Payday Loans in Buchanan, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Buchanan, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Bank, N.A. 122 Main St, Randolph, NY 14772 +1 (716) 358 - 2553
Jackson Hewitt Tax Service 139 Market St, Potsdam, NY 13676 +1 (315) 265 - 1046
LNB Banking 2 Forgham St, Lyons, NY 14489 +1 (315) 946 - 4505
TD Bank 188 N Main St, Sayville, NY 11782 +1 (631) 589 - 0008
Canandaigua Federal Credit Union 3210 Eastern Blvd, Canandaigua, NY 14424 +1 (585) 394 - 2436
KeyBank 4707 Lake Rd S, Brockport, NY 14420 +1 (585) 637 - 5247
KeyBank 5207 Broadway, Lancaster, NY 14086 +1 (716) 651 - 6060
TD Bank 320 NY-25A, Rocky Point, NY 11778 +1 (631) 209 - 2453
Westar Federal Credit Union 2565 Hambletonian Way, Camillus, NY 13031 +1 (315) 672 - 7827
Community Bank, N.A. 240 S Hamilton St, Painted Post, NY 14870 +1 (607) 936 - 2223

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Buchanan, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Valley Stream, NY, 24-Hour Loan in Warwick, NY, Quick Loan in Webster, NY, Payday Loan for West Babylon, NY, Payday Loans in White Plains, NY, No Credit Check Loans in Yonkers, NY, Payday Loans in Albany, NY and Payday Loans in Babylon, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Buchanan, NY.

Beautiful sights of Buchanan, NY

Payday Loans Available in Buchanan, NY By The Following ZIP Codes:

10511

Are Payday Loans Legal In Buchanan, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Buchanan, NY payday loan calculator

In the state of New York, payday loans are illegal. This means that residents in Buchanan, New York do not have access to payday loans through direct lenders. However, there are alternative options available for those who are in need of short-term financial assistance.

Alternative Options to Payday Loans in Buchanan

If you are in need of quick cash, there are options available to you that do not involve payday loans. Some options include:

  • Credit cards: If you have a credit card, you may be able to use it to cover your expenses. Keep in mind that credit cards can come with high interest rates, so be sure to pay off your balance as soon as possible to avoid accumulating debt.
  • Borrow from friends or family: If you have trusted loved ones who are willing to lend you money, this may be a viable option. Just be sure to agree on repayment terms and stick to them to avoid damaging relationships.
  • Installment loans: Unlike payday loans, installment loans are legal in New York. These loans allow you to borrow a set amount of money and repay it in regular installments over a period of time. Keep in mind that installment loans can also come with high interest rates, so be sure to shop around and compare rates before taking one out.

It is important to carefully consider all of your options before taking out any type of loan. Be sure to fully understand the terms and conditions of the loan and have a solid plan for repayment.

Interesting Facts and Statistics about Payday Loans in Buchanan, New York

  • Payday loans are illegal in New York State under the Payday Lending Elimination Act;
  • The APR for payday loans in New York can be as high as 400%;
  • The average payday loan borrower in New York takes out 10 loans per year, often paying more in fees than the amount borrowed;
  • In 2018, New York State Department of Financial Services filed suit against a group of lenders targeting low-income borrowers who were trapped in a cycle of debt due to high interest rates and fees.

It is clear that payday loans can be very damaging to borrowers and can lead to a cycle of debt that is nearly impossible to escape. If you are in need of short-term financial assistance, be sure to explore all of your options, including installment loans and lines of credit, and make a responsible decision based on your individual needs and financial situation.

Apply Now with TheGuaranteedLoans

If you do decide to pursue an installment loan or line of credit, TheGuaranteedLoans can help connect you with potential lenders. Our platform is designed to make the lending process as simple and stress-free as possible. Simply fill out our online application, and we will facilitate the connection process, helping you find the right lender for your individual needs.

It is important to note that TheGuaranteedLoans is not a direct lender. Instead, we work with a vast network of lenders who may be able to provide you with the funding you need.

Apply now and take the first step towards securing the financial assistance you need.

F.A.Q.

Can a payday loan company file a lawsuit against me in Buchanan, New York?

No, a payday loan company cannot file a lawsuit against you in Buchanan, New York because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Buchanan, New York?

Yes, there are federal laws that apply to payday loans in Buchanan, New York, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.