Payday Loans in Ravenwood, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Ravenwood, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Community National Bank & Trust 1695 Hilltop Dr, Warsaw, MO 65355 +1 (660) 438 - 9554
LendNation 12773 New Halls Ferry Road, Florissant, MO 63033 +1 (314) 972 - 9429
LendNation 706 S Bishop Ave Suite D, Rolla, MO 65401 +1 (573) 426 - 3222
A-1 Premium Acceptance 1131 N Kingshighway St, Cape Girardeau, MO 63701 +1 (573) 651 - 4828
Mid American Title Loans 515 S Bishop Ave, Rolla, MO 65401 +1 (573) 341 - 5104
Commerce Bank Frontage, 12829 US-71, Grandview, MO 64030 +1 (816) 234 - 2250
Title Loans 4 Less 1208 MO-7 Suite G, Pleasant Hill, MO 64080 +1 (816) 540 - 2274
Sterling Bank 702 Main St, Van Buren, MO 63965 +1 (573) 323 - 4888
A & a Loans LLC 3799 Ridgedale Rd # B, Ridgedale, MO 65739 +1 (417) 334 - 4525
Central Bank 1801 N Morley St, Moberly, MO 65270 +1 (660) 263 - 1234

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ravenwood, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Joplin, MO, Payday Loans in Kansas City, MO, Payday Loans in Lee's Summit, MO, Short-term Loans in Liberty, MO, Same Day Loans in Saint Charles, MO, Emergency Loan in Saint Joseph, MO, Online Loans in Saint Louis, MO and Guaranteed Loans in Saint Peters, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ravenwood, MO.

Payday Loans Available in Ravenwood, MO By The Following ZIP Codes:

64479

Are Payday Loans Legal In Ravenwood, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Ravenwood, MO payday loan calculator

Payday Loans in Ravenwood, Missouri: What You Need to Know

Payday loans are a popular type of short-term loan that can provide you with fast cash when you need it. While payday loans can be beneficial in certain situations, they can also be risky and lead to a cycle of debt if not used responsibly. In this article, we will explore everything you need to know about payday loans in Ravenwood, Missouri, including how they work, the benefits and dangers, and how to apply.

How Do Payday Loans Work?

Payday loans are short-term loans that typically range from $50 to $500. They are designed to help you cover unexpected expenses or bridge the gap until your next paycheck. In Ravenwood, Missouri, payday loans are legal and regulated by the Missouri Division of Finance.

To apply for a payday loan in Ravenwood, you must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income
  • Have an active checking account

The application process for a payday loan is simple and quick. You can apply in person at a payday lending store or online. If you are approved, you can receive your funds within 24 hours.

The Benefits and Dangers of Payday Loans in Ravenwood, Missouri

Payday loans can provide quick access to cash when you need it most, but they also come with risks and drawbacks. Here are some of the benefits and dangers of payday loans in Ravenwood, Missouri:

Benefits:

  • Quick and easy access to cash
  • No credit check required
  • Can help you avoid late fees or bounced check fees
  • May be an option if you have bad credit or no credit

Dangers:

  • High interest rates and fees
  • Can lead to a cycle of debt if not repaid on time
  • Can damage your credit score if not repaid on time
  • May encourage financial dependence and poor financial habits

It is important to carefully consider the risks and benefits of a payday loan before applying. Only take out a payday loan if you are confident you can afford to repay it on time and in full.

How to Apply for a Payday Loan in Ravenwood, Missouri

If you decide to apply for a payday loan in Ravenwood, Missouri, there are several steps you can take to increase your chances of approval and ensure you are getting the best deal:

  • Shop around for lenders and compare interest rates and fees
  • Read the terms and conditions carefully before signing any agreements
  • Only borrow what you need and can afford to repay
  • Have a repayment plan in place before taking out the loan
  • Consider alternatives to payday loans, such as personal loans or credit cards

Interesting Facts and Statistics about Payday Loans in Ravenwood, Missouri

  • The average payday loan in Missouri is $307
  • In 2020, Missouri payday lenders charged an average interest rate of 462%
  • Missouri has more than 900 payday lending stores, which is more than the total number of McDonald’s, Starbucks, and Walgreens locations combined
  • In 2019, payday lending in Missouri generated more than $1 billion in loan volume

Apply Now with TheGuaranteedLoans

If you need a payday loan in Ravenwood, Missouri, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders in your area. Our online application process is quick and easy, and you can receive a decision within minutes.

It is important to note that TheGuaranteedLoans is not a direct lender, and we do not make lending decisions. Instead, we work with a network of lenders to help you find the best loan option for your needs and situation. Our platform is secure and confidential, and we never charge any fees for our service.

If you are ready to get started, click here to apply now.

F.A.Q.

Can I renew or extend my payday loan?

No, payday loans in Ravenwood, Missouri cannot be renewed or extended.

Are there any fees associated with payday loans in Ravenwood, Missouri?

Yes, payday lenders in Ravenwood, Missouri are allowed to charge a maximum interest rate of 75% per year on the loan amount. There may also be additional fees for late or non-payment.