Payday Loans in Hempstead, New York

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Hempstead, NY

Company nameAddressZip codePhone number
Bethpage Federal Credit Union 170 Fulton Avenue In the Hub Shopping Center across from Home Depot and next to Chuck E. Cheese 11550 +1 (800) 628 - 7070
Chase Bank 49 N Franklin St 11550 +1 (516) 489 - 4801
Gem Pawnbrokers 50 N Franklin St 11550 +1 (516) 280 - 8199
Hilton Check Cashing 116 Fulton Ave 11550 +1 (516) 564 - 4500
Hilton Check Cashing 400 Fulton Ave # D 11550 +1 (516) 292 - 4511
iCapital Funding 411 Hempstead Turnpike 100 11550 +1 (866) 217 - 7917
John Money Inc 214 Amherst St 11550 +1 (516) 750 - 5339
People's United Bank 132 Fulton Ave 11550 +1 (516) 505 - 4700
Sunrise Check Cashing 154 Main St 11550 +1 (516) 481 - 1211
Wells Fargo Bank 145 Fulton Ave 11550 +1 (516) 483 - 1048

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hempstead, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Henrietta, NY, Payday Loans in Hicksville, NY, Guaranteed Loans in Huntington, NY, Payday Loan Without a Credit Check in Huntington Station, NY, Payday Loans in Islip, NY, Payday Loan for Ithaca, NY, Payday Loan Without a Credit Check in Jamestown, NY and Guaranteed Loans in Lancaster, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hempstead, NY.

Beautiful sights of Hempstead, NY

Payday Loans Available in Hempstead, NY By The Following ZIP Codes:

11549, 11551, 11550

Are Payday Loans Legal In Hempstead, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hempstead, NY payday loan calculator

Payday Loans in Hempstead, New York

Payday loans are small, short-term unsecured loans designed to provide borrowers with immediate funds before their next paycheck arrives. These loans are ideal for those unexpected expenses that can’t wait until your next paycheck arrives. Although payday loans can provide much-needed financial assistance in an emergency, it is important to understand the law surrounding them before applying. Unfortunately, payday loans are prohibited in New York, so Hempstead residents are not able to take out a payday loan.

What Are The Alternatives To Payday Loans in Hempstead, New York?

With the use of payday loans prohibited in Hempstead, residents are in need of alternative short-term solutions to their financial issues. The options available to Hempstead residents include:

Personal Loans: Personal loans are a great alternative to payday loans, and can be used to cover a variety of expenses. While personal loans can come with longer repayment periods, they can also come with low-interest rates and flexible payment plans.

Credit Cards: Using a credit card can help Hempstead residents access the funds they need in an emergency. However, it is important to be aware of the fees associated with credit cards and ensure that you are able to make the minimum monthly payments.

Installment Loans: Installment loans are another great alternative to payday loans, as they can provide Hempstead residents with the funds they need in a pinch. Unlike payday loans, installment loans offer more flexibility in terms of repayment periods and payment structures.

Pawn Shops: Using a pawn shop can be a good alternative to payday loans, as it allows Hempstead residents to borrow money against items they already own. While pawn shops can offer lower interest rates than payday loans, it is important to be aware of the fees associated.

Borrowing From Friends And Family: Borrowing money from friends and family can be a good alternative to payday loans, as it is often free of interest and fees. However, it is important to make sure that both parties are aware of the terms of the loan and to ensure that repayment plan is agreed upon.

How To Apply For An Alternative Loan In Hempstead, New York

When applying for an alternative loan in Hempstead, it is important to understand the requirements for each loan type. Most lenders will require the following documents to approve a loan:

  • Proof of identity, such as a driver’s license or passport
  • Proof of residence, such as a utility bill or bank statement
  • Proof of income, such as pay stubs or bank statements
  • Proof of bank account, such as a recent bank statement
  • Proof of creditworthiness, such as a credit report

It is also important to be aware of the fees and interest rates associated with each loan type. Each lender will have different rates and fees, so it is important to compare several options before making a decision.

Frequently Asked Questions (FAQs)

Q: Are payday loans legal in Hempstead, New York?

A: No, payday loans are prohibited in the state of New York.

Q: What are the alternatives to payday loans in Hempstead, New York?

A: The alternatives to payday loans in Hempstead, New York include personal loans, credit cards, installment loans, pawn shops, and borrowing from friends and family.

Q: What documents are required to apply for an alternative loan in Hempstead, New York?

A: The documents required to apply for an alternative loan in Hempstead, New York include proof of identity, proof of residence, proof of income, proof of bank account, and proof of creditworthiness.

More F.A.Q.

Where can I get more information about payday loans in Hempstead, New York?

More information about payday loans in Hempstead, New York can be found on the New York State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Hempstead, New York?

No, payday loans are prohibited in Hempstead, New York.

How Many Cash Advance Companies are in Hempstead, NY?

With the help of our service, you will be able to find 10 cash advance companies in Hempstead, NY

What Cash Advance Companies in Hempstead, NY are the most popular?

You should check Hilton Check Cashing, Bethpage Federal Credit Union, and Chase Bank. Also, you can start your application online on our website.