Payday Loans in Cicero, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Cicero, NY

Company nameAddressZip codePhone number
AFC Automotive Finance Corp. 5930 NY-31 13039 +1 (315) 699 - 1232
AmeriCU 6414 NY-31 13039 +1 (800) 388 - 2000
Bank of America with Drive-thru ATM 5834 Cir Dr E 13039 +1 (315) 458 - 6132
Citizens Bank 7941 Brewerton Rd 13039 +1 (315) 699 - 3672
Community Bank, N.A. 5966 NY-31 13039 +1 (315) 288 - 2000
Community Bank, N.A. 5966-5968, NY-31 13039 +1 (315) 288 - 2000
Empower Federal Credit Union 5791 NY-31 13039 +1 (800) 462 - 5000
KeyBank 7950 Brewerton Rd 13039 +1 (315) 699 - 2595
M&T Bank 8304 Cicero Stage 13039 +1 (315) 699 - 2702
Neal Business Funding 5620 Business Ave 3 13039 +1 (315) 699 - 4703
Pathfinder Bank 6194 NY-31 13039 +1 (315) 752 - 0033
Pawn King 5849 E Cir Dr W 13039 +1 (315) 876 - 9149
SEFCU 8086 Brewerton Rd 13039 +1 (800) 727 - 3328
Solvay Bank 7897 Brewerton Rd 13039 +1 (315) 458 - 2141
Visions Federal Credit Union 5788 Cir Dr E 13039 +1 (800) 242 - 2120

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cicero, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Clarence, NY, Payday Loans in Clay, NY, Payday Loans in Clifton Park, NY, Emergency Loan in Commack, NY, Same Day Loans in Coram, NY, No Credit Check Loans in East Meadow, NY, Online Loans in Eastchester, NY and Payday Loans in Elmont, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cicero, NY.

Beautiful sights of Cicero, NY

Payday Loans Available in Cicero, NY By The Following ZIP Codes:

13039

Are Payday Loans Legal In Cicero, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Cicero, NY payday loan calculator

Payday Loans in Cicero, New York

The state of New York, located in the northeast United States, is home to many great things. It is home to the big cities and quaint towns of New York City, Buffalo, Syracuse, and the small hamlet of Cicero. Unfortunately, payday loans are prohibited in the state of New York, and the residents of Cicero cannot have access to this type of loan.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans that help individuals meet their financial obligations. Designed as a way to bridge the gap between paycheck periods, these loans are often subject to very high interest rates and fees. Borrowers are required to pay back the loan within a two-week period, or until their next payday. Payday loans are a quick and convenient way to get access to quick cash when an emergency arises.

The Benefits of Payday Loans

Payday loans offer several advantages over traditional banking products, such as personal loans. These loans are usually much easier to qualify for and can be processed in a much shorter period of time. Payday loans also have a much lower credit requirement, so they are accessible to those who have a poor credit score or no credit history at all. Furthermore, they do not require a lengthy application process, which means that the loan can be processed quickly and approved within a short amount of time.

The Risks of Payday Loans

As convenient as payday loans can be, there are also some risks associated with them. For one, these loans typically come with very high interest rates and fees. This means that if you fail to pay the loan back in full within the two-week period, you could end up paying significantly more in interest and fees than the amount you originally borrowed. Additionally, there is a risk that the lender may attempt to collect on the loan through aggressive tactics, such as calling you at work or threatening legal action.

Why are Payday Loans Prohibited in New York?

The state of New York has decided to prohibit payday loans in order to protect its citizens from the risks associated with these products. Payday loans are considered to be a form of predatory lending due to the high interest rates and fees, as well as the aggressive tactics used to collect on the loan. Additionally, the state’s legislature felt that payday loans could place an undue burden on the state’s economy, as the high interest rates often make it difficult for borrowers to pay back the loan in full. As such, the state of New York has determined that payday loans are not in the best interest of its citizens and has prohibited them within its borders.

Alternatives to Payday Loans for Cicero Residents

If you are a resident of Cicero and are in need of quick cash, there are other options available to you. You could apply for a traditional loan from a bank or credit union, which would have lower interest rates and fees than a payday loan. Additionally, you could consider taking out a personal loan from an online lender, which may have more flexible terms than a bank loan. Finally, you could consider borrowing money from family or friends, which may be the most cost-effective option.

Apply Now

If you are in need of a short-term loan, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who may be able to help you get the funds you need. We understand that emergencies arise, and we will do our best to help you get the money you need quickly and conveniently. To get started, simply fill out our online application and one of our representatives will be in touch with you shortly.

F.A.Q.

  • Are payday loans illegal in New York? Yes, payday loans are illegal in the state of New York, including in the town of Cicero.
  • Do I need to have good credit to qualify for a loan? It depends on the lender. Many lenders require a minimum credit score, but others may be more flexible.
  • Are there alternatives to payday loans? Yes, there are several alternatives to payday loans, such as traditional bank loans, online personal loans, and borrowing from family or friends.
  • Can TheGuaranteedLoans help me find a loan? Yes, TheGuaranteedLoans can help you find a lender. We are not a lender, but we can help you connect with the right lender for your needs.

More F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Cicero, New York?

If a payday loan lender is threatening you with legal action in Cicero, New York, you should contact the New York State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Cicero, New York?

No, it is not possible to get a payday loan from a lender in another state and use it in Cicero, New York. Payday loans are illegal in Cicero, New York, regardless of where the lender is located.

How Many Cash Advance Companies are in Cicero, NY?

With the help of our service, you will be able to find 15 cash advance companies in Cicero, NY

What Cash Advance Companies in Cicero, NY are the most popular?

You should check Community Bank, N.A., AFC Automotive Finance Corp., and AmeriCU. Also, you can start your application online on our website.