Payday Loans in Bullville, New York

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No payday loan companies in Bullville, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Chase Bank 150 Walt Whitman Rd, Huntington Station, NY 11746 +1 (631) 385 - 2391
Wells Fargo Home Mortgage 3501 30th Ave, Astoria, NY 11103 +1 (718) 310 - 4326
Bradt-Luciani Real Property Services 120 E Washington St 402, Syracuse, NY 13202 +1 (315) 214 - 5017
Chemung Canal Trust Company 1054 NY-17C, Owego, NY 13827 +1 (607) 687 - 5757
Tompkins 38 S Main St, Churchville, NY 14428 +1 (585) 293 - 2018
Echo Funding LLC 565 NY-25A Suite: 203, Miller Place, NY 11764 +1 (631) 642 - 7570
Madison Avenue Abstracts Inc 1111 NY-110 202, Farmingdale, NY 11735 +1 (631) 328 - 5000
Rockland Employees Federal Credit Union 170 E Central Ave, Spring Valley, NY 10977 +1 (845) 371 - 5804
Bank of America Financial Center 1188 Niagara Falls Blvd, Tonawanda, NY 14150 +1 (716) 833 - 3330
Citizens Bank Supermarket Branch 40 Main Ave, Wynantskill, NY 12198 +1 (518) 283 - 2611

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bullville, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Bay Shore, NY, Payday Loans in Binghamton, NY, Payday Loans in Brentwood, NY, Payday Loan Without a Credit Check in Brookhaven, NY, Payday Loans in Brooklyn, NY, Payday Loans in Buffalo, NY, Payday Loan for Carmel, NY and Payday Loan Without a Credit Check in Centereach, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bullville, NY.

Are Payday Loans Legal In Bullville, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bullville, NY payday loan calculator

Payday Loans in Bullville, New York: What You Need to Know

When you need cash fast, a payday loan may seem like the perfect solution. However, if you live in Bullville, New York, you should know that payday loans are prohibited in the state. Despite this fact, there are still lenders who offer payday loans online or through other means. This article aims to provide you with all the information you need to make an informed decision about payday loans in Bullville, New York.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are usually for small amounts of money, often ranging from $100 to $1,000. To obtain a payday loan, the borrower typically provides a postdated check or automatic withdrawal authorization to the lender. If the borrower is unable to repay the loan on time, the lender can cash the check or initiate the automatic withdrawal.

Why Are Payday Loans Prohibited in New York?

New York state law prohibits payday loans because they are known for high interest rates and predatory lending practices. These loans can trap borrowers in a cycle of debt, with high fees and interest rates that can reach 400% or more APR. In addition, some lenders have been known to use aggressive tactics to collect on these loans, such as making harassing phone calls or threatening legal action.

How Do New York Residents Get Cash When They Need It?

For residents of Bullville, New York, there are still options available if you need cash but cannot obtain a payday loan. One alternative is a personal loan, which can be obtained from a bank or credit union. These loans typically have lower interest rates and more flexible repayment terms than payday loans. Another option is to borrow from a friend or family member, although this can sometimes be awkward or uncomfortable.

Interesting Facts and Statistics About Payday Loans in Bullville, New York

  • In 2019, New York State Department of Financial Services took action against more than a dozen payday loan companies that were offering online loans with interest rates as high as 1,000% APR.
  • Payday loans cost New York families over $790 million in fees each year.
  • The average payday loan in New York has an interest rate of 400%.
  • New York is one of 18 states that prohibit payday lending.
  • In states where payday lending is legal, the average borrower takes out eight loans of $375 each per year and pays a total of $520 in interest.

Apply Now

If you need financial assistance, TheGuaranteedLoans can help connect you with lenders who offer personal loans, installment loans, and other financing options. We are not a direct lender, but a connector service that can help you find the loan that best meets your needs. Fill out our online application to get started today.

Note: Remember to always read and understand the terms and conditions of any loan before you accept the funds. Only borrow what you need and can afford to repay, to avoid falling into a cycle of debt.

The Bottom Line: Avoid Payday Loans in Bullville, NY

While payday loans may seem like a quick and easy solution to financial problems, they are not available to residents of Bullville, New York. If you need fast cash, consider alternative solutions such as personal loans or borrowing money from family or friends. And always remember to only borrow what you need and can afford to repay.

F.A.Q.

Can I still be charged fees on a payday loan in Bullville, New York?

No, you cannot be charged fees on a payday loan in Bullville, New York because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Bullville, New York?

No, you cannot be evicted from your home for taking out a payday loan in Bullville, New York because these loans are illegal in the state.