Payday Loans in Saint Mary, Missouri

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No payday loan companies in Saint Mary, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
LendNation 195 Highway 47 E Sutie 300, Troy, MO 63379 +1 (636) 528 - 9408
Peoples Community Bank 422 MO-51, Puxico, MO 63960 +1 (573) 222 - 3700
TitleMax Title Loans 923 US-40, Blue Springs, MO 64014 +1 (816) 874 - 8280
Speedy Cash 1331 E 63rd St, Kansas City, MO 64110 +1 (816) 363 - 2274
World Finance 1320 US-24 Ste B, Moberly, MO 65270 +1 (660) 263 - 6605
The Loan Machine 3635 N Lindbergh Blvd, Hazelwood, MO 63044 +1 (314) 291 - 7456
Town & Country Bank 1645 State Hwy Z, Pevely, MO 63070 +1 (636) 475 - 1000
Western Finance 212 W Commercial St, Lebanon, MO 65536 +1 (417) 532 - 0382
Tower Loan 116 W Main St, Washington, MO 63090 +1 (636) 239 - 0128
Gershman Mortgage - Branson 800 State Hwy 248 4e, Branson, MO 65616 +1 (417) 239 - 0246

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Mary, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Louis, MO, Payday Loans in Saint Peters, MO, Payday Loans in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loan Without a Credit Check in Ballwin, MO, Payday Loans in Blue Springs, MO, Short-term Loans in Cape Girardeau, MO and Guaranteed Loans in Chesterfield, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Mary, MO.

Beautiful sights of Saint Mary, MO

Are Payday Loans Legal In Saint Mary, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Saint Mary, MO payday loan calculator

Understanding Payday Loans in Saint Mary, Missouri

For many, payday loans are a financial lifeline during difficult times. But before you get a payday loan, it is important to understand exactly what it entails and what you should expect when doing business with a payday loan lender. This article will focus on payday loans in Saint Mary, Missouri.

What are payday loans?

A payday loan is a short-term loan, generally for two to four weeks. It is typically used to cover a borrower’s expenses until their next paycheck. Payday loans in Missouri have a maximum loan amount of $500. In most cases, you will need to provide the lender with a post-dated check for the amount you are borrowing, plus any fees and interest. When the loan comes due, the lender cashes the check.

It is important to note that payday loans are legal in Missouri.

What are the requirements for a payday loan in Saint Mary?

To apply for a payday loan in Saint Mary, Missouri, you need to meet certain requirements. These include:

  • Being at least 18 years old
  • Having a valid government-issued ID
  • Being employed or having a steady source of income
  • Having a checking account in good standing

When you apply for a payday loan, you will need to provide the lender with your personal information, employment information, and bank account information. The lender may also require you to provide proof of income and residency.

What are the fees and interest rates for payday loans in Saint Mary?

Payday lenders in Saint Mary, Missouri, are allowed to charge a maximum finance rate of 75% per year on a loan. This equates to $75 on a $100 loan with a two-week term. Additionally, lenders can charge an origination fee of up to 5% on the loan amount. These fees can add up quickly, so it is important to be aware of them before taking out a payday loan.

Can payday lenders take legal action against you?

Yes, it is possible for payday lenders to take legal action against you if you fail to repay the loan according to the terms of your agreement. This can include seizing your assets to cover the debt. If you are unable to repay a payday loan, you should contact the lender as soon as possible to discuss alternative options.

Applying for a payday loan in Saint Mary

If you are considering a payday loan in Saint Mary, Missouri, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application, and we will forward your information to lenders who may be able to provide you with the funds you need.

Interesting Facts about Payday loans in Saint Mary, Missouri

  • The average payday loan borrower in Missouri takes out eight loans per year.
  • Forty percent of borrowers in Missouri use payday loans to pay for regular expenses, such as utility bills.
  • The average payday loan in Missouri is $307, with an average fee of $53.

Conclusion

Payday loans in Saint Mary, Missouri, can be a helpful resource for those in need of quick cash. However, it is important to be aware of the fees and interest rates associated with these loans, as well as the potential legal consequences for failure to repay. Remember, payday loans should only be used as a last resort.

Apply Now

If you are in need of a payday loan in Saint Mary, Missouri, fill out our online application today. TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders who may be able to provide you with the funds you need. Apply now and get the financial help you need.

F.A.Q.

Can I be charged with criminal penalties for defaulting on a payday loan in Saint Mary, Missouri?

No, in Saint Mary, Missouri, borrowers cannot be charged with criminal penalties for defaulting on a payday loan. However, lenders may pursue civil action to collect on unpaid loans.

Is a credit check required for payday loans in Saint Mary, Missouri?

No, payday lenders in Saint Mary, Missouri do not typically perform credit checks during the loan application process.