Payday Loans in Feura Bush, New York

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No payday loan companies in Feura Bush, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
KeyBank 9094 Erie Rd, Angola, NY 14006 +1 (716) 549 - 4500
DolEx Dollar Express 79 S Main St, Freeport, NY 11520 +1 (888) 246 - 2527
TD Bank 290 Merrick Rd, Rockville Centre, NY 11570 +1 (516) 593 - 2148
Bank of America Financial Center 206 Main St, White Plains, NY 10601 +1 (914) 461 - 0955
Chase Bank 150 Walt Whitman Rd, Huntington Station, NY 11746 +1 (631) 385 - 2391
CFSC Checks Cashed 358 W 145th 358 W 145th St, New York, NY 10039 +1 (212) 368 - 1657
Community Bank, N.A. 84 Bridge St, Carthage, NY 13619 +1 (315) 493 - 0600
People's United Bank 14 Mamaroneck Ave, White Plains, NY 10601 +1 (914) 684 - 6564
Quontic - Corporate Headquarters 1 Rockefeller Plaza 9th Floor, New York, NY 10020 +1 (800) 908 - 6600
Pursuit 5 Hanover Square, New York, NY 10004 +1 (212) 785 - 5642

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Feura Bush, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Jamestown, NY, Payday Loans in Lancaster, NY, Payday Loans in Levittown, NY, Bad Credit Loans in Long Beach, NY, Payday Loans in Manlius, NY, Guaranteed Loans in Mount Vernon, NY, Online Loans in New City, NY and Payday Loans in New Rochelle, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Feura Bush, NY.

Beautiful sights of Feura Bush, NY

Payday Loans Available in Feura Bush, NY By The Following ZIP Codes:

00000

Are Payday Loans Legal In Feura Bush, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Feura Bush, NY payday loan calculator

Understanding Payday Loans in Feura Bush, New York

When people face unexpected financial emergencies, they often turn to payday loans as a quick and easy solution. In many states, these loans are readily available with widespread access, but in Feura Bush, New York, payday loans are prohibited by state law.

Payday loans are small short-term loans that usually must be repaid on the borrower’s next payday along with the fees and interest associated with the loan. The loans are often marketed as a solution for individuals with poor credit or who are in need of quick cash.

However, the high-interest rates and fees associated with payday loans can quickly spiral out of control, leaving borrowers with significant financial problems. In New York, the state has put strict regulations in place to prohibit payday loans in an effort to protect consumers from falling into such traps.

Prohibition of Payday Loans in New York

Although payday loans were once commonly found in New York State, state officials have taken steps to protect consumers against these harmful loans by making them illegal. The New York State Department of Financial Services has been tasked with enforcing the state’s strict lending laws, and one of the key areas of focus has been on prohibiting payday loans.

The prohibition of payday loans in New York is based on the high-interest rates and fees associated with these loans, which can trap borrowers in a cycle of debt. Without the protections that state regulations offer, borrowers can fall into situations where they roll over their loans from paycheck to paycheck, incurring additional fees and interest every time they do. This pattern can quickly become unmanageable, leaving individuals unable to make ends meet.

New York’s ban on payday loans is part of a larger effort to protect consumers from predatory lending practices. In addition to payday loans, the state has also enacted strict regulations on other forms of short-term loans, including title loans and other forms of high-interest lending.

Alternatives to Payday Loans in Feura Bush

For residents of Feura Bush, there are still options available to help manage unexpected financial emergencies. If you are in need of quick cash, consider the following alternatives to payday loans:

  • Credit union loans: Credit unions offer members short-term loans with reasonable interest rates and flexible repayment terms. If you qualify for membership, this can be a good option for quick funds without the high fees of payday loans.
  • Personal loans: Personal loans from banks and online lenders can also be a good option for quick cash. While the interest rates may be higher than credit union loans, they are generally more affordable than payday loans.
  • Credit counseling: If you are struggling with debt, consider seeking the help of a credit counseling agency. They can help you create a budget and negotiate with creditors to reduce your interest rates and fees.

Interesting Facts and Statistics about Payday Loans in Feura Bush

  • As of 2021, payday loans are illegal in New York state.
  • Average payday loan interest rates can range from 300% to 500%.
  • The payday loan industry generates approximately $8 billion in annual revenue.
  • The average payday loan borrower takes out eight loans per year, with an average loan amount of $375.
  • New York State has one of the lowest per-capita payday loan usages in the United States.

Apply Now

If you are in need of quick cash in Feura Bush, New York, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we work with a network of reputable lenders who can offer you a variety of loan options to fit your needs. While we are not a direct lender, we are committed to helping you find the best loan options for your specific financial situation. Fill out an online application today to get started.

F.A.Q.

Are payday loans legal in Feura Bush, New York?

No, payday loans are not legal in Feura Bush, New York. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Feura Bush, New York?

Taking out a payday loan in Feura Bush, New York is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.