Payday Loans in Saint Charles, Missouri

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No payday loan companies in Saint Charles, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Pittsenbarger Mike CPA 510 N Main St, Lockwood, MO 65682 +1 (417) 232 - 4055
Heights Finance Corporation 1207 Missouri Ave, West Plains, MO 65775 +1 (417) 255 - 1450
Bank of New Madrid 112 E 1st St, Portageville, MO 63873 +1 (573) 379 - 5551
Central Bank 123 W 2nd St, Holden, MO 64040 +1 (816) 850 - 5535
Arnold Jewelry & Loan Inc 1516 Jeffco Blvd, Arnold, MO 63010 +1 (636) 282 - 3533
Central Bank 21 N Orchard Blvd, Fair Grove, MO 65648 +1 (417) 759 - 2593
Hickory County Title Co. 23463 US-54, Hermitage, MO 65668 +1 (417) 745 - 2331
North American Savings Bank 2002 E Mechanic St, Harrisonville, MO 64701 +1 (816) 380 - 7722
A-1 Premium Acceptance 101 Borga Building, Festus, MO 63028 +1 (636) 937 - 7663
Great Western Bank 224 W Wood St, Albany, MO 64402 +1 (660) 726 - 4000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Charles, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Joseph, MO, Payday Loan Companies in Saint Louis, MO, Payday Loans in Saint Peters, MO, Payday Loan for Springfield, MO, Payday Loans in Wentzville, MO, Payday Loans in Ballwin, MO, Short-term Loans in Blue Springs, MO and Payday Loans in Cape Girardeau, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Charles, MO.

Beautiful sights of Saint Charles, MO

Are Payday Loans Legal In Saint Charles, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Saint Charles, MO payday loan calculator

Payday Loans in Saint Charles, Missouri

Residents of Saint Charles, Missouri have access to payday loans to help them cover unexpected expenses between paydays. Payday loans are short-term, unsecured loans designed to provide quick access to emergency funds and are legal in Missouri.

Payday loans are relatively easy to apply for and do not require a credit check in order to qualify. The loan amount is usually determined by the borrower’s income level, but may range from $100 to $500 in Missouri. The loan is typically due on the borrower’s next payday, and the loan amount plus interest and fees are usually withdrawn from the borrower’s account on that day.

The fees associated with payday loans in Missouri are capped at 75% of the loan amount, and the annual percentage rate (APR) for the loan is capped at 4,425%. This means that borrowers should consider the full cost of the loan when deciding whether to apply for it and make sure they will be able to repay the loan in full on the due date.

Before applying for a payday loan in Saint Charles, Missouri, borrowers should be aware of their legal rights and obligations. According to state law, lenders must provide borrowers with a list of all charges and fees associated with the loan and must not attempt to collect more than the loan amount plus interest and fees. Borrowers also have the right to cancel their loan within 24 hours of signing the loan agreement without paying any fees or charges.

Apply Now

If you are in need of a payday loan and live in Saint Charles, Missouri, TheGuaranteedLoans can help. We offer an online application process where you can apply for a loan and be connected with a lender in just a few minutes. All you need to do is complete our online application, and we will do the rest. We are not a lender, but we will connect you with a lender who can meet your needs.

FAQ

How do I know if I qualify for a payday loan in Missouri?

To qualify for a payday loan in Missouri, you must be at least 18 years old, have a valid bank account, and have a steady source of income.

What are the fees associated with payday loans in Missouri?

The fees associated with payday loans in Missouri are capped at 75% of the loan amount, and the annual percentage rate (APR) for the loan is capped at 4,425%.

How long do I have to repay my payday loan?

Payday loans must be paid back on the borrower’s next payday, usually 14 to 30 days after the loan is issued.

More F.A.Q.

Are there any restrictions on how payday loan lenders can collect on unpaid loans in Saint Charles, Missouri?

Yes, payday loan lenders in Saint Charles, Missouri are not allowed to use threats, intimidation, or violence to collect on unpaid loans.

Can I be charged with a crime for defaulting on a payday loan in Saint Charles, Missouri?

No, defaulting on a payday loan in Saint Charles, Missouri is not a criminal offense.