Payday Loans in Saint Thomas, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Saint Thomas, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Empire Finance 600 Dairy St e, Monett, MO 65708 +1 (417) 236 - 9614
Check Into Cash 503 E Nifong Blvd # H, Columbia, MO 65201 +1 (877) 244 - 8254
Bank of Old Monroe 2100 Highway C, Old Monroe, MO 63369 +1 (636) 665 - 5601
Table Rock Community Bank 1 Wildwood Ln, Kimberling City, MO 65686 +1 (417) 739 - 9300
Community Bank of Missouri 904 Walton Way, Richmond, MO 64085 +1 (816) 470 - 2265
Loans Plus 11660 MO-72, Rolla, MO 65401 +1 (573) 364 - 1440
Central Bank 1800 S Glenstone Ave, Springfield, MO 65804 +1 (417) 881 - 3100
Mid-American Title Loans 322 N Chestnut St, Cameron, MO 64429 +1 (816) 632 - 5886
Payday Loans 1691A Rock Rd, De Soto, MO 63020 +1 (636) 337 - 0690
Capital Loans 1418 Missouri Blvd B, Jefferson City, MO 65109 +1 (573) 632 - 6753

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Thomas, MO, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Cape Girardeau, MO, Bad Credit Loans in Chesterfield, MO, Payday Loans in Columbia, MO, Payday Loans in Florissant, MO, Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO and Online Loans in Kansas City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Thomas, MO.

Are Payday Loans Legal In Saint Thomas, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Saint Thomas, MO payday loan calculator

Payday Loans in Saint Thomas, Missouri: A Comprehensive Guide

If you’re in urgent need of cash and can’t wait for your next paycheck, payday loans offer a quick solution to your financial woes. These loans are short-term and unsecured, making them ideal for people who need access to quick cash without the hassle of traditional lending criteria. In Missouri, payday loans are legal, providing residents with a convenient way to access cash quickly.

What are Payday Loans?

Payday loans are short-term loans designed for people who need to borrow small amounts of money. They are typically unsecured, meaning you don’t need to pledge collateral as security, and the requirements to qualify are often less stringent than traditional loans. The amount you can borrow with a payday loan varies by state, but in Missouri, the maximum loan amount is $500 and the term ranges from 14 to 31 days.

How do Payday Loans Work?

To get a payday loan, you need to be at least 18 years old, have a valid ID, an active checking account, and proof of income. You can apply for a loan online or in-person at a payday lender’s store. Once you submit your application and the lender approves it, you can often receive your cash within 24 hours.

When it comes to repayment, payday loans are due on your next payday. The lender will either withdraw the loan amount plus fees from your bank account or cash your check. If you can’t repay the loan on time, you may be subject to additional fees and penalties. In Missouri, lenders are required to give borrowers the option to repay the loan in installments.

Benefits of Payday Loans in Saint Thomas, Missouri

  • Quick access to cash
  • No collateral needed
  • Less stringent eligibility requirements
  • Easy application process

Disadvantages of Payday Loans in Saint Thomas, Missouri

  • High interest rates
  • Potential for debt cycle
  • Short repayment terms
  • Potential for additional fees and penalties for late payments

Interesting Facts and Statistics about Payday Loans in Saint Thomas, Missouri

  • In 2020, there were over 1.3 million payday loans taken out in Missouri, with a total loan value of over $502.5 million.
  • The average loan amount in Missouri is $307
  • More than 85% of payday loan borrowers in Missouri have a household income below $50,000 per year.
  • Missouri law requires lenders to disclose all fees and charges associated with a payday loan upfront and provide a written agreement detailing the terms, fees, and due date.

Apply Now

Are you in need of a payday loan in Saint Thomas, Missouri? TheGuaranteedLoans is here to help. We are a connector service that can facilitate your connection with potential lenders. Our online application process is easy and convenient, and we work with a network of reputable lenders who can offer you the cash you need quickly. Remember, payday loans should be used responsibly, and it’s important to only borrow what you can afford to repay. Apply now and get the cash you need.

F.A.Q.

Can I file a complaint if I have a problem with a payday lender in Saint Thomas, Missouri?

Yes, you can file a complaint with the Missouri Division of Finance.

Is there any support or assistance available for borrowers struggling to repay payday loans in Saint Thomas, Missouri?

Yes, the Missouri Division of Finance offers resources and guidance for borrowers who are struggling with payday loan debt. Additionally, there are non-profit organizations and credit counseling services that offer assistance with debt management.