Payday Loans in Stanton, Missouri

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No payday loan companies in Stanton, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Diamond Banc 435 Nichols Rd 200, Kansas City, MO 64112 +1 (816) 977 - 2677
LendNation 941 S Cherokee Drive Suite 8, Marshall, MO 65340 +1 (660) 886 - 6410
Advance America 890 S. 291 Hwy., Liberty, MO 64068 +1 (816) 415 - 1685
Citizens Bank 100 Circle Dr, New Haven, MO 63068 +1 (573) 237 - 3051
Central Bank 21 N Orchard Blvd, Fair Grove, MO 65648 +1 (417) 759 - 2593
Citizens State Bank 207 E Commercial St, Charleston, MO 63834 +1 (573) 683 - 3373
Payday Loans 199 Main St, Forsyth, MO 65653 +1 (417) 546 - 7770
Sun Loan Company 523 E US Hwy 24, Independence, MO 64050 +1 (816) 461 - 5827
Walmart Money Center 101 W Us Highway 60, Mountain View, MO 65548
Wright County Land Services, LLC 1405 N Main St, Mountain Grove, MO 65711 +1 (417) 926 - 4300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stanton, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Charles, MO, Guaranteed Loans in Saint Joseph, MO, Quick Loan in Saint Louis, MO, Payday Loan for Saint Peters, MO, Guaranteed Loans in Springfield, MO, Payday Loans in Wentzville, MO, Payday Loan for Ballwin, MO and Payday Loan for Blue Springs, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stanton, MO.

Beautiful sights of Stanton, MO

Are Payday Loans Legal In Stanton, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Stanton, MO payday loan calculator

Payday loans in Stanton, Missouri – Everything you need to know

Getting a payday loan in Stanton, Missouri is one way to address a short-term financial crisis. Like in most states in the USA, the payday lending industry is legal here and regulated by Missouri Revised Statutes Chapter 408.500 et seq. This law provides consumer protection measures such as capping the maximum loan amount and mandating certain loan terms and conditions.

What is a payday loan?

A payday loan is a short-term, unsecured loan that is typically meant to help bridge a borrower’s financial gap until their next payday. It is a way for borrowers to access a small amount of cash quickly, without the need for a credit check or collateral. Most payday loans have a repayment term of two weeks to a month or until the borrower’s next payday. Interest rates and fees can be quite high for these loans, so borrowers need to be careful to weigh the risks and benefits of taking out a payday loan before applying.

Eligibility for Payday loans in Stanton, Missouri

In Stanton, Missouri, regulations for payday loans require lenders to follow some specific rules when issuing these loans. To obtain a payday loan in Stanton, a borrower must:

  • Be at least 18 years old
  • Have a valid ID
  • Show proof of income
  • Have an active checking account
  • For online applications: provide a social security number

The cost of Payday loans in Stanton, Missouri

As mentioned earlier, payday loans can be expensive, so borrowers must be aware of the costs before applying. Lenders in Stanton are permitted to charge a maximum of 75% of the original loan amount in fees and interest. For a $100 loan, this would mean fees and interest of up to $75. The APR for payday loans in Stanton may exceed 400%, so it is crucial that borrowers understand all the terms and fees associated with the loan before taking it out.

Interesting facts and statistics about Payday loans in Stanton, Missouri

  • According to the Missouri Division of Finance, there were over 1.6 million payday loans issued in the state in 2019, for a total loan amount of over $1 billion. This indicates that payday loans are popular in Missouri.
  • Out of the 1.6 million payday loans in 2019, an estimated 250,000 loans were issued in the St. Louis area, which includes Stanton.
  • A report from the Center for Responsible Lending shows that the average APR for payday loans in Missouri is 462.78%.
  • According to the same Center for Responsible Lending report, Missouri borrowers pay an average of $95 in fees and interest for a $300 payday loan.

Apply Now

At TheGuaranteedLoans, we specialize in connecting borrowers with payday lenders in Stanton, Missouri and beyond. As a matchmaking service, we help you compare different lenders and find the best loan terms and rates that match your needs and financial situation.

To apply for a payday loan, simply visit our website and fill out the online application. Be sure to have the required documents ready, and we will do the rest. Once we receive your application, we will match you with the most appropriate lenders in Stanton and get back to you with offers that match your financial needs.

Please note that TheGuaranteedLoans is not a direct lender, nor do we make credit decisions. We are a connector service, and our goal is to help you connect with lenders who offer payday loans in Stanton, Missouri. We operate in compliance with state and federal laws and always prioritize borrower protection and responsible lending practices.

Conclusion

A payday loan can seem like a quick fix for a financial emergency, but it can also be a slippery slope to a vicious debt cycle. Before applying for a payday loan, it is important to understand the costs, fees, and interest rates associated with such loans. At TheGuaranteedLoans, we are here to help connect you with lenders who understand the Missouri payday lending laws and offer the loan products that best match your financial situation. We prioritize responsible lending and borrower protection and will always work to find you the most favorable loan terms possible.

F.A.Q.

Are there any protections for borrowers in Stanton, Missouri when it comes to payday loans?

Yes, the state of Missouri has several laws in place to protect borrowers from predatory lending practices. These laws include limits on interest rates, fees, and loan terms, as well as requirements for lenders to provide borrowers with clear information about the terms of their loans.

What are the eligibility requirements for payday loans in Stanton, Missouri?

To be eligible for a payday loan in Stanton, Missouri, you must be 18 years or older and have a regular source of income.