Payday Loans in Eastchester, New York

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Payday Loan Companies in Eastchester, NY

Company nameAddressZip codePhone number
KeyBank 313 Main St 10709 +1 (914) 395 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eastchester, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Elmont, NY, Payday Loans in Franklin Square, NY, Payday Loans in Freeport, NY, Payday Loan Without a Credit Check in Guilderland, NY, Quick Loan in Hamburg, NY, Payday Loans in Haverstraw, NY, 24-Hour Loan in Hempstead, NY and Payday Loans in Henrietta, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eastchester, NY.

Beautiful sights of Eastchester, NY

Payday Loans Available in Eastchester, NY By The Following ZIP Codes:

10709

Are Payday Loans Legal In Eastchester, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Eastchester, NY payday loan calculator

Payday Loans in Eastchester, New York

Payday loans can be a useful financial tool for those who need short-term funds to cover unexpected expenses. Unfortunately, payday loans are not available in New York State due to the state’s legislation. In this article, we will explain why payday loans are prohibited in New York State and what other loan options are available for Eastchester, New York residents.

Why are Payday Loans prohibited in New York?

Payday loans are a type of loan that is typically secured with a borrower’s next paycheck. In New York, the maximum interest rate that can be charged on any loan is 25%. Because the high interest rates associated with payday loans, they are considered to be predatory and are considered to be too risky for borrowers. As a result, payday loans in New York are strictly prohibited.

What are Alternatives to Payday Loans?

Although payday loans are prohibited in New York State, there are still other loan options available for Eastchester, New York residents. These loan options may include:

  • Personal loans. Personal loans are unsecured loans that are designed to help borrowers cover short-term expenses. They typically have a longer repayment period than payday loans, and the interest rate is typically much lower, making them a more affordable option for borrowers.
  • Title loans. Title loans are secured loans that are backed by a borrower’s vehicle. These loans are typically much easier to qualify for, but they have a higher interest rate than unsecured loans.
  • Credit cards. Credit cards are a great way to cover short-term expenses without taking out a loan. Credit cards typically have a lower interest rate than payday loans or title loans, making them a more affordable option. Plus, you can use them to earn rewards.

Apply Now

If you are looking for a loan in Eastchester, New York, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders who can provide the funds you need. To get started, simply fill out our online application and we will connect you with qualified lenders.

FAQ

Q: Are payday loans available in Eastchester, New York?

A: No, payday loans are not available in New York State due to the state’s legislation.

Q: What loan options are available for Eastchester, New York residents?

A: Alternatives to payday loans include personal loans, title loans, and credit cards.

Q: Can TheGuaranteedLoans help me?

A: Yes, TheGuaranteedLoans can help you find lenders who can provide the funds you need. Simply fill out our online application and we will connect you with qualified lenders.

More F.A.Q.

Are there any alternatives to payday loans in Eastchester, New York?

Yes, there are several alternatives to payday loans in Eastchester, New York, including credit unions, community development financial institutions, and small-dollar loan programs offered by banks and credit unions.

Can I still take out a payday loan if I live in Eastchester, New York but the lender is based in another state?

No, it is illegal for payday lenders to offer loans to residents of New York, regardless of where the lender is located.

How Many Cash Advance Companies are in Eastchester, NY?

With the help of our service, you will be able to find 1 cash advance companies in Eastchester, NY

What Cash Advance Companies in Eastchester, NY are the most popular?

You should check KeyBank. Also, you can start your application online on our website.