Payday Loans in Shook, Missouri

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No payday loan companies in Shook, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Knox County Abstract 105 S 1st St, Edina, MO 63537 +1 (660) 397 - 3259
Commerce Bank 715 Main St, Cassville, MO 65625 +1 (800) 453 - 2265
United States Postal Service 233 Illinois Ave Ste 1, Fort Leonard Wood, MO 65473 +1 (800) 275 - 8777
Mid-American Title Loans 1102 Business Loop 70 E, Columbia, MO 65202 +1 (573) 303 - 0270
World Finance 901 S Aurora St Ste B, Eldon, MO 65026 +1 (573) 392 - 5232
First Midwest Bank 1025 S Main St, Piedmont, MO 63957 +1 (573) 223 - 4215
Cash Depot 166 S Service Rd E, Sullivan, MO 63080 +1 (573) 860 - 2028
Cash Zone 3416 Georgia St, Louisiana, MO 63353 +1 (573) 754 - 5644
Regional Missouri Bank 207 E Rollins St, Moberly, MO 65270 +1 (660) 263 - 2280
FCS Financial 509 Hbc Rd, Macon, MO 63552 +1 (800) 432 - 2156

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Shook, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loans in Saint Charles, MO, Payday Loan Without a Credit Check in Saint Joseph, MO, Payday Loans in Saint Louis, MO, Payday Loans in Saint Peters, MO, Payday Loans in Springfield, MO and Online Loans in Wentzville, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Shook, MO.

Are Payday Loans Legal In Shook, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Shook, MO payday loan calculator

Understanding Payday Loans in Shook, Missouri

If you’re living in Shook, Missouri, you might have found yourself in a situation where you need emergency funds to cover unexpected expenses. If you’re considering getting a payday loan, there are things you need to know to make an informed decision.

What Are Payday Loans?

A payday loan is a type of short-term loan that is usually due on your next payday. It’s an unsecured loan, which means you don’t need to put up any collateral to get approved. Payday loans are designed to help people with immediate cash needs to cover expenses such as rent, bills, or medical emergencies.

How Do Payday Loans Work in Shook, Missouri?

In Shook, Missouri, payday loans are legal and regulated by state law. You can borrow up to $500 for a maximum of 31 days. Missouri law also requires lenders to provide borrowers with a written agreement that includes the loan amount, fees, and interest rates. The APR for payday loans in Missouri can be as high 1950%.

What Are the Pros and Cons of Payday Loans?

Like any other type of loan, payday loans have their benefits and drawbacks. Here are some of the pros and cons of payday loans:

Pros:

  • Quick access to cash
  • No collateral required
  • No credit check required

Cons:

  • High fees and interest rates
  • Short repayment term
  • Risk of falling into a debt cycle

What Are the Requirements to Get Approved for a Payday Loan in Shook, Missouri?

To qualify for a payday loan in Shook, Missouri, you need to meet the following requirements:

  • Be at least 18 years old
  • Be a US citizen or permanent resident
  • Have a regular source of income
  • Have a valid ID and an active checking account
  • Provide proof of income and residence

What Are the Alternatives to Payday Loans in Shook, Missouri?

Before considering a payday loan, you might want to explore other options to get the cash you need:

  • Borrow from family or friends
  • Consider a personal loan from a bank or credit union
  • Use a credit card with a lower APR
  • Negotiate with your creditors to set up a payment plan

Interesting Facts and Statistics About Payday Loans in Shook, Missouri

  • Shook is a small city located in Bollinger County, Missouri, with a population of fewer than 1000 people.
  • In Missouri, the average payday loan balance is $315, and borrowers pay an average of $52 in fees and interest for each loan.
  • According to a report by the Consumer Financial Protection Bureau, 80% of payday loans are rolled over or renewed within two weeks.
  • The Missouri Division of Finance reported a total of 1.2 million payday loan transactions in 2019, with an average APR of 462%.

Apply Now for a Payday Loan in Shook, Missouri

At TheGuaranteedLoans, we understand that unexpected expenses can happen to anyone. That’s why we offer a simple and convenient way to connect you with potential lenders who can help you get the cash you need. Our online application process is easy and secure, and you can get a decision in minutes.

Apply now on our website to get started. Remember, we’re not a direct lender, but a connector service that helps you find the right lender for your needs. We’ll facilitate the connection to save you time and hassle.

F.A.Q.

Can I be charged with criminal penalties for defaulting on a payday loan in Shook, Missouri?

No, in Shook, Missouri, borrowers cannot be charged with criminal penalties for defaulting on a payday loan. However, lenders may pursue civil action to collect on unpaid loans.

Is a credit check required for payday loans in Shook, Missouri?

No, payday lenders in Shook, Missouri do not typically perform credit checks during the loan application process.