Payday Loans in Brantingham, New York

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No payday loan companies in Brantingham, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Snap Advances 123 Grove Ave, Cedarhurst, NY 11516 +1 (516) 568 - 7466
Summit Funding Solutions 445 Broadhollow Rd 25, Melville, NY 11747 +1 (631) 305 - 5000
Hudson Valley Credit Union 11 Marshall Rd, Wappingers Falls, NY 12590 +1 (845) 463 - 3011
Chase Mortgage 865 Fairport Rd, East Rochester, NY 14445 +1 (585) 586 - 7650
Citibank 65 Main St, Hastings-On-Hudson, NY 10706 +1 (914) 357 - 8071
iCommercial Lending Group - Financing & Business Loans Rochester NY 1900 Empire Blvd 156, Webster, NY 14580 +1 (585) 455 - 6846
HSBC Bank 430 E Main St, Bay Shore, NY 11706 +1 (631) 666 - 9800
Five Star Bank 4431 Genesee Valley Plaza Rd, Geneseo, NY 14454 +1 (585) 243 - 1370
Suffolk Federal Credit Union 50-108 NY-109 Ste 110, West Babylon, NY 11704 +1 (631) 924 - 8000
The Federal Savings Bank 395 N Service Rd 407w, Melville, NY 11747 +1 (516) 430 - 5555

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Brantingham, NY, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Long Beach, NY, Payday Loans in Manlius, NY, Payday Loan for Mount Vernon, NY, Payday Loans in New City, NY, Same Day Loans in New Rochelle, NY, Same Day Loans in New York, NY, Payday Loans in Niagara Falls, NY and Online Loans in North Tonawanda, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Brantingham, NY.

Are Payday Loans Legal In Brantingham, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Brantingham, NY payday loan calculator

Payday Loans in Brantingham, New York: What You Need to Know

Payday loans are short-term loans that are designed to be repaid on the borrower’s next payday. These loans are often marketed as a quick and easy solution to financial emergencies and unexpected expenses. However, payday loans come with very high interest rates and fees, which can make them difficult to repay and can lead to a cycle of debt for many borrowers.

Are Payday Loans Legal in New York?

No, payday loans are prohibited by law in New York. This means that lenders cannot offer payday loans to residents of the state. The New York State Department of Financial Services provides detailed information about the state’s payday loan laws on their website.

While payday loans are not legal in New York, there are other options for borrowers who need fast access to cash.

Alternative Options for Borrowers in Brantingham, New York

If you need to borrow money quickly, there are several options to consider instead of payday loans:

  • Personal Loans: Personal loans are installment loans that are repaid over a period of time. They typically have lower interest rates than payday loans and are available from a variety of lenders, including banks and credit unions.
  • Credit Cards: If you have a credit card, you can use it to make purchases or get a cash advance. While credit cards often have high interest rates, they are still a better option than payday loans.
  • Local Resources: Brantingham residents may be able to find assistance from local organizations, such as charities or non-profits, that offer financial help for emergencies and unexpected expenses.

It’s important to explore all of your options before taking out a loan, especially when it comes to short-term loans with high interest rates like payday loans.

Interesting Facts and Statistics about Payday Loans in Brantingham, New York

  • Despite being illegal in the state, some payday lenders will still try to offer loans to residents of Brantingham and other cities in New York.
  • The average interest rate on a payday loan is around 400%, which can quickly lead to borrowers being trapped in debt.
  • New York State has taken legal action against several payday lenders for attempting to circumvent the state’s laws and offer loans to its residents.

Apply Now for a Personal Loan

If you need to borrow money in Brantingham, New York, a personal loan may be the best option for you. TheGuaranteedLoans is a connector service that can help connect you with potential lenders who offer personal loans. Our online application process is quick and easy, and we work with a network of trusted lenders to provide you with the best possible loan options. Please note that TheGuaranteedLoans is not a direct lender and does not make decisions about loan approval.

Don’t let unexpected expenses or emergencies derail your finances. Apply now for a personal loan and get the money you need to get back on track.

F.A.Q.

Are payday loans legal in Brantingham, New York?

No, payday loans are not legal in Brantingham, New York. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Brantingham, New York?

Taking out a payday loan in Brantingham, New York is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.