Payday Loans in Wheatland, Missouri

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No payday loan companies in Wheatland, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
American Bank of Missouri 728 N Sturgeon St, Montgomery City, MO 63361 +1 (573) 564 - 5023
U.S. Bank Branch 1901 N Main St, Higginsville, MO 64037 +1 (660) 584 - 2124
Hickory County Title Co. 23463 US-54, Hermitage, MO 65668 +1 (417) 745 - 2331
MoneyGram 908 Walton Way, Richmond, MO 64085 +1 (816) 776 - 5834
First State Community Bank 1015 MO-84, Hayti, MO 63851 +1 (573) 359 - 0359
Bank of Crocker 214 S Commercial St, Crocker, MO 65452 +1 (573) 736 - 5600
TitleMax Title Secured Loans 4510 Gravois Village, High Ridge, MO 63049 +1 (636) 376 - 5246
The Money Source 1504 S Commercial St, Harrisonville, MO 64701 +1 (816) 887 - 1977
BTC Bank 593 Clinton St, Osborn, MO 64474 +1 (816) 675 - 2111
AAA Check Advance 4 N Lincoln Dr, Troy, MO 63379 +1 (636) 462 - 5626

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wheatland, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Columbia, MO, Guaranteed Loans in Florissant, MO, Payday Loans in Independence, MO, Payday Loans in Jefferson City, MO, Payday Loans in Joplin, MO, Payday Loans in Kansas City, MO, Quick Loan in Lee's Summit, MO and Payday Loan Without a Credit Check in Liberty, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wheatland, MO.

Beautiful sights of Wheatland, MO

Payday Loans Available in Wheatland, MO By The Following ZIP Codes:

65779

Are Payday Loans Legal In Wheatland, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Wheatland, MO payday loan calculator

Introduction

Payday loans can be a useful resource for those who need extra cash in a hurry. However, it’s important to understand how these loans work and the laws that govern them in certain states. Here, we’ll delve into the details of payday loans in Wheatland, Missouri.

What exactly is a payday loan?

A payday loan is a loan that gives you access to cash in exchange for a post-dated check or an electronic debit from your bank account. These loans are typically short-term and can be used to cover unexpected expenses or bills between paychecks. Unlike traditional loans, payday loans are usually due on your next payday, which is why they’re called payday loans.

How payday loans work in Missouri

In Missouri, payday loans are legal and the state has laws that regulate these loans. Lenders must be licensed and must display their license in their storefronts or on their websites. The maximum amount that can be borrowed is $500 and the loan term must be at least 14 days but cannot exceed 31 days. The interest rate on payday loans in Missouri is capped at 75%. This means that if you borrow $100, the maximum interest you can be charged is $75. Additionally, borrowers are allowed to take out up to six loans per year.

Benefits of payday loans in Wheatland, Missouri

Payday loans can be a helpful resource for individuals who are facing unexpected bills or expenses. Unlike traditional loans, payday loans are typically approved quickly, often within a matter of hours. This can be especially helpful if you need cash right away. Additionally, payday loans do not require a credit check, which means that individuals with poor credit or no credit history may still be able to qualify for a loan.

Important considerations before taking out a payday loan

  • Interest rates: As mentioned earlier, the maximum interest rate lenders can charge in Missouri is 75%. While this may seem like a lot, it’s important to remember that payday loans are short-term loans. However, you should still carefully consider the interest rate and make sure that you’ll be able to repay the loan in full on your next payday.
  • Loan limits: In Missouri, borrowers are limited to borrowing $500 per payday loan. Make sure to borrow only the amount you need and can afford to repay on time.
  • Fee structure: Payday lenders may charge additional fees, such as an origination fee or a late payment fee. Make sure you understand all the fees and consider how they’ll impact your ability to repay the loan.

Interesting facts and statistics about payday loans in Wheatland, Missouri

  • Missouri is one of 32 states in the US where payday loans are legal and regulated.
  • The average payday loan amount in Missouri is $307.
  • In 2019, there were over 1.3 million payday loans taken out in Missouri.
  • The average interest rate on payday loans in Missouri is 462% APR.

Apply Now

If you’re in need of a payday loan in Wheatland, Missouri, TheGuaranteedLoans can help. As a connector service, we can help you connect with potential lenders who can provide you with the funds you need. Simply fill out an online application on our website and we’ll take care of the rest. Remember, payday loans should only be used as a short-term solution and should be paid back in full on your next payday to avoid additional fees and interest charges.

F.A.Q.

Are there any limits on the amount that can be borrowed?

Yes, in Wheatland, Missouri the maximum amount that can be borrowed is $500.

How long do I have to repay the loan?

Payday loans in Wheatland, Missouri must be repaid within 14-31 days.