Payday Loans in Clarkson, New York

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No payday loan companies in Clarkson, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
People's United Bank 144 Sunset Ave, Westhampton Beach, NY 11978 +1 (631) 288 - 4000
Central Avenue Hyundai 111 S Central Ave 1, Hartsdale, NY 10530 +1 (315) 816 - 3071
People's United Bank 14 Mamaroneck Ave, White Plains, NY 10601 +1 (914) 684 - 6564
NBT Bank One West St, Edmeston, NY 13335 +1 (607) 965 - 8636
DORAN AUTO 9359 NY-22, Granville, NY 12832 +1 (518) 642 - 1029
Mark's Automobile Services 75 S Main St 9706, Portville, NY 14770 +1 (716) 933 - 6484
Enterprise Rent-A-Car 123 E Albany St, Herkimer, NY 13350 +1 (315) 866 - 2516
Chase Bank 2469 Hempstead Turnpike, East Meadow, NY 11554 +1 (516) 579 - 0813
Donald C McNeal, Rinebeck Bank Residential Lending 1022 Main St, Fishkill, NY 12524 +1 (845) 454 - 8555
Community Bank, N.A. 1 S Main St, Rushville, NY 14544 +1 (585) 554 - 6322

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clarkson, NY, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Ithaca, NY, Online Loans in Jamestown, NY, No Credit Check Loans in Lancaster, NY, Payday Loans in Levittown, NY, Online Loans in Long Beach, NY, Payday Loans in Manlius, NY, Payday Loans in Mount Vernon, NY and Payday Loans in New City, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clarkson, NY.

Beautiful sights of Clarkson, NY

Payday Loans Available in Clarkson, NY By The Following ZIP Codes:

14430

Are Payday Loans Legal In Clarkson, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Clarkson, NY payday loan calculator

Payday Loans in Clarkson, New York: Understanding the Prohibition

Payday loans are a type of short-term loan that is meant to be paid back on the borrower’s next payday. These loans are often marketed as a quick fix for unexpected expenses or financial emergencies. However, in Clarkson, New York, payday loans are prohibited. This means that lenders are not legally allowed to offer payday loans to residents of the state.

Why are Payday Loans Prohibited in Clarkson, New York?

The state of New York has long recognized the potential harm that payday loans can cause. These loans often come with high-interest rates and fees, making it difficult for borrowers to pay them back on time. In some cases, payday lenders have been known to use aggressive and deceptive tactics to collect on unpaid loans.

For this reason, the state of New York has taken steps to protect its residents from the potential harm of payday loans. In New York, payday loans with a term of 90 days or less are considered illegal. This means that lenders are not able to offer these types of loans to residents of the state.

What are the Alternatives to Payday Loans in Clarkson, New York?

While payday loans may not be an option in Clarkson, New York, there are still other types of loans that borrowers can consider. Here are a few alternatives to payday loans:

  • Personal loans: Personal loans are unsecured loans that can be used for a variety of purposes. These loans typically have lower interest rates than payday loans, making them a more affordable option for borrowers.
  • Credit cards: Credit cards are another type of short-term loan that can be used for unexpected expenses. While credit cards also come with interest rates and fees, they are often more affordable than payday loans.
  • Government assistance: In some cases, government assistance programs may be available to help individuals who are facing financial hardship. For example, the Supplemental Nutrition Assistance Program (SNAP) offers assistance to low-income individuals and families to help them purchase food.

Interesting Facts and Statistics about Payday Loans in Clarkson, New York

  • In 2019, there were no licensed payday lenders in Clarkson, New York.
  • New York has one of the lowest payday loan usage rates in the country, with only 1% of adults using payday loans in 2018.

Apply Now for a Loan

While payday loans are prohibited in Clarkson, New York, TheGuaranteedLoans can help connect you with potential lenders who offer other types of loans, including personal loans and credit cards. As a connector service, TheGuaranteedLoans does not lend money directly. Instead, we work with a network of lenders to help you find the right loan for your needs. If you are interested in applying for a loan, fill out an online application today.

F.A.Q.

Where can I get more information about payday loans in Clarkson, New York?

More information about payday loans in Clarkson, New York can be found on the New York State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Clarkson, New York?

No, payday loans are prohibited in Clarkson, New York.