Payday Loans in Burdett, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Burdett, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Lufthansa Employee FCU 1900 Hempstead Turnpike Suite 408, East Meadow, NY 11554 +1 (516) 916 - 5350
Pathfinder Bank 6194 NY-31, Cicero, NY 13039 +1 (315) 752 - 0033
M&T Bank 294 Main St, Saugerties, NY 12477 +1 (845) 246 - 4961
The First National Bank of Long Island 282 Bayville Ave, Bayville, NY 11709 +1 (516) 628 - 1288
Insurance Office of America RHA 31 Lewis St 201, Binghamton, NY 13901 +1 (607) 754 - 3500
Bank of America Financial Center 928 McLean Ave, Yonkers, NY 10704 +1 (914) 776 - 6400
Oneida County Fcu 800 Park Ave 3, Utica, NY 13501 +1 (315) 798 - 5741
Coopers Cave FCU 92 Dix Ave, Glens Falls, NY 12801 +1 (518) 793 - 9502
Teachers Federal Credit Union 355 Broadway, Amityville, NY 11701 +1 (631) 698 - 7000
KeyBank 3016 NY-50, Saratoga Springs, NY 12866 +1 (518) 587 - 2405

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Burdett, NY, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Central Islip, NY, Payday Loans in Cicero, NY, Payday Loans in Clarence, NY, Payday Loans in Clay, NY, Payday Loan Companies in Clifton Park, NY, Payday Loans in Commack, NY, Payday Loans in Coram, NY and Payday Loans in East Meadow, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Burdett, NY.

Beautiful sights of Burdett, NY

Payday Loans Available in Burdett, NY By The Following ZIP Codes:

14818

Are Payday Loans Legal In Burdett, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Burdett, NY payday loan calculator

When it comes to financial emergencies, having access to quick cash can be a lifesaver. That’s why many people turn to payday loans – a type of short-term, high-interest loan designed to help borrowers get cash fast. However, in Burdett, New York, payday loans are prohibited by state law.

What are payday loans and how do they work?

Payday loans are loans typically taken out for two weeks or less, with interest rates that can range from 300% to 500% or more. These loans are designed for people who need cash quickly and don’t have access to other types of credit. Borrowers typically have to provide proof of income and a checking account to qualify for a payday loan. The loan amount is typically the amount of the borrower’s next paycheck, minus a fee.

Why are payday loans prohibited in New York?

In 2009, the New York State Department of Financial Services (NYDFS) implemented regulations that prohibit payday loans in the state. The NYDFS cited concerns about the high interest rates and fees associated with payday loans, and the cycle of debt that can result from borrowing money at such high rates.

What are the alternatives to payday loans in Burdett, New York?

While payday loans may not be an option in Burdett, there are alternatives for people who need quick access to cash. These include:

  • Personal loans: A personal loan is a type of unsecured loan that can be used for a variety of purposes. Personal loans typically have lower interest rates than payday loans, making them a more affordable option.
  • Credit cards: Credit cards can provide quick access to cash in an emergency. However, it’s important to use credit cards responsibly and pay them off on time to avoid high interest charges.
  • Friends and family: Borrowing from friends or family can be a good option, as long as both parties understand the terms of the loan and are comfortable with the arrangement.
  • Government assistance programs: There are a variety of government assistance programs that can provide financial help to people in need.

Interesting Facts about Payday Loans in Burdett, New York

  • Payday loans are not the only type of high-interest loan prohibited in New York. Other types of loans with high-interest rates, such as title loans and tax refund anticipation loans, are also illegal in the state.
  • In New York, lenders are prohibited from charging more than 16% interest on loans under $250,000, unless they are licensed by the state.
  • New York is one of 15 states that has implemented payday loan regulations to protect consumers.

Apply Now

While payday loans may not be an option for Burdett residents, TheGuaranteedLoans can help connect you with potential lenders who may be able to provide other types of loans. As a connector service, not a direct lender, we can help streamline the loan application process and match you with a lender that meets your needs.

To get started, simply fill out our online application and we’ll do the rest. Our goal is to help you get the financial assistance you need, quickly and easily.

Remember, when it comes to borrowing money, it’s important to understand all of your options, including the pros and cons of each. And always remember to borrow responsibly, only taking on debt that you can afford to repay.

F.A.Q.

Can a payday loan company report me to a credit bureau in Burdett, New York?

No, a payday loan company cannot report you to a credit bureau in Burdett, New York because these loans are illegal in the state.

Can a payday loan company take me to court in Burdett, New York?

No, a payday loan company cannot take you to court in Burdett, New York because these loans are illegal in the state.