Payday Loans in Saint Robert, Missouri

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No payday loan companies in Saint Robert, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Biz 509 Huck Finn Shopping Ctr, Hannibal, MO 63401 +1 (573) 248 - 2156
Central Bank 502 W Mt Vernon St, Nixa, MO 65714 +1 (417) 725 - 2611
Commerce Bank 100 Huck Finn Shopping Center, Hannibal, MO 63401 +1 (573) 221 - 0103
First Bank of the Lake 4558 Osage Beach Pkwy 100, Osage Beach, MO 65065 +1 (573) 348 - 2265
BancorpSouth Bank 2620 E Sunshine St, Springfield, MO 65804 +1 (417) 890 - 2150
Alex Becker, Southern Bank Lender, NMLS 1817036 303 W Market St, Dexter, MO 63841 +1 (573) 624 - 8828
Access Capital Funding llc 14366 S Outer Forty Rd, Chesterfield, MO 63017 +1 (314) 787 - 0292
Advance America 300 E Ash St, Columbia, MO 65201 +1 (573) 449 - 8550
Pay Day Today LLC 531 Benham St, Bonne Terre, MO 63628 +1 (573) 358 - 1122
Phelps County Bank 718 N Pine St, Rolla, MO 65401 +1 (573) 364 - 5202

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Robert, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Saint Charles, MO, Quick Loan in Saint Joseph, MO, Payday Loans in Saint Louis, MO, No Credit Check Loans in Saint Peters, MO, Payday Loan Without a Credit Check in Springfield, MO, Online Loans in Wentzville, MO, Payday Loan for Ballwin, MO and Payday Loans in Blue Springs, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Robert, MO.

Beautiful sights of Saint Robert, MO

Are Payday Loans Legal In Saint Robert, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Saint Robert, MO payday loan calculator

Payday loans in Saint Robert, Missouri

If you’re in Saint Robert, Missouri, and facing an unexpected financial emergency, a payday loan could be a viable option for you. Payday loans are a type of short-term financing that can help you cover unexpected bills or expenses that arise between paychecks. While payday loans can provide quick relief, it’s essential to keep in mind that they come with high interest rates and fees, making them a costly form of financing.

How do Payday Loans Work in Saint Robert, Missouri?

In Missouri, payday loans are legal and regulated by the Missouri Division of Finance. Payday loans are available from both storefront lenders and online lenders. These loans allow you to borrow up to $500 for a period of up to 31 days. Lenders in Saint Robert, Missouri, are not permitted to charge more than 75% of the loan’s original principal in interest and fees, making it crucial to read the fine print before signing a loan agreement.

What are the Benefits of Payday Loans?

There are several advantages to getting a payday loan in Saint Robert, Missouri. These loans can help you cover unexpected expenses, such as medical bills or car repairs, that would otherwise leave you in a financially precarious position. Unlike traditional loans that have lengthy application processes, payday loans are much more accessible, and you can typically receive funding within a few hours of applying.

What are the Drawbacks of Payday Loans?

While payday loans can be an effective short-term financing option, they also come with several drawbacks. As previously mentioned, payday loans have high-interest rates and fees, which can lead to a cycle of debt if not used responsibly. If you can’t pay back the loan within the predetermined timeframe, you’ll need to renew the loan, which can lead to even more fees. It’s also crucial to note that payday loans are not a long-term solution to financial hardships and should be used in emergencies only.

What are the Requirements to Qualify for a Payday Loan in Saint Robert, Missouri?

To qualify for a payday loan in Saint Robert, Missouri, you must be at least 18 years old and have a steady source of income. You’ll also need to provide proof of identification, such as a driver’s license or state-issued ID, and a checking account. These requirements vary depending on the lender.

Interesting Facts and Statistics about Payday Loans in Saint Robert, Missouri

  • In Missouri, there are currently over 1,100 payday loan storefronts.
  • The average borrower in Missouri takes out six payday loans per year.
  • The average APR for payday loans in Missouri is 452%.
  • Missouri payday lenders reportedly make over $1 billion in revenue each year from fees and interest.

Apply Now!

If you’re considering a payday loan, TheGuaranteedLoans can help you find a lender. We’re a connector service that specializes in payday loans, title loans, and other loan-related topics. We understand that time is of the essence when you’re facing a financial emergency, which is why we’ve streamlined our application process to make it as fast and easy as possible. Visit our website now to apply and get connected with a lender!

F.A.Q.

What do I need to bring to the payday lender to apply for a loan?

You will need to provide proof of income, a valid government-issued ID, and a blank check from an active checking account in your name.

Are there any penalties for defaulting on a payday loan in Saint Robert, Missouri?

Yes, if you default on a payday loan, the lender may charge additional fees and interest, and may pursue legal action to collect the debt.