Payday Loans in West Alton, Missouri

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No payday loan companies in West Alton, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Ardmore Finance Corp. 1348 NW Hwy 7, Blue Springs, MO 64014 +1 (816) 221 - 1393
A-1 Premium Acceptance 1103 N Holden St A, Warrensburg, MO 64093 +1 (660) 422 - 4400
Loan Arranger RR 4, Ava, MO 65608 +1 (417) 683 - 3540
Heartland Furniture & Appliances 126 S Main St, Piedmont, MO 63957 +1 (573) 223 - 3200
Blue Ridge Bank and Trust Co. 4200 Little Blue Pkwy, Independence, MO 64057 +1 (816) 358 - 5000
Western-Shamrock Finance 2914 E 32nd St # 112A, Joplin, MO 64804 +1 (417) 627 - 0949
Reliable Financial Services 8340 Bannister Rd, Kansas City, MO 64134 +1 (816) 761 - 8008
Chester National Bank-Missouri 1010 N Main St, Perryville, MO 63775 +1 (573) 547 - 7611
Tower Loan 601 1st St, Kennett, MO 63857 +1 (573) 888 - 3026
Tower Loan 1203 B, S Buckner Tarsney Rd, Grain Valley, MO 64029 +1 (816) 443 - 2004

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Alton, MO, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Ballwin, MO, Payday Loans in Blue Springs, MO, Guaranteed Loans in Cape Girardeau, MO, Payday Loans in Chesterfield, MO, Online Loans in Columbia, MO, Payday Loans in Florissant, MO, No Credit Check Loans in Independence, MO and Payday Loans in Jefferson City, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Alton, MO.

Beautiful sights of West Alton, MO

Payday Loans Available in West Alton, MO By The Following ZIP Codes:

63386

Are Payday Loans Legal In West Alton, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

West Alton, MO payday loan calculator

Welcome to our guide on payday loans in West Alton, Missouri. Whether you’re in a financial bind, need some extra cash to tide you over until your next payday, or need assistance with an unexpected expense, payday loans are here to help. In this article, we will explore the details of payday loans, including how they work, what to consider before applying, and what you can expect when it comes to the application and approval process.

What are Payday Loans?

Payday loans are short-term loans that are designed for individuals who need immediate financial assistance. These loans are typically due on the borrower’s next payday and come with high interest rates and fees. In Missouri, payday loans are legal, and lenders must be licensed by the state’s Division of Finance. While payday loans may be a viable option for those in need of quick cash, it’s essential to understand the associated risks and potential consequences before applying.

Applying for and Receiving a Payday Loan

When applying for a payday loan, the borrower must provide proof of income, identification, and an active checking account. Once the application is approved, the funds will be deposited into the borrower’s account. The borrower must typically repay the loan in full, along with fees and interest, on their next payday. Failure to repay the loan may result in additional fees and interest, as well as collection efforts by the lender.

What to Consider Before Applying for a Payday Loan

Before applying for a payday loan, it’s crucial to evaluate your financial situation carefully. Consider whether you can realistically repay the loan in full on your next payday, along with fees and interest. If you’re unable to repay the loan, you may find yourself stuck in a cycle of debt. Additionally, payday loans come with high-interest rates and fees that can add up quickly. Make sure to read the loan agreement carefully and understand the terms and conditions before accepting any loan offer.

Interesting Facts and Statistics About Payday Loans in West Alton, Missouri

  • Missouri is one of 32 states that allow payday loans.
  • The average payday loan in Missouri is for $315, with an average fee of $52 per loan.
  • Missouri law permits lenders to charge up to 75% interest on payday loans.
  • In Missouri, borrowers can have up to six payday loans in a year from a single lender, with a loan term of up to 31 days.

Apply Now

If you’ve evaluated your financial situation and determined that a payday loan is the right option for you, TheGuaranteedLoans can help connect you with potential lenders. As a loan connector service, we work with a vast network of lenders who may be able to provide you with the financial assistance you need. Fill out our online application today, and we’ll work to match you with lenders who may be able to offer you a payday loan that meets your needs.

Note: TheGuaranteedLoans is not a direct lender. We are a connector service. Lenders in our network operate independently and have their criteria for loan approval. By submitting your information to us, you are authorizing us to facilitate your connection with potential lenders.

F.A.Q.

Are there any alternatives to payday loans in West Alton, Missouri?

Yes, there are other short-term loan options available in West Alton, Missouri, such as installment loans or credit union loans.

Are there any restrictions on how payday lenders can advertise in West Alton, Missouri?

Yes, payday lenders in West Alton, Missouri are not allowed to use false or misleading advertising, and must disclose all loan terms and fees clearly and prominently.