Payday Loans in Carlisle, New York

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No payday loan companies in Carlisle, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Mountain Abstract Co Inc 20 Theriot Ave, Chestertown, NY 12817 +1 (518) 494 - 2434
SeaComm Federal Credit Union 30 Stearns St, Massena, NY 13662 +1 (315) 764 - 0566
Cash Advance of Manhattan 40 Wall St 43rd floor, New York, NY 10005 +1 (347) 868 - 2088
Capital One Bank 341 Eastern Pkwy, Brooklyn, NY 11216 +1 (718) 783 - 3401
Sterling National Bank 1150 Franklin Ave, Garden City, NY 11530 +1 (516) 746 - 0700
Roslyn Savings Bank, a division of New York Community Bank 41 Station Dr Building A, Wyandanch, NY 11798 +1 (631) 920 - 6712
NBT Bank 270 Genesee St, Utica, NY 13502 +1 (315) 738 - 8701
Mariner Finance 145 Wolf Rd Shoppers Park # 6, Albany, NY 12205 +1 (518) 489 - 0123
Paragon Home Loans 2276 Saranac Ave Suite 1, Lake Placid, NY 12946 +1 (518) 570 - 0083
Santander Bank 1837 Victory Blvd, Staten Island, NY 10314 +1 (718) 355 - 6192

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Carlisle, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Syracuse, NY, Payday Loan Companies in Troy, NY, Payday Loans in Uniondale, NY, Payday Loan Companies in Utica, NY, Short-term Loans in Valley Stream, NY, Payday Loans in Warwick, NY, Payday Loan Without a Credit Check in Webster, NY and Emergency Loan in West Babylon, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Carlisle, NY.

Beautiful sights of Carlisle, NY

Payday Loans Available in Carlisle, NY By The Following ZIP Codes:

12031

Are Payday Loans Legal In Carlisle, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Carlisle, NY payday loan calculator

Understanding Payday Loans in Carlisle, New York

Payday loans are a popular way to get fast cash, especially for those who are in desperate need of money. However, these loans come with high interest rates and are generally not a good idea for most people. In Carlisle, New York, payday loans are prohibited by law. This means that if you live in Carlisle, you cannot legally obtain a payday loan. In this article, we will discuss why payday loans are prohibited in Carlisle and what alternative loan options are available.

Why are Payday Loans Prohibited in Carlisle, New York?

New York state law prohibits payday loans because of their predatory nature. Payday lenders often charge very high interest rates, making it difficult for borrowers to repay the loan. In addition, payday lenders often target low-income individuals who are in desperate need of money, taking advantage of their financial situation. In 2006, New York State passed a law prohibiting payday loans and enforcing strict penalties against lenders who violate the law.

Alternative Loan Options in Carlisle, New York

If you need money fast, there are alternative loan options available in Carlisle, New York. Here are some of the most popular alternatives:

  • Personal Loans: Personal loans have become an increasingly popular option for those in need of cash fast. Unlike payday loans, personal loans have lower interest rates and longer repayment terms. Additionally, personal loans are available to those with a wider range of credit scores.
  • Credit Card Cash Advances: If you already have a credit card, you may be able to get a cash advance. This is where you borrow money against your credit limit and pay it back with interest. While this option may be more expensive than a personal loan, it is still a better option than a payday loan.
  • Installment Loans: With an installment loan, you borrow a set amount of money and repay it in installments over a set period of time. These loans have lower interest rates than payday loans and may be available to those with poor credit scores.
  • Borrow from Friends or Family: While it may be uncomfortable, borrowing from friends or family can be a good option if you are in desperate need of money. Just be sure to pay them back as soon as possible.

Interesting Facts About Payday Loans in Carlisle, New York

While payday loans are prohibited in Carlisle, New York, they are legal in many other states. Here are some interesting facts about payday loans:

  • The average payday loan borrower in the United States takes out 10 loans per year.
  • In 2012, 12 million Americans took out a payday loan.
  • The average interest rate on a payday loan is 391%.
  • Payday lenders collect $7 billion in fees every year.

Apply Now

If you are in need of an alternative to payday loans, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who offer personal loans, installment loans, and other loan options. We want to help you get the cash you need without resorting to predatory payday loans.

Please note that we are not a direct lender and do not make lending decisions. We simply connect you with potential lenders who may be able to help. To apply now, fill out our online application today.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Carlisle, New York?

No, you cannot be arrested for not paying back an illegal payday loan in Carlisle, New York.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Carlisle, New York?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Carlisle, New York. If you have been harassed or threatened, you can report the lender to the New York State Department of Financial Services.