Payday Loans in Urich, Missouri

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No payday loan companies in Urich, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
LendNation 1100 S Louise St Ste B, Salem, MO 65560 +1 (573) 729 - 3352
Cash 2 Go 120 S Clark St, Mexico, MO 65265 +1 (573) 581 - 7070
Arnold Payday Loans P Reseach Enterprises, LLC Virtual Suite 63010, Arnold, MO 63010 +1 (866) 676 - 7162
Automotive Finance Corporation 7858 US-61, Barnhart, MO 63012 +1 (636) 475 - 4585
Bank of Versailles 8774 n, MO-5, Camdenton, MO 65020 +1 (573) 873 - 8000
Kirksville Quick Cash 2118 N Baltimore St, Kirksville, MO 63501 +1 (660) 627 - 2274
Security Finance 520 Ellis Blvd Suite M, Jefferson City, MO 65101 +1 (573) 634 - 8384
Macon Payday Loans 704 S Missouri St # B, Macon, MO 63552 +1 (660) 385 - 5555
Checkmate Lending Solutions 525 Southwest Blvd, Kansas City, MO 64108 +1 (800) 711 - 1137
Arvest Bank 12661 MO-13, Kimberling City, MO 65686 +1 (417) 739 - 2201

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Urich, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Springfield, MO, Online Loans in Wentzville, MO, Payday Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Payday Loans in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Emergency Loan in Columbia, MO and Payday Loans in Florissant, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Urich, MO.

Beautiful sights of Urich, MO

Payday Loans Available in Urich, MO By The Following ZIP Codes:

64788

Are Payday Loans Legal In Urich, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Urich, MO payday loan calculator

Payday loans in Urich, Missouri: What You Need to Know

Payday loans, also known as cash advances, are a type of short-term loan designed to help individuals cover unexpected expenses or gaps in their cash flow. In Urich, Missouri, payday loans are legal and can be a viable option for those who need quick cash.

How Do Payday Loans Work?

When you take out a payday loan, you borrow a small amount of money, typically up to $500, with the promise to repay it on your next payday. The application process is usually quick and easy, and you can receive the funds within 24 hours. To receive a payday loan in Urich, you must be at least 18 years old, have a valid ID, and provide proof of income and an active bank account.

While payday loans may seem like a convenient solution to your financial woes, they often come with high fees and interest rates. In Missouri, lenders can charge up to 75% interest on payday loans. This means that if you borrow $100, you could end up owing up to $175 when it’s time to repay.

The Risks of Payday Loans

It’s important to understand the risks involved with payday loans before taking one out. In addition to the high fees and interest rates, payday loans can also lead to a cycle of debt. If you’re unable to repay the loan on your next payday, you may be tempted to roll it over and incur additional fees. This can quickly spiral out of control and lead to a cycle of debt that’s difficult to break.

Payday loans also don’t help build your credit score. Since payday lenders don’t report to credit bureaus, your successful repayment won’t be reflected in your credit history. On the other hand, if you default on a payday loan, it could have a negative impact on your credit score.

Are There Alternatives to Payday Loans?

If you’re in need of quick cash, there are alternatives to payday loans that may be a better fit for your financial situation. One option is a personal installment loan, which allows you to borrow a larger amount of money and repay it over a longer period of time with fixed monthly payments. Another option is to ask for a salary advance from your employer or to negotiate a payment plan with your creditors.

If you do decide to take out a payday loan, make sure you fully understand the terms and fees involved. Only borrow what you can afford to repay, and avoid rolling over the loan if possible.

Interesting Facts and Statistics About Payday Loans in Urich, Missouri

  • In Missouri, the average payday loan is for $328 with an interest rate of 462%.
  • Missouri has more payday loan stores than McDonald’s, Starbucks, and Walgreens combined.
  • The payday lending industry generates over $1 billion in revenue annually in Missouri.

Apply Now

If you’re in need of a payday loan in Urich, Missouri, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we’ll provide you with a list of lenders who may be able to assist you. It’s important to note that we are a connector service and not a direct lender, and we don’t guarantee loan approval.

Remember to only borrow what you can afford to repay, and to fully understand the terms and fees involved before signing any loan agreements. Good luck!

F.A.Q.

Can I be charged with criminal penalties for defaulting on a payday loan in Urich, Missouri?

No, in Urich, Missouri, borrowers cannot be charged with criminal penalties for defaulting on a payday loan. However, lenders may pursue civil action to collect on unpaid loans.

Is a credit check required for payday loans in Urich, Missouri?

No, payday lenders in Urich, Missouri do not typically perform credit checks during the loan application process.