Payday Loans in Central Islip, New York

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Payday Loan Companies in Central Islip, NY

Company nameAddressZip codePhone number
Amityville Payroll Services 58 E Suffolk Ave A 11722 +1 (631) 234 - 0020
Bank of America with Drive-thru ATM 185 Wheeler Rd 11722 +1 (631) 582 - 4545
Bethpage Federal Credit Union 233 S Research Pl 11722 +1 (800) 628 - 7070
Citibank 78 Carleton Ave 11722 +1 (631) 533 - 9728
Premier Pawn & Jewelry 150A Wheeler Rd 11722 +1 (631) 234 - 0024
Sabrina's Check Cashing 1557 Islip Ave 11722 +1 (631) 234 - 7929
Sabrina's Check Cashing 2 Inc 1557 Islip Ave 11722 +1 (631) 234 - 7929
Teachers Federal Credit Union 118 Wheeler Rd 11722 +1 (631) 698 - 7000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Central Islip, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cicero, NY, Same Day Loans in Clarence, NY, Payday Loans in Clay, NY, Short-term Loans in Clifton Park, NY, Payday Loans in Commack, NY, Emergency Loan in Coram, NY, Short-term Loans in East Meadow, NY and Payday Loans in Eastchester, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Central Islip, NY.

Beautiful sights of Central Islip, NY

Payday Loans Available in Central Islip, NY By The Following ZIP Codes:

11722

Are Payday Loans Legal In Central Islip, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Central Islip, NY payday loan calculator

Payday Loans in Central Islip, New York

If you’re looking for a short-term loan solution in Central Islip, New York, your options may be limited. Payday loans are prohibited in the state of New York, so residents of Central Islip won’t find these types of loans available.

What Are Payday Loans?

A payday loan is a short-term loan with steep interest rates and repayment requirements. The loans are typically due on your next payday and require the repayment of the entire loan balance plus the fee associated with the loan. Payday loans are typically used to cover emergency expenses, such as medical bills, rent, or utility bills.

What Options Are Available to Borrowers in Central Islip, New York?

Although payday loans are not available in Central Islip, New York, there are some other options available for borrowers in need of fast cash. Some of these options include:

Personal Loans

Personal loans are typically offered through banks and credit unions, and can be used for a variety of purposes, including debt consolidation, medical expenses, home improvement, and more. Personal loans generally have lower interest rates than payday loans, and the repayment terms are longer, ranging from 6 to 72 months.

Credit Cards

Using a credit card to cover short-term expenses can be a good option if you have a good credit score and a low-interest rate card. Credit cards typically have higher interest rates than personal loans, and the repayment terms are shorter, typically ranging from 6 to 24 months.

Auto Title Loans

Auto title loans are short-term loans that use your vehicle as collateral. The loan amount is typically determined by the value of the vehicle, and the loan term is typically 30 days. Auto title loans typically have higher interest rates than personal loans, so it’s important to consider all of your options before taking out an auto title loan.

What Should I Consider When Looking for a Loan in Central Islip, New York?

When looking for a loan in Central Islip, New York, it’s important to consider the type of loan you need, your credit score, the loan terms, and the interest rate. It’s important to compare different loan options to ensure that you get the best loan for your needs.

F.A.Q.

Are payday loans available in Central Islip, New York?

No, payday loans are prohibited in the state of New York.

What other loan options are available to borrowers in Central Islip, New York?

In Central Islip, New York, borrowers may be able to obtain personal loans, credit cards, or auto title loans.

What should I consider when looking for a loan in Central Islip, New York?

When looking for a loan in Central Islip, New York, it’s important to consider the type of loan you need, your credit score, the loan terms, and the interest rate. It’s important to compare different loan options to ensure that you get the best loan for your needs.

Apply Now

If you’re looking for a loan in Central Islip, New York, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders that can offer you a range of loan options. Just fill out the application on our website and we’ll find lenders that meet your needs.

More F.A.Q.

Can I be sued for not paying back a payday loan in Central Islip, New York?

Because payday loans are illegal in Central Islip, New York, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Central Islip, New York?

No, payday loan lenders cannot garnish your wages in Central Islip, New York because payday loans are illegal in the state.

How Many Cash Advance Companies are in Central Islip, NY?

With the help of our service, you will be able to find 8 cash advance companies in Central Islip, NY

What Cash Advance Companies in Central Islip, NY are the most popular?

You should check Amityville Payroll Services, Bank of America with Drive-thru ATM, and Bethpage Federal Credit Union. Also, you can start your application online on our website.