Payday Loans in Rocky Comfort, Missouri

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No payday loan companies in Rocky Comfort, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Biz 1551 Denmark Rd, Union, MO 63084 +1 (636) 583 - 9555
The Missouri Bank 104 North Hwy 47, Warrenton, MO 63383 +1 (636) 456 - 3441
Southern Bank 400 W, US-160, Alton, MO 65606 +1 (417) 778 - 9000
Commerce Bank 1015 E Liberty St, Mexico, MO 65265 +1 (573) 581 - 6100
Stifel 501 Cherry St 101, Columbia, MO 65201 +1 (573) 874 - 2199
U.S. Bank Branch 1076 US-54, Camdenton, MO 65020 +1 (573) 346 - 5900
Simmons Bank 401 E 4th St, Lockwood, MO 65682 +1 (417) 232 - 4305
Security Finance Corporation 818 12th St W, Lamar, MO 64759 +1 (417) 682 - 3711
Capital Loans 1418 Missouri Blvd B, Jefferson City, MO 65109 +1 (573) 632 - 6753
Ozark Federal Credit Union Business, 1117 US-60, Dexter, MO 63841 +1 (573) 624 - 8864

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rocky Comfort, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Louis, MO, Short-term Loans in Saint Peters, MO, Payday Loans in Springfield, MO, Guaranteed Loans in Wentzville, MO, Payday Loans in Ballwin, MO, Same Day Loans in Blue Springs, MO, Same Day Loans in Cape Girardeau, MO and Payday Loans in Chesterfield, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rocky Comfort, MO.

Are Payday Loans Legal In Rocky Comfort, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Rocky Comfort, MO payday loan calculator

Payday Loans in Rocky Comfort, Missouri: What You Need to Know

When financial emergencies arise, many people turn to payday loans as a solution. These short-term loans provide quick access to cash, allowing borrowers to cover unexpected expenses until their next payday. In Missouri, payday loans are legal, but there are regulations in place to protect consumers. If you’re considering a payday loan in Rocky Comfort, Missouri, here’s what you need to know.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically due on the borrower’s next payday. These loans are designed to help individuals who need money quickly to cover unexpected expenses. In exchange for the loan, borrowers must provide a post-dated check or authorize an electronic debit from their bank account for the amount of the loan plus fees and interest.

Regulations in Missouri

Missouri law allows payday loans up to $500. The loan term cannot exceed 31 days, and lenders are allowed to charge a maximum of 75% interest on the loan amount. This means that if you borrow $100, you can expect to pay back $175, which includes the loan amount and fees.

Keep in mind that there are also regulations in place to protect borrowers. Lenders must be licensed by the Missouri Division of Finance, and they must provide a detailed loan agreement outlining the terms and conditions of the loan. Additionally, lenders are not allowed to rollover or renew a payday loan, so you cannot take out a new loan to pay off an old one.

Benefits of Payday Loans

One of the biggest benefits of payday loans is that they provide quick access to cash. Unlike traditional loans that can take weeks to process, payday loans can be approved and funded within hours. This can be especially helpful if you have an unexpected expense or financial emergency and need money immediately.

Payday loans are also relatively easy to qualify for. Unlike traditional loans that require a good credit score and extensive documentation, payday lenders typically only require proof of income and identification.

Drawbacks of Payday Loans

While payday loans can be helpful in times of need, they also come with some drawbacks. The biggest drawback is the high fees and interest rates associated with these loans. Because payday loans are short-term and high-risk, lenders charge higher fees to offset the risk of default.

Paying back a payday loan can also be difficult, especially if you’re already struggling financially. If you’re unable to make your payment on time, the lender may charge additional fees or take legal action to recover the funds.

Interesting Facts and Statistics

  • In Missouri, the average payday loan amount is $290.
  • Missouri has more payday lenders than McDonald’s, Starbucks, and Walgreens combined.
  • According to a study by the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year.

Apply Now

Are you considering a payday loan in Rocky Comfort, Missouri? TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders to help you find the right loan for your needs. To get started, simply fill out our online application. We’ll review your information and connect you with a lender who may be able to provide the funds you need. Remember, payday loans should only be used as a last resort, so make sure you understand the terms and conditions of the loan before you agree to it.

Apply now and take the first step towards getting the cash you need today.

F.A.Q.

Is it possible to extend the due date for a payday loan in Rocky Comfort, Missouri?

No, Missouri law does not allow for the extension of payday loan due dates. Borrowers must repay the loan in full on the agreed upon date.

Can I take out a payday loan if I have bad credit or a bankruptcy on my record?

Yes, payday lenders do not typically perform credit checks, so your credit history will not impact your eligibility for a payday loan.