Payday Loans in Rosendale, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Rosendale, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Missouri Loan Center 610 N Main St, Mountain Grove, MO 65711 +1 (417) 926 - 0806
Hawthorn Bank 100 Plaza Dr, Harrisonville, MO 64701 +1 (816) 380 - 3310
Prudential Dennis Schubert Life Insurance & Annuities 909 Missouri Blvd suite c, Jefferson City, MO 65109 +1 (573) 635 - 9542
Central Bank 1197 Spur Dr, Marshfield, MO 65706 +1 (417) 859 - 2060
Tower Loan 5891 Hwy 54 Suite 106, Osage Beach, MO 65065 +1 (573) 348 - 1740
Central Bank 410 Market St, Fulton, MO 65251 +1 (573) 642 - 6618
Peoples Savings Bank 514 Picnic St, New Florence, MO 63363 +1 (573) 835 - 4414
Citizens Bank & Trust 102 W Main St, Burlington Junction, MO 64428 +1 (660) 725 - 3333
Cash 4U 401 W 4th St A, Eldon, MO 65026 +1 (573) 392 - 6000
Car Lot 1752 W Jesse James Rd, Excelsior Springs, MO 64024 +1 (816) 630 - 2245

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rosendale, MO, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Payday Loans in Cape Girardeau, MO, Short-term Loans in Chesterfield, MO, Payday Loans in Columbia, MO and Payday Loans in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rosendale, MO.

Payday Loans Available in Rosendale, MO By The Following ZIP Codes:

64483

Are Payday Loans Legal In Rosendale, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Rosendale, MO payday loan calculator

Understanding the Ins and Outs of Payday Loans in Rosendale, Missouri

Payday loans are undoubtedly a popular financial solution for individuals who may require quick access to cash. While these loans provide immediate financial relief, it’s essential to have a thorough understanding of their terms and conditions.

What Are Payday Loans?

Payday loans are a type of short-term, high-interest loan that is meant to be repaid with the borrower’s next paycheck. These loans are structured to cater to individuals who may experience sudden financial emergencies and may not have access to other conventional forms of credit.

Payday loans are legal in Missouri, and Rosendale, Missouri, is no exception. These loans can be easily accessed by individuals residing in Rosendale as long as they meet specific eligibility criteria. However, it’s important to note that payday loans are considered high-risk, and potential providers often carry out credit checks to evaluate the borrower’s ability to repay the loan.

Eligibility Criteria for Payday Loans in Rosendale, Missouri

Before you can take out a payday loan, you must satisfy specific criteria. These include:

  • Being 18 years of age or older
  • Having a valid government-issued ID
  • Active checking account
  • Proof of income

How Do Payday Loans Work in Rosendale, Missouri?

Payday loans function much like any other loan type, with a few key differences. The borrower is required to provide a post-dated check or grant electronic access to their bank account to the lender. The check or electronic approval will cover the principal amount of the loan and the interest and fees charged by the lender.

The loan’s repayment period is usually between two and four weeks, depending on when the borrower’s next paycheck arrives. If the borrower fails to repay the loan on time, the lender may cash the post-dated check or access the borrowers’ bank account electronically.

The Pros and Cons of Payday Loans in Rosendale, Missouri

Payday loans have several benefits and drawbacks. Some of these advantages and disadvantages are:

The Pros of Payday Loans in Rosendale, Missouri

  • Quick access to cash when in need of emergency funds
  • No collateral required
  • Minimal paperwork required
  • No credit check required

The Cons of Payday Loans in Rosendale, Missouri

  • High-interest rates and fees
  • Risk of falling into a debt cycle
  • Potential for predatory lending practices
  • Penalties and additional fees for late payment and loan rollover

Interesting Statistics about Payday Loans in Rosendale, Missouri

  • Payday loans are legal in Missouri, with several payday lending locations dotted throughout Rosendale, Missouri.
  • Missouri-based payday lending companies disburse over $1 billion annually, according to the state’s Division of Finance.
  • The average payday loan in Missouri is $307, according to the Missouri Department of Finance.
  • Payday lending in Missouri is subject to a 75-day minimum loan term and a maximum loan amount of $500, as stipulated by the state’s Division of Finance.
  • Over 75% of payday loan borrowers in Missouri were not able to repay their loans within the two-week period set by the loan’s terms.

How To Apply for a Payday Loan in Rosendale, Missouri

If you’re interested in applying for a payday loan in Rosendale, Missouri, you can use theGuaranteedLoans to connect with potential lenders. TheGuaranteedLoans is a connector service that helps borrowers access payday lenders in their respective states. To apply, you must fill out an online application. Once you complete the application, our team will forward it to a network of lenders who will then determine whether to approve or deny your application.

Remember, payday loans are meant to be short-term solutions to financial emergencies. As such, it’s essential to understand the terms and conditions before taking out a payday loan. With careful planning and budgeting, you can make payday loans work for you without falling into a cycle of debt.

F.A.Q.

What should I do if I cannot repay my payday loan on time in Rosendale, Missouri?

If you cannot repay your payday loan on time in Rosendale, Missouri, you should contact your lender immediately to discuss potential options, such as extending the repayment period or rolling the loan over into a new one.

Can I get a payday loan online in Rosendale, Missouri?

Yes, many payday lenders in Rosendale, Missouri offer the option to apply for a loan online.