Payday Loans in Saint Louis, Missouri

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No payday loan companies in Saint Louis, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1008 N Truman Blvd, Crystal City, MO 63019 +1 (636) 933 - 2700
FCS Financial 2880 Washington St, Chillicothe, MO 64601 +1 (660) 646 - 5044
Bank Midwest 102 US-71 BUS, Savannah, MO 64485 +1 (816) 324 - 3107
Unico Bank 625 Veterans Dr, Mineral Point, MO 63660 +1 (573) 438 - 5421
Quick Loans 300 W Mt Vernon St F, Nixa, MO 65714 +1 (417) 725 - 5010
Security Finance 1363 N Westwood Blvd, Poplar Bluff, MO 63901 +1 (573) 785 - 3855
United Credit Union 802 E Breckenridge St, Mexico, MO 65265 +1 (573) 581 - 8651
Great Southern Bank 14411 MO-7, Climax Springs, MO 65324 +1 (573) 347 - 2343
LibertyX Bitcoin ATM 1400 Rebel Rd, Union, MO 63084 +1 (800) 511 - 8940
Tower Loan 25 N Lafayette Ave, Marshall, MO 65340 +1 (660) 886 - 7439

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Louis, MO, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Saint Peters, MO, Payday Loan Without a Credit Check in Springfield, MO, 24-Hour Loan in Wentzville, MO, Short-term Loans in Ballwin, MO, Same Day Loans in Blue Springs, MO, Payday Loan Without a Credit Check in Cape Girardeau, MO, Payday Loan for Chesterfield, MO and Bad Credit Loans in Columbia, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Louis, MO.

Beautiful sights of Saint Louis, MO

Are Payday Loans Legal In Saint Louis, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Saint Louis, MO payday loan calculator

Payday Loans in Saint Louis, Missouri

In today’s economy, many individuals are struggling to make ends meet, juggling expenses and often finding themselves short on cash. In situations where they need quick financial assistance, payday loans can provide a viable solution. If you’re a Saint Louis resident and are considering a payday loan, this article will provide you with all the necessary information you need to know.

What are Payday Loans?

Payday loans are short-term loans that are designed to bridge the gap between paychecks. These loans typically range from $100 to $1,500 and have a term of two weeks to a month. Payday loans in Saint Louis, Missouri, are legal and regulated by state law.

To qualify for a payday loan, you must be at least 18 years old, have a checking account, and a regular source of income. Your income could be from employment, government benefits, or a pension. The lender will also require you to provide your identification and proof of income.

The Pros and Cons of Payday Loans

Like any other form of credit, payday loans have their advantages and disadvantages. Here are some of the pros and cons:

Pros:

  • Quick and convenient to access
  • No collateral required
  • Bad credit history is not always an issue

Cons:

  • High-interest rates and fees
  • Can lead to a cycle of debt
  • Does not help improve your credit score

Important Facts and Statistics about Payday Loans in Saint Louis, Missouri

According to a study by The Pew Charitable Trusts, the average payday loan in Missouri has a term of 14 days and a fee of $53.22. The average APR (Annual Percentage Rate) for payday loans in Missouri is 468%, among the highest in the country. In 2019, Missourians took out 1.8 million payday loans, with an average loan size of $329.

Applying for a Payday Loan in Saint Louis, Missouri

If you are considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and straightforward. Remember, we are a connector service, not a direct lender. Our goal is to provide you with easy access to reputable lenders who will work with you to obtain the loan you need.

To get started, fill out our online application form. You will be asked to provide some basic personal information and your loan requirements. Once you submit the application, we will connect you with potential lenders who meet your requirements. They will review your application and determine if they can provide the loan you need. If a lender is willing to work with you, they will contact you directly to discuss the terms and conditions of the loan.

Conclusion

In conclusion, payday loans are a viable financial solution if you need to bridge the gap between paychecks. However, keep in mind that they are designed to be short-term loans and come with high-interest rates and fees. Only borrow what you can afford to repay, and make sure you have a plan to repay the loan promptly.

If you need a payday loan in Saint Louis, Missouri, TheGuaranteedLoans can connect you with potential lenders who can help. Fill out our online application today, and take the first step towards obtaining the financial assistance you need.

F.A.Q.

What information do I need to provide to apply for a payday loan in Saint Louis, Missouri?

To apply for a payday loan in Saint Louis, Missouri, you will need to provide proof of income, a valid ID, and your bank account information.

Are there any eligibility requirements for obtaining a payday loan in Saint Louis, Missouri?

To be eligible for a payday loan in Saint Louis, Missouri, you must be at least 18 years old and have a regular source of income.