Payday Loans in Winigan, Missouri

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No payday loan companies in Winigan, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Cash 119 W Main St, Fredericktown, MO 63645 +1 (573) 783 - 5471
Republic Finance 744 W Stadium Blvd Unit G Unit G, Jefferson City, MO 65109 +1 (573) 496 - 1016
Paycheck Advance 15805 East 23rd St S, Independence, MO 64055 +1 (816) 254 - 3353
Tower Loan 121 Perry Plaza, Perryville, MO 63775 +1 (573) 517 - 7482
AFC Automotive Finance Corp. 7858 Highway 61-67, Barnhart, MO 63012 +1 (636) 475 - 4585
Sun Loan Company 523 E US Hwy 24, Independence, MO 64050 +1 (816) 461 - 5827
LendNation 212 N Progress Drive Suite 30, Perryville, MO 63775 +1 (573) 547 - 7665
Sun Loan Company 296 Old Hwy 21, Pilot Knob, MO 63663 +1 (573) 546 - 5001
Mid-American Title Loans 110 Liberty Ln, Rock Port, MO 64482 +1 (660) 744 - 5961
Sun Loan Company 1412 Interstate 70 Dr SW Ste 104 & 105, Columbia, MO 65203 +1 (573) 441 - 2565

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Winigan, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Joplin, MO, Same Day Loans in Kansas City, MO, Payday Loans in Lee's Summit, MO, Same Day Loans in Liberty, MO, Payday Loans in Saint Charles, MO, Payday Loan for Saint Joseph, MO, Short-term Loans in Saint Louis, MO and Online Loans in Saint Peters, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Winigan, MO.

Payday Loans Available in Winigan, MO By The Following ZIP Codes:

63566

Are Payday Loans Legal In Winigan, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Winigan, MO payday loan calculator

Payday Loans in Winigan, Missouri: What You Need to Know

In Missouri, payday loans are legal and regulated by state law. This means that residents of Winigan, Missouri, have access to a range of payday loan options. Payday loans can be a helpful resource for those in need of quick access to cash, but it’s important to understand the risks and regulations involved.

How Payday Loans Work in Winigan, Missouri

Payday loans are short-term, high-interest loans designed to help borrowers cover unexpected expenses or bridge the gap between paychecks. In Winigan, Missouri, borrowers can typically borrow up to $500 with a payday loan.

When a borrower takes out a payday loan, they must provide the lender with a postdated check for the loan amount plus any fees or interest. The lender will then hold onto the check until the borrower’s next payday, at which point they will deposit the check to repay the loan.

Payday loans in Winigan, Missouri, typically come with high interest rates and fees, making them an expensive option. It’s important to carefully consider whether a payday loan is the right choice for your financial situation before taking one out.

Regulations for Payday Loans in Winigan, Missouri

As mentioned, payday loans are legal in Missouri. However, state law regulates the industry to protect consumers from potentially predatory lending practices.

Under Missouri law, payday lenders must be licensed and are required to follow certain rules and regulations. For example, lenders must provide borrowers with a written agreement outlining the terms of the loan, including the APR and any fees.

Additionally, Missouri law limits the amount of interest and fees that lenders can charge. Payday loan lenders in Winigan, Missouri, can charge no more than 75% of the original loan amount in interest and fees.

Risks of Payday Loans in Winigan, Missouri

While payday loans can be a helpful resource for those in need of quick cash, they also come with significant risks. The high interest rates and fees associated with payday loans in Winigan, Missouri, can make it difficult for borrowers to repay the loan on time.

Missed or late payments can result in even more fees and interest charges, as well as damage to your credit score. As a result, it’s important to carefully consider whether a payday loan is the right choice for your financial situation before taking one out.

Apply Now!

If you have carefully considered your financial situation and have determined that a payday loan is the right choice for you, TheGuaranteedLoans can help connect you with potential lenders in Winigan, Missouri.

Our online application process is quick and easy, and we work with a network of trusted lenders to find you the best loan options for your needs. Remember, TheGuaranteedLoans is a connector service and not a direct lender.

Interesting Facts and Statistics About Payday Loans in Winigan, Missouri

  • Missouri has the second-highest concentration of payday loan lenders in the country.
  • In a recent survey, 12% of Missouri residents reported taking out a payday loan in the past year.
  • The average payday loan borrower takes out eight loans per year, with an average loan amount of $350.

The Bottom Line

Payday loans can be a helpful resource for those in need of quick cash, but they also come with significant risks. It’s important to carefully consider your financial situation and ensure that you can repay the loan on time before taking one out.

If you’re considering a payday loan in Winigan, Missouri, TheGuaranteedLoans can help connect you with trusted lenders in your area. Apply now to get started.

F.A.Q.

Can I apply for a payday loan if I have bad credit in Winigan, Missouri?

Yes, payday loans in Winigan, Missouri do not require a credit check, so having bad credit will not necessarily disqualify you from obtaining a loan.

What are the eligibility requirements for payday loans in Winigan, Missouri?

To be eligible for a payday loan in Winigan, Missouri, you must be at least 18 years old, have a verifiable source of income, and have an active checking account.