Payday Loans in Hamburg, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Hamburg, NY

Company nameAddressZip codePhone number
Bank of America with Drive-thru ATM 43 Main St 14075 +1 (716) 649 - 4001
Citizens Bank 5469 Camp Rd 14075 +1 (716) 646 - 5515
Citizens Bank Supermarket Branch 6150 South Park Ave 14075 +1 (716) 646 - 6281
Evans Bank 3719, 5999 South Park Ave 20 14075 +1 (716) 649 - 4900
KeyBank 25 Main St 14075 +1 (716) 649 - 4940
Lake Shore Savings Bank 59 Main St 14075 +1 (716) 646 - 9480
M&T Bank 6000 South Park Ave 14075 +1 (716) 649 - 8401
Meridia Community Credit Union 4500 Southwestern Blvd 14075 +1 (716) 648 - 4411
Northwest Bank 5751 South Park Ave 14075 +1 (716) 646 - 0266
Woodforest Bank 5360 Southwestern Blvd 14075 +1 (716) 649 - 8172

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hamburg, NY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Haverstraw, NY, Payday Loans in Hempstead, NY, Bad Credit Loans in Henrietta, NY, Guaranteed Loans in Hicksville, NY, Payday Loan for Huntington, NY, Payday Loans in Huntington Station, NY, 24-Hour Loan in Islip, NY and Emergency Loan in Ithaca, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hamburg, NY.

Beautiful sights of Hamburg, NY

Payday Loans Available in Hamburg, NY By The Following ZIP Codes:

14075

Are Payday Loans Legal In Hamburg, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hamburg, NY payday loan calculator

What Are Payday Loans?

Payday loans are short-term loans designed to give people access to funds when they need them most. Payday loans are unsecured loans offered by lenders at a high interest rate to bridge the gap between paydays. The typical loan is a two-week, lump-sum loan with a fixed repayment date, usually the borrower’s next payday.

Payday Loans in Hamburg, New York

Payday loans are prohibited in the state of New York. Hamburg, New York has joined the rest of the state in this ban, meaning that there are no payday loan options available for residents of Hamburg.

The ban on payday loans in New York is part of a larger effort to protect consumers from the potential problems posed by these high-interest loans. Payday loans have been criticized for taking advantage of borrowers, trapping them in a cycle of debt, and for their astronomical interest rates.

Alternatives to Payday Loans in Hamburg, New York

If you’re a resident of Hamburg, New York and you’re looking for additional funding, there are several alternatives available to you.

Personal Loans

Personal loans are generally easier to secure than payday loans, and they usually carry lower interest rates as well. Personal loans can be used for anything, from consolidating debt to financing a home improvement project.

Credit Cards

If you have good credit, you may be able to qualify for a credit card with a lower interest rate than a payday loan. Credit cards also have additional protections like fraud coverage, which can be helpful if your card is lost or stolen.

Borrowing From Friends and Family

Sometimes borrowing money from friends and family can be a great option. You can often get a lower interest rate, and you may be able to negotiate a more flexible repayment plan.

Borrowing From A Credit Union or Bank

Credit unions and banks typically offer better rates and terms than payday loan alternatives. They may also be more willing to work with you if you’re having trouble making your payments.

F.A.Q.

Are payday loans legal in New York?

No, payday loans are not legal in the state of New York. Hamburg, New York is part of the state’s ban on payday loans.

What is the interest rate for payday loans?

Payday loans typically have very high interest rates, sometimes as much as 400% APR.

What are the alternatives to payday loans?

There are several alternatives to payday loans, including personal loans, credit cards, borrowing from friends and family, and borrowing from a credit union or bank.

Are there any other regulations on payday loans in New York?

Yes, New York has several regulations on payday loans, including loan limits, repayment terms, and cooling-off periods.

Apply Now

At TheGuaranteedLoans, we understand that sometimes you need access to funds right away. We are not a lender, but we can connect you with lenders who may be able to help. Simply fill out our application and we’ll connect you with a lender that can provide the funds you need.

More F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Hamburg, New York?

No, taking out an illegal payday loan in Hamburg, New York is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Hamburg, New York?

No, you cannot be sued for not paying back an illegal payday loan in Hamburg, New York.

How Many Cash Advance Companies are in Hamburg, NY?

With the help of our service, you will be able to find 10 cash advance companies in Hamburg, NY

What Cash Advance Companies in Hamburg, NY are the most popular?

You should check Bank of America with Drive-thru ATM, Citizens Bank, and Citizens Bank Supermarket Branch. Also, you can start your application online on our website.