Payday Loans in Bay Shore, New York

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Payday Loan Companies in Bay Shore, NY

Company nameAddressZip codePhone number
Bayshore Check Cashing 2104 Union Blvd 11706 +1 (631) 665 - 4435
bethpage federal credit union 591 E Main St 11706 +1 (800) 628 - 7070
Capital One Bank 1701 Sunrise Hwy 11706 +1 (631) 665 - 3500
Chase Bank 537 E Main St 11706 +1 (631) 968 - 8600
Chase Bank 1650 5th Ave 11706 +1 (631) 231 - 8770
Citibank 77 E Main St 11706 +1 (631) 328 - 2781
Empire Pawn of Suffolk Inc 50 E Main St 11706 +1 (631) 666 - 1200
HSBC Bank 430 E Main St 11706 +1 (631) 666 - 9800
Jovia Financial Credit Union 2 E Main St 11706 +1 (516) 561 - 0030
Senior Reverse Network Reverse Mortgage 111 W Main St 110 11706 +1 (800) 985 - 7383
Sterling National Bank 300 E Main St 11706 +1 (631) 665 - 6602
TD Bank 479 Montauk Hwy 11706 +1 (631) 665 - 0975
Teachers Federal Credit Union 1360 Sunrise Hwy 11706 +1 (631) 698 - 7000
The Brooke Law Firm 85 W Main St 201 11706 +1 (631) 397 - 0042

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bay Shore, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Binghamton, NY, Emergency Loan in Brentwood, NY, Payday Loans in Brookhaven, NY, Payday Loans in Brooklyn, NY, Payday Loans in Buffalo, NY, Payday Loans in Carmel, NY, Payday Loans in Centereach, NY and Payday Loans in Central Islip, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bay Shore, NY.

Beautiful sights of Bay Shore, NY

Payday Loans Available in Bay Shore, NY By The Following ZIP Codes:

11706

Are Payday Loans Legal In Bay Shore, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bay Shore, NY payday loan calculator

What Are Payday Loans?

Payday loans are short-term, high-interest loans that are typically due on your next payday. These loans are typically for amounts of $500 or less, and are intended to be used to tide you over until your next paycheck arrives. They can be used for various purposes, such as to pay unexpected bills or to cover an emergency expense. Payday loans are also known as cash advances, short-term loans, payday advances, and deferred deposits.

Payday Loans in Bay Shore, New York

Payday loans are prohibited in New York, so you won’t be able to find any payday loan lenders in Bay Shore. While some states have laws on the books that either regulate or prohibit payday lending, New York does not. The state does provide consumer protections for borrowers who take out other types of credit, including installment loans, title loans, and consumer finance loans.

Alternatives to Payday Loans

If you need short-term cash in Bay Shore, there are alternatives to payday loans that may be a better option for you. Some of these include:

  • Personal Loans: Personal loans are typically offered by banks, credit unions, and other financial institutions. They can be used for a variety of needs, such as consolidating debt, paying medical bills, or funding home improvements. They typically have lower interest rates than payday loans and longer repayment periods, so they can be a more affordable option.
  • Credit Cards: Credit cards can be used to cover short-term cash needs, and they often have rewards programs that can save you money. However, they can be expensive if you don’t pay off your balance in full each month, and their interest rates are usually much higher than personal loans.
  • Pawn Shops: Pawn shops provide short-term loans that are secured by personal items, such as jewelry or electronics. They are typically much less expensive than payday loans, but the interest rates still tend to be high. Keep in mind that if you are unable to repay the loan, you may lose the item that was used as collateral.
  • Borrowing From Friends or Family: Borrowing from friends and family is an option for some, but it can be tricky. Make sure to put an agreement in writing so that the terms of the loan are clear and both parties understand what is expected.

TheGuaranteedLoans: How We Can Help

TheGuaranteedLoans is not a lender and does not offer payday loans. Instead, we can help connect you with lenders that may offer other types of loans, including installment loans, title loans, and consumer finance loans. We provide a secure and convenient online application process that allows you to get connected with lenders quickly and easily.

Frequently Asked Questions

Are payday loans legal in New York?
No, payday loans are not legal in New York.

What types of loans are available in Bay Shore, New York?
Personal loans, credit cards, pawn shop loans, and borrowing from friends or family are all options for short-term cash needs in Bay Shore.

What is TheGuaranteedLoans?
TheGuaranteedLoans is not a lender, but we can help connect you with lenders that may offer other types of loans. We provide a secure and convenient online application process that allows you to get connected with lenders quickly and easily.

Apply Now

If you’re looking for short-term cash in Bay Shore, New York, TheGuaranteedLoans can help. Our convenient and secure online application process can connect you with lenders that may offer other types of loans, such as installment loans, title loans, and consumer finance loans. Get started today by filling out our online application.

More F.A.Q.

What are the penalties for offering or taking out a payday loan in Bay Shore, New York?

Offering or taking out a payday loan in Bay Shore, New York is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Bay Shore, New York?

No, there are no exceptions to the payday loan prohibition in Bay Shore, New York.

How Many Cash Advance Companies are in Bay Shore, NY?

With the help of our service, you will be able to find 14 cash advance companies in Bay Shore, NY

What Cash Advance Companies in Bay Shore, NY are the most popular?

You should check Chase Bank, Bayshore Check Cashing, and Capital One Bank. Also, you can start your application online on our website.