Payday Loans in Dalton, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Dalton, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
Rondout Savings Bank 130 Schwenk Dr, Kingston, NY 12401 +1 (845) 339 - 2600
First Source Federal Credit Union 4451 Commercial Dr, New Hartford, NY 13413 +1 (315) 735 - 8571
Community Bank, N.A. 11 Schuyler St, Belmont, NY 14813 +1 (585) 268 - 7631
Hudson Valley Credit Union 155 Stringham Rd, Lagrangeville, NY 12540 +1 (845) 463 - 3011
Tri-Lake Federal Credit 172 Broadway, Saranac Lake, NY 12983 +1 (518) 891 - 1666
Glens Falls National Bank 132 Main St, Greenwich, NY 12834 +1 (518) 692 - 9021
Chase Bank 565 Warburton Ave, Hastings-On-Hudson, NY 10706 +1 (914) 478 - 1800
The Law Office of Andrew M. Doktofsky, P.C. 52 Elm St 6, Huntington, NY 11743 +1 (631) 673 - 9600
Credit Cash 505 Park Ave, New York, NY 10022 +1 (212) 688 - 2600
Citibank 530 Central Ave, Cedarhurst, NY 11516 +1 (516) 256 - 8172

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dalton, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Poughkeepsie, NY, Online Loans in Riverhead, NY, Payday Loan Companies in Rochester, NY, 24-Hour Loan in Rome, NY, Payday Loans in Rye, NY, Payday Loans in Schenectady, NY, Guaranteed Loans in Smithtown, NY and Payday Loans in Southampton, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dalton, NY.

Beautiful sights of Dalton, NY

Payday Loans Available in Dalton, NY By The Following ZIP Codes:

14836

Are Payday Loans Legal In Dalton, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dalton, NY payday loan calculator

Payday loans are a type of loan that is accessible to people with poor credit scores or financial struggles that make it difficult to qualify for traditional loans. However, payday loans are considered illegal in the state of New York, including Dalton.

What are payday loans?

A payday loan is a type of short-term loan that is often due on the borrower’s next payday. These loans typically have higher interest rates and fees than traditional loans and are considered predatory. While payday loans can be easy to access, they can also trap borrowers in cycles of debt and create additional financial stress.

Why are payday loans illegal in New York?

The state of New York has strict usury laws in place to protect consumers from predatory lending practices. Payday loans are considered illegal in New York because they often have annual percentage rates (APRs) that far exceed the legal limit of 25%.

The usury laws in New York have been in place for decades and are designed to prevent people from being trapped in debt cycles caused by high-interest loans. While payday loans may seem like a quick and easy solution to financial struggles, they ultimately create more problems than they solve and are illegal in New York.

Interesting facts about payday loans in New York and Dalton

  • New York has been regulating payday loans since 2008 when it implemented an interest cap of 25%.
  • According to a report by the New York State Department of Financial Services, payday loans in New York have APRs ranging from 390% to 871%.
  • In 2014, the New York State Attorney General’s office took action against payday lenders, resulting in more than $3 million in refunds to consumers and the cancellation of illegal loans.

Apply Now for an Online Loan in Dalton, NY

While payday loans are prohibited in Dalton and throughout New York, there are still options available for people who need access to quick cash. TheGuaranteedLoans is a connector service that can connect borrowers with potential lenders who may be able to offer loans with more affordable terms than payday loans.

Our online application process is quick and easy, and we work with a network of licensed lenders to ensure that our clients get the best possible loan offers. When you fill out our online application, we’ll match you with lenders based on your unique financial situation and needs. And because we’re a connector service, not a direct lender, our services are completely free to use.

Don’t let financial struggles get you down. Apply for an online loan today and start taking control of your finances.

Note: TheGuaranteedLoans is not a direct lender and does not provide payday loans. We are a connector service that can connect you with potential lenders who may be able to offer more affordable loan options.

F.A.Q.

Where can I get more information about payday loans in Dalton, New York?

More information about payday loans in Dalton, New York can be found on the New York State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Dalton, New York?

No, payday loans are prohibited in Dalton, New York.