N Main St, Sikeston, MO 63801 +1 (573) 471 - 6281
Empire Finance 1737 S Jefferson Ave, Lebanon, MO 65536 +1 (417) 533 - 5390
Ozark Federal Credit Union Business, 1117 US-60, Dexter, MO 63841 +1 (573) 624 - 8864
Bootheel Automotive 135 S Walnut St R, Steele, MO 63877 +1 (573) 695 - 2553
Southern Bank 1292 Banning St, Marshfield, MO 65706 +1 (417) 859 - 1292

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Purcell, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Springfield, MO, Payday Loans in Wentzville, MO, Online Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Payday Loan for Cape Girardeau, MO, 24-Hour Loan in Chesterfield, MO, Payday Loans in Columbia, MO and Payday Loans in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Purcell, MO.

Payday Loans Available in Purcell, MO By The Following ZIP Codes:

64857

Are Payday Loans Legal In Purcell, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Purcell, MO payday loan calculator

Payday Loans in Purcell, Missouri: A Comprehensive Guide

When you’re in need of quick cash, payday loans can be a tempting option. These loans are designed to provide you with the funds you need to cover unexpected expenses or bridge the gap between paychecks. For residents of Purcell, Missouri, payday loans are a legal option that can be obtained relatively easily. However, before you take out a payday loan in Purcell, it’s important to understand how these loans work, the regulations surrounding them, and the risks associated with them.

Understanding Payday Loans in Purcell

A payday loan is a short-term loan that you can use to cover unexpected expenses or to bring your finances back into balance. When you take out a payday loan, you’re borrowing money against your future paycheck. In Purcell, you can borrow up to $500 on a payday loan, and you’ll have to pay back the loan within 14-31 days, depending on the terms of your loan agreement.

It’s important to note that payday loans in Purcell come with high interest rates and fees. For example, for a $100 payday loan in Purcell, you can expect to pay around $20 in fees and interest. This means that if you borrow $100, you’ll have to pay back around $120 within the loan term.

Regulations Surrounding Payday Loans in Purcell

While payday loans are legal in Missouri, there are regulations in place to protect borrowers from predatory lending practices. For example, the state of Missouri requires lenders to be licensed and regulated by the Division of Finance. Additionally, lenders are required to disclose all fees and interest rates to borrowers upfront.

Another important regulation to be aware of is the cap on the amount you can borrow. In Purcell, you can borrow up to $500 on a payday loan. Additionally, lenders are required to ensure that borrowers have the ability to repay the loan before lending them money.

The Risks Associated with Payday Loans in Purcell

While payday loans can provide much-needed financial relief in times of need, they also come with several risks. For example, the high interest rates and fees associated with payday loans can quickly add up, making it difficult to pay back the loan on time. This can lead to a cycle of debt, where borrowers take out additional loans to cover the fees and interest of their existing loans.

Additionally, payday loan lenders in Purcell are known for engaging in predatory lending practices. For example, some lenders may try to convince borrowers to take out larger loans or to roll over their existing loans, both of which can result in even higher fees and interest rates.

Interesting Facts and Statistics about Payday Loans in Purcell

  • Missouri has more payday loan stores per capita than almost any other state in the country.
  • The average payday loan borrower in Missouri takes out eight loans per year.
  • 75% of payday loan fees in Missouri are generated from borrowers who take out five or more loans per year.

Apply Now

If you’re in need of quick cash in Purcell, Missouri, TheGuaranteedLoans can help connect you with potential lenders who offer payday loans. Our online application process is simple and straightforward, and you can receive an offer within minutes. It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender. This means that we don’t provide loans directly, but we can help facilitate your connection with potential lenders who offer payday loans in Purcell.

Remember to borrow responsibly and only take out a payday loan if you absolutely need it. Consider other options, such as borrowing from friends and family, or using a credit card, before taking out a payday loan. If you do decide to take out a payday loan, make sure you read and understand the terms of the loan agreement before signing.

F.A.Q.

Can I get a payday loan from more than one lender at a time in Purcell, Missouri?

No, it is illegal to have multiple payday loans from different lenders at the same time in Purcell, Missouri.

How do I repay my payday loan in Purcell, Missouri?

Most payday lenders in Purcell, Missouri will automatically withdraw the loan amount plus fees and interest from your checking account on the due date.