Payday Loans in Coram, New York

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Payday Loan Companies in Coram, NY

Company nameAddressZip codePhone number
Envios Espinosa 16 Middle Country Rd 11727 +1 (631) 451 - 0900
NetSpend Card Reload Location 1956 NY-112 11727 +1 (866) 387 - 7363
PAY-O-MATIC 3663-12 NY-112 11727 +1 (631) 736 - 5660
PAYOMATIC 350D Middle Country Rd 11727 +1 (631) 736 - 5660
People's United Bank 1830 NY-112 11727 +1 (631) 736 - 0103

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coram, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in East Meadow, NY, Short-term Loans in Eastchester, NY, Quick Loan in Elmont, NY, Payday Loan for Franklin Square, NY, Payday Loans in Freeport, NY, Quick Loan in Guilderland, NY, Payday Loan for Hamburg, NY and Payday Loans in Haverstraw, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coram, NY.

Beautiful sights of Coram, NY

Payday Loans Available in Coram, NY By The Following ZIP Codes:

11727

Are Payday Loans Legal In Coram, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Coram, NY payday loan calculator

Payday Loans in Coram, New York

Payday loans are small, short-term loans that are intended to provide borrowers with the money they need to cover their expenses until their next paycheck. While payday loans can provide much-needed relief, they come with drawbacks, including high rates and fees. In New York, payday loans are prohibited and borrowers can no longer access this type of loan. In this article, we will discuss the limitations of payday loans in Coram, New York and other potential loan options that are available.

Are Payday Loans Prohibited in Coram, New York?

Yes, payday loans are prohibited in Coram, New York. New York law forbids lenders from issuing payday loans to borrowers in the state. This means that borrowers in Coram, New York are not able to access payday loans, even if they are desperate for cash.

What Is the Alternatives Loans Available to Coram, New York Residents?

With payday loans being prohibited in Coram, New York, there are several alternatives loan options available to residents. Below are some of the loans available to Coram, New York residents:

  • Personal Loans: Personal loans are unsecured loans that can be used for a variety of purposes. Personal loans can be obtained from banks, credit unions, or online lenders, and the interest rate and fees associated with the loan will vary depending on the lender.
  • Title Loans: Title loans are secured loans that use the borrower’s vehicle title as collateral. Title loans are generally more expensive than personal loans since the lender is taking on more risk.
  • Home Equity Loans: Home equity loans are secured loans that use the borrower’s home as collateral. Home equity loans generally have lower interest rates and fees than other types of loans, but they also come with the risk of foreclosure if the borrower defaults on the loan.
  • Peer-to-Peer Loans: Peer-to-peer loans, also known as P2P loans, are another option for Coram, New York residents. P2P loans are unsecured loans that are funded by individuals or groups of individuals, rather than banks or other traditional lenders.

What Should I Consider Before Taking Out Any Loan?

No matter what type of loan you are thinking of taking out, it is important to consider your options carefully and do your research. Make sure you understand the terms of the loan and any associated fees, as well as the repayment schedule. Additionally, you should make sure that you can make all payments on time, as late payments may result in additional fees.

How Can I Apply for a Loan?

If you are looking for a loan, one of the easiest ways to apply is by filling out an online application. Depending on the type of loan, there may be different application processes. Here at TheGuaranteedLoans, we provide an easy and secure online application process that will connect you with lenders who may be able to help. We are not a lender, but we do provide the service of connecting borrowers with lenders who may be able to help.

F.A.Q.

Q: Are payday loans available in Coram, New York?
A: No, payday loans are prohibited in Coram, New York.

Q: What are some alternatives to payday loans in Coram, New York?
A: Some alternatives to payday loans in Coram, New York include personal loans, title loans, home equity loans, and peer-to-peer loans.

Q: What should I consider before taking out a loan?
A: You should make sure to do your research before taking out any loan. Make sure you fully understand the terms of the loan, any associated fees, and the repayment schedule. Additionally, make sure that you can make all payments on time.

Q: How can I apply for a loan?
A: You can easily apply for a loan online by filling out an online application. Here at TheGuaranteedLoans, we provide an easy and secure online application process that will help you connect with lenders who may be able to help.

Apply Now

If you are looking for a loan and are a resident of Coram, New York, you can apply online here at TheGuaranteedLoans. Our easy and secure online application process will help you connect with lenders who may be able to help. Please note that TheGuaranteedLoans is not a lender, and we cannot guarantee a loan will be approved. However, we do provide the service of connecting borrowers with lenders who may be able to help.

More F.A.Q.

Can a payday loan company report me to a credit bureau in Coram, New York?

No, a payday loan company cannot report you to a credit bureau in Coram, New York because these loans are illegal in the state.

Can a payday loan company take me to court in Coram, New York?

No, a payday loan company cannot take you to court in Coram, New York because these loans are illegal in the state.

How Many Cash Advance Companies are in Coram, NY?

With the help of our service, you will be able to find 5 cash advance companies in Coram, NY

What Cash Advance Companies in Coram, NY are the most popular?

You should check Envios Espinosa, NetSpend Card Reload Location, and PAY-O-MATIC. Also, you can start your application online on our website.