Payday Loans in Sumner, Missouri

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No payday loan companies in Sumner, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1350 Spur Dr Ste 100, Marshfield, MO 65706 +1 (417) 468 - 1438
A Plus Cash Advance Inc 954 S Main St C, Maryville, MO 64468 +1 (660) 582 - 3166
Eldon Missouri Money Store 218 S Mill St # B, Eldon, MO 65026 +1 (573) 392 - 6999
Heights Finance Corporation 1315 US-24, Moberly, MO 65270 +1 (660) 263 - 9213
Advance America 510 Porter Wagoner Blvd, West Plains, MO 65775 +1 (417) 255 - 2692
ACE Cash Express 679 Jeffco Blvd, Arnold, MO 63010 +1 (636) 296 - 3331
Tower Loan 14 Northport Plaza, Hannibal, MO 63401 +1 (573) 221 - 5339
Courtesy Loans 2606 N Bluff St #124, Fulton, MO 65251 +1 (573) 642 - 3232
1 Stop Quick Cash 1342 S Bishop Ave, Rolla, MO 65401 +1 (573) 426 - 6266
LendNation 706 S Bishop Ave Ste D, Rolla, MO 65401 +1 (573) 426 - 3222

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sumner, MO, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Cape Girardeau, MO, Same Day Loans in Chesterfield, MO, Short-term Loans in Columbia, MO, Quick Loan in Florissant, MO, Payday Loan Without a Credit Check in Independence, MO, Quick Loan in Jefferson City, MO, Online Loans in Joplin, MO and Payday Loans in Kansas City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sumner, MO.

Payday Loans Available in Sumner, MO By The Following ZIP Codes:

64681

Are Payday Loans Legal In Sumner, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Sumner, MO payday loan calculator

Understanding Payday Loans in Sumner, Missouri

When you find yourself in a financial bind, you might be considering a payday loan. There are many direct lenders and financial connectors that operate in Sumner, Missouri, and it is essential to understand the terms and conditions of these loans before going down that road. In this article, we will explore what payday loans in Sumner, Missouri are, how they work, their benefits and drawbacks, and what to be aware of before you decide to take one out.

What are Payday Loans?

Payday loans are a type of short-term loan that provides borrowers with quick access to cash. These loans are usually due on the borrower’s next payday, hence the name. In Missouri, payday loans are legal, and there are regulations in place to protect borrowers from unscrupulous lenders.

How do Payday Loans Work?

Payday loans work by providing borrowers with a cash advance against their next paycheck. The loan amounts are usually small, ranging from $100 to $500. To qualify for a payday loan, borrowers typically have to prove that they have a steady income and a checking account. Lenders in Sumner, Missouri might also require borrowers to authorize a post-dated check or electronic debit for the full loan amount plus fees and interest.

Benefits of Payday Loans

  • Payday loans are a quick and easy way to get cash when you need it most, even with poor credit.
  • The application process for payday loans is relatively simple and can usually be completed online.
  • Payday loans can help you cover unexpected expenses, like medical bills, car repairs, or home repairs.

Drawbacks of Payday Loans

  • Payday loans usually come with high fees and interest rates, making them an expensive form of borrowing.
  • If you are unable to repay the loan on time, you could be hit with additional fees and interest charges, accumulating debt quickly.
  • Payday loans should be viewed as a last resort, as they could lead to a cycle of debt if not used responsibly.

What to Look Out for When Taking out a Payday Loan in Sumner, Missouri

Before taking out a payday loan in Sumner, Missouri, you should always carefully read and understand the terms and conditions of the loan agreement. Some key things to look out for include:

  • The interest rates and fees charged
  • The repayment terms and due date of the loan
  • Privacy policies and terms of service
  • Penalties for late payments or loan default

It is also a good idea to compare loan offers from multiple lenders to ensure that you get the most favorable terms. By doing so, you can avoid costly mistakes and potentially save money in the long run.

Interesting Facts and Statistics about Payday Loans in Sumner, Missouri

  • In 2019, Missouri payday lenders issued about 1.3 million loans worth approximately $322 million.
  • The average Missouri payday loan was for $306, and the average borrower paid $52 in fees.
  • Missouri has no limits on the number of payday loans a borrower can take out, making it easier to fall into a debt cycle.

Apply Now!

At TheGuaranteedLoans, we can help connect you with potential lenders in Sumner, Missouri. It is essential to understand that we are a connector service, not a direct lender. By filling out our online application, we will match you with lenders that might be able to offer you a loan.

Our application process is simple and can be completed in minutes. Simply provide us with your basic information, and we will take care of the rest. If you are approved for a loan, you will be connected directly with the lender, who will provide you with the loan agreement and terms.

Apply now and see if you qualify for a payday loan in Sumner, Missouri. Remember to borrow responsibly and with caution.

F.A.Q.

Can I be sued or have my wages garnished if I cannot repay my payday loan in Sumner, Missouri?

Yes, if you fail to repay your payday loan in Sumner, Missouri, the lender may take legal action to recover the debt, including suing you or garnishing your wages.

Can I file a complaint about a payday lender in Sumner, Missouri?

Yes, if you have a complaint about a payday lender in Sumner, Missouri, you can contact the state's Division of Finance to file a complaint and seek assistance.