Payday Loans in Wentzville, Missouri

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Payday Loan Companies in Wentzville, MO

Company nameAddressZip codePhone number
Alltru Credit Union 1232 Wentzville Pkwy 63385 +1 (636) 916 - 8300
Check `n Go 1961 Wentzville Pkwy 63385 +1 (636) 327 - 7712
Commerce Bank 1994 Wentzville Pkwy 63385 +1 (800) 453 - 2265
LendNation 1433 Wentzville Pkwy 63385 +1 (636) 327 - 7352
Personal Finance Company 15368 Veterans Memorial Pkwy 63385 +1 (636) 332 - 4110
The Loan Machine 705 W Pearce Blvd 63385 +1 (636) 327 - 6116
Title Cash 1125 W Pearce Blvd 63385 +1 (636) 639 - 5812
World Finance 1126 W Pearce Blvd Ste 112 63385 +1 (636) 327 - 5574
World Finance Corporation 1126 W Pearce Blvd #112 63385 +1 (636) 327 - 5574

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wentzville, MO, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Ballwin, MO, Guaranteed Loans in Blue Springs, MO, Same Day Loans in Cape Girardeau, MO, Quick Loan in Chesterfield, MO, Short-term Loans in Columbia, MO, Bad Credit Loans in Florissant, MO, Payday Loan Without a Credit Check in Independence, MO and Payday Loans in Jefferson City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wentzville, MO.

Beautiful sights of Wentzville, MO

Payday Loans Available in Wentzville, MO By The Following ZIP Codes:

63385

Are Payday Loans Legal In Wentzville, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Wentzville, MO payday loan calculator

Introduction to Payday Loans in Wentzville, Missouri

Payday loans are a type of short-term loan that can give you access to cash in a pinch. While getting a payday loan in Wentzville, Missouri is not the best financial decision for most people, those in an unexpected bind may find it an attractive option. Payday loans are legal in Missouri, and the laws governing these lenders provide protections for borrowers.

How Do Payday Loans Work in Wentzville?

Payday loans are a type of loan taken out for a short amount of time, usually around two weeks. The borrower writes a check for the amount of money they need to borrow, plus a fee for the service. The lender holds the check until the borrower’s next payday, at which time they must repay the loan in full. If the borrower cannot repay the loan on their next payday, they can extend the loan for another two weeks, by paying an additional fee.

Are Payday Loans in Wentzville, Missouri Legal?

Yes, payday loans are legal in the state of Missouri. The state has enacted laws that govern the terms of the payday loan process, such as the maximum loan amount, maximum finance charge, and maximum term. Payday lenders are also mandated to provide borrowers with a written disclosure detailing the loan terms.

Do I Qualify for a Payday Loan in Wentzville?

In order to qualify for a payday loan in Wentzville, Missouri, you must meet the following criteria:

  • Be at least 18 years of age
  • Have a valid Social Security or Tax Identification Number
  • Have an open and active checking or savings account
  • Be employed or have some form of verifiable income
  • Have a valid phone number and email address

What Is the Maximum Loan Amount for Payday Loans in Wentzville?

The maximum loan amount for a payday loan in Wentzville, Missouri is $500. It is important to note that lenders may have different limits for individual borrowers, so it is always best to check with your lender for the specific loan limits you will be eligible for.

What Fees Are Associated With Payday Loans in Wentzville?

In addition to the principal loan amount, payday lenders in Wentzville can charge a maximum finance charge of 75% of the loan amount. This fee is added to the loan balance and is due at the same time as the loan repayment.

Are There Alternatives to Payday Loans in Wentzville?

Yes, there are alternatives to payday loans in Wentzville. Depending on your credit history and income, you may be eligible for other loan options such as personal loans, small business loans, or credit cards. Additionally, there are organizations in Wentzville that offer financial assistance, such as the United Way, churches, or community organizations.

What Are the Risks of Taking Out a Payday Loan in Wentzville?

Before taking out a payday loan in Wentzville, you should be aware of the risks associated with this type of loan. Because payday loans have high finance charges and short repayment terms, it can be easy to fall into a “debt trap”, where you are unable to pay off the loan and are forced to roll it over, thus incurring more fees. Additionally, defaulting on these loans can have a negative impact on your credit score.

F.A.Q. Section

Q: How much can I borrow with a payday loan in Wentzville?

A: The maximum loan amount for a payday loan in Wentzville, Missouri is $500. It is important to note that individual lenders may have different loan limits, so it is best to check with your lender before taking out a loan.

Q: Are payday loans in Wentzville legal?

A: Yes, payday loans are legal in the state of Missouri. The state has laws governing the terms of the payday loan process, such as the maximum loan amount, maximum finance charge, and maximum term.

Q: Are there alternatives to payday loans in Wentzville?

A: Yes, there are alternatives to payday loans in Wentzville. Depending on your credit history and income, you may be eligible for other loan options such as personal loans, small business loans, or credit cards. Additionally, there are organizations in Wentzville that offer financial assistance, such as the United Way, churches, or community organizations.

Apply Now

If you are looking for a payday loan in Wentzville, Missouri, fill out an application online at TheGuaranteedLoans and we will connect you with lenders for further action. Please note that TheGuaranteedLoans is not a lender.

More F.A.Q.

How do payday loans work in Wentzville, Missouri?

To take out a payday loan in Wentzville, Missouri, borrowers typically write a check for the amount they wish to borrow plus a fee, which the lender agrees to hold until the borrower's next payday. On that date, the borrower can either pay back the loan in full or roll it over for another period of time by paying an additional fee.

Are payday loans legal in Wentzville, Missouri?

Yes, payday loans are legal in Wentzville, Missouri. However, there are certain regulations in place to protect borrowers from predatory lending practices. For example, payday lenders in Wentzville, Missouri are not allowed to charge interest rates higher than 75% per year, and loans are limited to a maximum of $500.

How Many Cash Advance Companies are in Wentzville, MO?

With the help of our service, you will be able to find 9 cash advance companies in Wentzville, MO

What Cash Advance Companies in Wentzville, MO are the most popular?

You should check Alltru Credit Union, Check `n Go, and Commerce Bank. Also, you can start your application online on our website.