Payday Loans in Brookhaven, New York

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No payday loan companies in Brookhaven, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Anthony J. Pietrafesa Esq - Consumer Lawyer 313 E Willow St 202, Syracuse, NY 13203 +1 (518) 218 - 0851
Chase Mortgage 385 NY-25A, Miller Place, NY 11764 +1 (631) 473 - 6482
BNB Bank ATM 2209 Montauk Hwy, Bridgehampton, NY 11932 +1 (631) 537 - 1000
Paragon Home Loans 225 Greenfield Pkwy 207, Liverpool, NY 13088 +1 (315) 445 - 2000
AmeriCU 8528 NY-365, Stittville, NY 13469
USALLIANCE Financial Napanoch Walmart 7500 US-209, Napanoch, NY 12458 +1 (800) 431 - 2754
Homestead Funding Corp. 4812 NY-30, Amsterdam, NY 12010 +1 (518) 212 - 5680
Community Bank, N.A. 70 E Main St, Westfield, NY 14787 +1 (716) 326 - 3145
M&T Bank 6195 E Molloy Rd, East Syracuse, NY 13057 +1 (315) 437 - 8755
Mercury Capital Corporation 100 Merrick Rd 504E, Rockville Centre, NY 11570 +1 (212) 661 - 8700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Brookhaven, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Brooklyn, NY, Payday Loans in Buffalo, NY, Payday Loans in Carmel, NY, Payday Loans in Centereach, NY, Same Day Loans in Central Islip, NY, Payday Loans in Cicero, NY, 24-Hour Loan in Clarence, NY and Emergency Loan in Clay, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Brookhaven, NY.

Beautiful sights of Brookhaven, NY

Payday Loans Available in Brookhaven, NY By The Following ZIP Codes:

11719

Are Payday Loans Legal In Brookhaven, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Brookhaven, NY payday loan calculator

Payday Loans in Brookhaven, New York

For those living in Brookhaven, New York, it’s important to know that taking out a payday loan is illegal in the state. This means that those in need of quick cash may have to look elsewhere for emergency funds, or find alternate means to make ends meet.

What are Payday Loans?

Payday loans are short-term loans that are usually repaid at the borrower’s next payday. They are usually given in exchange for a post-dated check or a debit authorization from the borrower’s bank account. Payday loans are meant to provide quick cash to those who need it, but can be expensive and can leave borrowers in a cycle of debt.

Why are Payday Loans Illegal in New York?

Payday loans are illegal in New York as the state has some of the strongest consumer protection laws with regards to lending. Payday loans are considered predatory due to their high interest rates and fees, lengthy repayment terms, and the lack of information given to borrowers. The state regulates the maximum annual percentage rate (APR) that lenders can charge, making it difficult for payday lenders to operate in the state.

Alternatives to Payday Loans in Brookhaven, New York

Although payday loans are illegal in New York, there are still options available to those who need quick cash. Those living in Brookhaven, New York may want to consider the following alternatives:

Personal Loans

Personal loans are short-term loans offered by banks and other lenders that typically have lower interest rates and fees than payday loans. They are usually unsecured loans, meaning they do not require collateral. Applicants must have a good credit score and sufficient income to qualify.

Credit Card Cash Advances

Credit card cash advances are another option for those living in Brookhaven, New York who are in need of quick cash. They are generally more expensive than personal loans, but can provide quick access to funds. Credit card cash advances are typically available up to the credit limit of the card.

Friends and Family

Borrowing money from friends and family is another option for those living in Brookhaven, New York. This option is typically interest-free and the terms of repayment are negotiable. However, it is important to ensure that both the borrower and the lender are comfortable with the agreement, as it could have a negative impact on the relationship if not managed properly.

Frequently Asked Questions

  • Are payday loans legal in New York?
    No, payday loans are illegal in New York. The state has some of the strongest consumer protection laws with regards to lending, making it difficult for payday lenders to operate in the state.
  • What alternatives to payday loans are available in Brookhaven, New York?
    Alternatives to payday loans in Brookhaven, New York include personal loans, credit card cash advances, and borrowing from friends and family.
  • What should I consider before taking out a loan?
    Before taking out any type of loan, it is important to consider the terms, fees, and repayment schedule. It is also important to make sure you can afford the loan before taking it out.

Apply Now

If you live in Brookhaven, New York, and are in need of quick cash, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders that may be able to provide emergency funds. Fill out the application on our website and we will do our best to help you get the cash you need.

More F.A.Q.

Are there any other options for fast cash in Brookhaven, New York?

Consumers in Brookhaven, New York may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Brookhaven, New York?

No, payday loans are prohibited in the state of New York.