Payday Loans in Centereach, New York

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Payday Loan Companies in Centereach, NY

Company nameAddressZip codePhone number
All Island Jewelry & Loan 2394 Middle Country Rd 11720 +1 (631) 588 - 7296
All Island Jewelry & Loan 2264 Middle Country Rd 11720 +1 (631) 588 - 7296
Bethpage Federal Credit Union 2245 Middle Country Rd 11720 +1 (800) 628 - 7070
Center Gold Buy Sell Loan Gold Silver Diamonds 2340 Middle Country Rd 11720 +1 (631) 467 - 0400
Chase Bank 2102 Middle Country Rd 11720 +1 (631) 588 - 3044
Chase Mortgage 2102 Middle Country Rd 11720 +1 (631) 588 - 3044
Frank & Ross Payroll Services Corporation 2536 Middle Country Rd 11720 +1 (631) 585 - 0079
People's United Bank 1919 Middle Country Rd 11720 +1 (631) 585 - 6644
Teachers Federal Credit Union 260 Pond Path 11720 +1 (631) 698 - 7000
Walmart Money Center 77 Eastwood Blvd 11720

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Centereach, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Central Islip, NY, Payday Loans in Cicero, NY, Payday Loans in Clarence, NY, Payday Loans in Clay, NY, Payday Loan Without a Credit Check in Clifton Park, NY, Emergency Loan in Commack, NY, Online Loans in Coram, NY and Payday Loans in East Meadow, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Centereach, NY.

Beautiful sights of Centereach, NY

Payday Loans Available in Centereach, NY By The Following ZIP Codes:

11720

Are Payday Loans Legal In Centereach, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Centereach, NY payday loan calculator

Payday Loans in Centereach, New York

Payday loans have been a popular financial product for years, with many borrowers turning to them to help meet short-term financial needs. Unfortunately, the state of New York does not allow payday loans and has some of the strictest payday loan laws in the country. As such, it’s important to know the laws and regulations when it comes to payday loans in Centereach, New York.

Payday Loan Laws in New York

Payday loans are illegal in New York. The state prohibits lenders from offering any loan with an annual percentage rate (APR) higher than 25%. Instead, the state offers short-term loans through its own loan program for individuals with low incomes.

Alternatives to Payday Loans in Centereach, New York

If you’re in need of quick financial assistance, there are many alternatives to payday loans in Centereach, New York. Here are a few options:

  • Credit Cards: Credit cards can be a great way to cover short-term expenses without taking on high interest rates and fees associated with payday loans.
  • Personal loans: Personal loans can be a great way to get access to cash quickly. They often offer competitive rates and can be used for many different purposes.
  • Bank Loans: Bank loans are often a great option for those who have good credit and have the ability to make regular payments over time.
  • Verified Savings Accounts: If you have a savings account, you may be able to withdraw funds for short-term expenses.

It’s important to remember that these loans typically require a credit check, so make sure you shop around and compare rates and terms before signing a loan agreement.

Come to TheGuranteedLoans.com for Help

TheGuaranteedLoans is the perfect resource to help you find the right loan for your financial needs. We are a trusted financial resource and provide borrowers with access to hundreds of lenders. We help you compare loan offers and make the best decision for your needs.

Apply Now

If you’re ready to apply for a loan, TheGuaranteedLoans can connect you with lenders who may be able to assist you. We make the online application process easy and secure, so you can get the funds you need quickly. Remember, TheGuaranteedLoans is not a lender.

FAQ

Are payday loans legal in New York?

No, payday loans are not legal in New York. The state of New York has some of the strictest payday loan laws in the country, and they do not allow payday loans within their borders.

What are some alternatives to payday loans in Centereach, New York?

If you’re looking for quick financial assistance in the Centereach area, you may want to look into alternatives such as using a credit card, taking out a personal loan, obtaining a bank loan, or utilizing a verified savings account.

What if I need help finding the right loan?

TheGuaranteedLoans can help you find the right loan for your financial needs. We are a trusted financial resource and provide borrowers with access to hundreds of lenders. We help you compare loan offers and make the best decision for your needs.

More F.A.Q.

Can I be charged with a crime for taking out a payday loan in Centereach, New York?

It is illegal for lenders to offer payday loans in Centereach, New York, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Centereach, New York?

If you have already taken out a payday loan in Centereach, New York, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.

How Many Cash Advance Companies are in Centereach, NY?

With the help of our service, you will be able to find 10 cash advance companies in Centereach, NY

What Cash Advance Companies in Centereach, NY are the most popular?

You should check All Island Jewelry & Loan, Bethpage Federal Credit Union, and Center Gold Buy Sell Loan Gold Silver Diamonds. Also, you can start your application online on our website.