Payday Loans in Stet, Missouri

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No payday loan companies in Stet, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 2000 N Walnut St, Cameron, MO 64429 +1 (816) 632 - 9900
Equity Bank 920 Thompson Blvd, Sedalia, MO 65301 +1 (660) 829 - 3800
Thrivent Financial for Lutherans 311 Lake St, Lock Springs, MO 64654 +1 (660) 956 - 9174
Payless Cash Advance 1308 Old Exeter Rd, Cassville, MO 65625 +1 (417) 846 - 0200
Fairfax Financial Services 5800 N Oak Trafficway, Kansas City, MO 64118 +1 (816) 453 - 0454
Midwest Regional Bank 211 E Grover St, Otterville, MO 65348 +1 (660) 366 - 4321
King of Kash 101 Borga Building, Festus, MO 63028 +1 (636) 543 - 7018
Pinnacle Bank 1010 S Madison St M, Webb City, MO 64870 +1 (417) 673 - 4100
Security Finance 3521 Stardust Dr, Hannibal, MO 63401 +1 (573) 406 - 0044
TitleMax Title Secured Loans 301 Hoven Dr, Pacific, MO 63069 +1 (636) 257 - 5680

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stet, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, Quick Loan in Kansas City, MO, Payday Loan Without a Credit Check in Lee's Summit, MO, Online Loans in Liberty, MO, Payday Loans in Saint Charles, MO and Guaranteed Loans in Saint Joseph, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stet, MO.

Are Payday Loans Legal In Stet, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Stet, MO payday loan calculator

Understanding Payday Loans in Stet, Missouri

Payday loans are legal in Missouri, and Stet residents are free to apply for these loans when they need financial assistance. A payday loan is a short-term, high-interest loan that you can take out when you need to borrow money quickly. These loans can be used to cover unexpected expenses, such as medical bills or car repairs, or to tide you over until your next paycheck arrives.

How Does a Payday Loan Work?

When you apply for a payday loan, you will typically borrow a small amount of money, usually between $100-$500, with the agreement that you will repay the loan with your next paycheck.

The application process is simple and straightforward. You will need to provide your personal information, such as your name, address, and Social Security number, as well as information about your employment and income. You will also need to provide information on your checking account, which the lender will use to deposit your funds and withdraw repayment on your due date.

Once your application is approved, you can typically expect to receive your funds within 24 hours of approval. Your repayment date will also be set at this time, typically your next payday. It is important to note that payday loans are meant to be short-term loans, so the interest rates can be high. However, if you are in a financial emergency and need money quickly, a payday loan can be a helpful solution.

What are the Requirements for a Payday Loan in Stet, Missouri?

As with any loan, there are certain requirements you must meet before you can be approved for a payday loan in Missouri. These requirements include:

  • You must be at least 18 years old
  • You must have a steady source of income, such as a job
  • You must have a valid checking account
  • You must provide proof of your identity and residence

What are the Interest Rates and Fees for Payday Loans in Stet, Missouri?

In Missouri, the interest rates and fees for payday loans are capped to protect consumers from predatory lending practices. The maximum interest rate for a payday loan in Missouri is 462%, and the fees are capped at 75% of the original loan amount. These rates and fees can add up quickly, so it’s important to understand all the costs associated with a payday loan before you apply.

Interesting Facts and Statistics about Payday Loans in Stet, Missouri

  • Missouri has more payday lenders than McDonald’s, which means that payday lending is big business in the state.
  • The average payday loan in Missouri is $315, and the average borrowing period is 18 days.
  • In 2019, Missouri voters approved an initiative to cap interest rates on payday loans at 36%, but the payday lending industry has fought back against the initiative.
  • According to a 2020 report by the Consumer Financial Protection Bureau, 80% of payday loans are taken out within two weeks of repaying a previous payday loan.

Apply Now

If you are considering a payday loan in Stet, Missouri, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and easy, and we will work with you to find a lender that meets your specific needs. Remember, TheGuaranteedLoans is a connector service, not a direct lender. We are committed to helping you find a lender that you can trust, and to ensuring that you have all the information you need to make an informed decision about your finances.

F.A.Q.

Can I be charged with criminal penalties for defaulting on a payday loan in Stet, Missouri?

No, in Stet, Missouri, borrowers cannot be charged with criminal penalties for defaulting on a payday loan. However, lenders may pursue civil action to collect on unpaid loans.

Is a credit check required for payday loans in Stet, Missouri?

No, payday lenders in Stet, Missouri do not typically perform credit checks during the loan application process.