Payday Loans in Brooktondale, New York

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No payday loan companies in Brooktondale, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
NBT Bank 108 2nd St, Deposit, NY 13754 +1 (607) 467 - 2195
NBT Bank 5390 W Genesee St, Camillus, NY 13031 +1 (315) 487 - 2180
Bank of America Financial Center 2334 James St, Syracuse, NY 13206 +1 (315) 438 - 8697
Reliant Credit Union 1520 Victor Rd, Macedon, NY 14502 +1 (800) 724 - 9282
EG Tax of Springville 65 E Main St, Springville, NY 14141 +1 (716) 592 - 3829
Citizens Bank 314 Hosley Ave, Tupper Lake, NY 12986 +1 (518) 359 - 2917
Fiserv 8379 Seneca Turnpike, New Hartford, NY 13413 +1 (315) 724 - 2605
Pioneer - Guilderland Branch 1883 Western Ave, Albany, NY 12203 +1 (518) 456 - 2670
Northwest Bank 55 East Ave, Lockport, NY 14094 +1 (716) 589 - 3500
Chase Bank 10 N Village Ave, Rockville Centre, NY 11570 +1 (516) 255 - 3500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Brooktondale, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mount Vernon, NY, Payday Loans in New City, NY, Payday Loans in New Rochelle, NY, Payday Loans in New York, NY, Payday Loan Companies in Niagara Falls, NY, Payday Loans in North Tonawanda, NY, Short-term Loans in Oceanside, NY and Payday Loans in Ossining, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Brooktondale, NY.

Payday Loans Available in Brooktondale, NY By The Following ZIP Codes:

14817

Are Payday Loans Legal In Brooktondale, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Brooktondale, NY payday loan calculator

Understanding Payday Loans in Brooktondale, New York

For individuals who are in need of quick cash, payday loans can seem like a tempting option. However, it’s important to understand the rules and regulations surrounding these types of loans, especially in Brooktondale, New York. It’s worth noting that payday loans are actually prohibited in the state of New York, including in Brooktondale.

What are Payday Loans?

Payday loans are short-term, high-interest loans that are typically offered to individuals who have an urgent need for funds. The loans are usually due on the borrower’s next payday, hence the name ‘payday loans.’ These loans are often advertised as a quick and easy way to get cash for unexpected expenses.

However, the problem with payday loans is that they often come with extremely high-interest rates, fees, and other charges. Some lenders have been known to charge interest rates as high as 400 percent, which can quickly turn a small loan into a debt trap that is difficult to escape from.

Payday Loans in Brooktondale, New York are Prohibited

While payday loans may seem like an attractive financial solution, it’s worth noting that they are actually illegal in New York State, including in Brooktondale. Under New York State law, it is illegal for any lender to make a payday loan, whether in-person, by telephone, or over the internet.

This means that if you are in need of cash in Brooktondale, New York, you will need to consider other options, such as:

  • Pawn Shops: A pawn shop is a good option if you have items of value that you are willing to use as collateral for a loan. Just keep in mind that pawnshops may have high interest rates as well and you risk losing your collateral if you can’t repay the loan.
  • Credit Unions and Banks: Many credit unions and banks offer personal loans that may have lower interest rates and more lenient repayment terms than payday loans.
  • Credit Card Cash Advances: If you have a credit card, you may be able to take out a cash advance. Keep in mind that cash advances typically come with high fees and high-interest rates.

Important Facts to Know About Payday Loans in Brooktondale, NY

  • Payday loans are illegal in New York State, including in Brooktondale.
  • It is illegal for any lender to make a payday loan, whether in-person, by telephone, or over the internet.
  • New York State has capped the interest rates on loans at 16 percent, which is significantly lower than the interest rates charged on payday loans in other states.
  • The New York State Department of Financial Services (DFS) has issued a warning to consumers about the dangers of payday loans and other types of high-interest loans.

Apply Now

While payday loans are illegal in Brooktondale, New York, TheGuaranteedLoans is a connector service that can facilitate your connection with potential lenders offering other types of loans such as personal loans or installment loans.

We understand that financial emergencies can happen at any time, and we want to help you find a solution that fits your needs. As a connector service, we partner with a network of trusted lenders who are willing to work with individuals who may have bad credit or other financial challenges.

Our online application process is fast and simple, with most applicants receiving a decision within minutes. If you are approved for a loan, your lender will work with you to determine the loan amount and repayment terms that are right for you. Our goal is to make the lending process as easy and stress-free as possible.

Disclaimer: TheGuaranteedLoans is NOT a Direct Lender

It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that allows you to connect with potential lenders offering other types of loans such as personal loans or installment loans. We do not make lending decisions or control the terms of your loan. Instead, we provide a service that helps you connect with lenders who can help you find the financing you need.

Final Thoughts

While it can be tempting to turn to payday loans when you need quick cash, it’s important to remember that payday loans are illegal in Brooktondale, New York. Instead, consider other options such as personal loans, installment loans, or credit card cash advances. Remember to always read the terms and conditions of any loan carefully before accepting it, and be sure to work with trusted lenders.

If you are in need of cash and are interested in exploring your loan options, we encourage you to apply with TheGuaranteedLoans today. Our goal is to help you find a loan that fits your needs and your budget.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Brooktondale, New York?

If a payday loan lender is threatening you with legal action in Brooktondale, New York, you should contact the New York State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Brooktondale, New York?

No, it is not possible to get a payday loan from a lender in another state and use it in Brooktondale, New York. Payday loans are illegal in Brooktondale, New York, regardless of where the lender is located.