Payday Loans in Strafford, Missouri

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Strafford, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 402 SE 4th St, Oak Grove, MO 64075 +1 (816) 625 - 3017
Commercial Bank of Oak Grove 1114 S Broadway, Oak Grove, MO 64075 +1 (816) 690 - 4416
Security Finance 200 E 20th St Unit D, Mountain Grove, MO 65711 +1 (417) 926 - 0728
Progressive Farm Credit Services 501 MO-162, Portageville, MO 63873 +1 (573) 379 - 3461
Marketplace Printing 1409 W State Hwy J, Ozark, MO 65721 +1 (417) 582 - 0131
Branson Bank 15514 US-160, Forsyth, MO 65653 +1 (417) 546 - 6790
Check n Go 925 S Rangeline Rd, Joplin, MO 64801 +1 (417) 673 - 1484
Check n Go 9262 Blue Ridge Blvd, Kansas City, MO 64138 +1 (816) 966 - 0055
Grace Jewelry Loan Ltd 111 SE 2nd St, Lee's Summit, MO 64063 +1 (816) 554 - 9609
U.S. Bank ATM - Doniphan Walnut 1407 Walnut St, Doniphan, MO 63935 +1 (800) 872 - 2657

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Strafford, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Joplin, MO, Payday Loans in Kansas City, MO, Payday Loan for Lee's Summit, MO, Payday Loans in Liberty, MO, Payday Loan for Saint Charles, MO, Payday Loans in Saint Joseph, MO, Guaranteed Loans in Saint Louis, MO and Payday Loans in Saint Peters, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Strafford, MO.

Beautiful sights of Strafford, MO

Payday Loans Available in Strafford, MO By The Following ZIP Codes:

65757

Are Payday Loans Legal In Strafford, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Strafford, MO payday loan calculator

Payday Loans in Strafford, Missouri: Everything You Need to Know

Are you a resident of Strafford, Missouri, looking for quick cash to deal with an emergency financial situation? If so, payday loans may be a viable option for you.

Payday loans are a type of short-term loan that allows borrowers to get cash quickly, often within the same day, to cover unexpected expenses.

How do Payday Loans Work?

Payday loans have fairly simple terms. Borrowers typically request a loan amount of $500 or less and agree to repay the loan plus fees within two weeks or on their next payday.

To apply for a payday loan, borrowers need to provide proof of employment and income. They also need to have an active checking account, as the loan is usually deposited directly into that account.

Once the loan is approved, borrowers are typically charged a fee, which is usually a percentage of the loan, to cover the cost of borrowing. These fees can vary widely depending on the lender and the state regulations.

Payday Loan Regulations in Missouri

Payday loans are legal in Missouri. However, the state does have some regulations in place to protect borrowers. For example, borrowers are limited to borrowing up to $500 and must pay back the loan within 31 days. Additionally, lenders cannot charge more than 75% of the loan amount in fees.

It’s important to note that payday loans can be risky, especially if the borrower is unable to pay back the loan on time. Defaulting on a payday loan can result in additional fees, a damaged credit score, and even legal action.

Benefits of Payday Loans

Despite their risks, payday loans do offer some benefits, especially in emergency situations. For example:

  • They are quick and easy to apply for, often taking only a few minutes online or in-person.
  • Borrowers with bad credit can still qualify for a payday loan since credit checks are not typically required.
  • Payday loans can be a cheaper alternative to bounced check and overdraft fees or late bill payment charges.

Why Choose TheGuaranteedLoans?

TheGuaranteedLoans provides a convenient platform for borrowers to connect with potential lenders. We are not a direct lender but rather a connector service that matches borrowers with lenders who may be able to offer the cash they need.

Our online application process is quick and easy, and we work with a network of trusted lenders who abide by state and federal regulations and guidelines.

Best of all, our services are completely free for borrowers. We don’t charge any fees for our services, and we never engage in any unethical practices or spamming.

Interesting Facts and Statistics About Payday Loans in Strafford, Missouri

  • The average payday loan in Missouri is $305, with average fees of $52.86 per loan.
  • In 2019, the Missouri Division of Finance received 1,275 complaints about payday lenders, with the most common complaints being about high fees and interest rates and illegal debt collection practices.
  • A 2019 survey found that 13.5% of Missouri households used payday loans in the previous year.

Apply Now for a Payday Loan in Strafford, Missouri

If you are in need of quick cash to cover an emergency expense, consider a payday loan. TheGuaranteedLoans can help connect you with potential lenders in Strafford, Missouri. Click here to apply now and get started!

F.A.Q.

Are there any restrictions on payday loan amounts in Strafford, Missouri?

Yes, the maximum payday loan amount in Strafford, Missouri is $500, and the minimum loan term is 14 days.

Can I renew or extend my payday loan in Strafford, Missouri?

No, payday loans in Strafford, Missouri cannot be renewed or extended.