Payday Loans in Huntington, New York

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Payday Loan Companies in Huntington, NY

Company nameAddressZip codePhone number
Advance America 474 New York Ave 11743 +1 (631) 421 - 3160
American Credit Card Processing 474 New York Ave 11743 +1 (631) 385 - 4500
Bank of New York Mellon 295 New York Ave 11743
Bayview Asset Management 434 New York Ave 11743 +1 (631) 549 - 4500
Bethpage Federal Credit Union 33 Gerard St 11743 +1 (800) 628 - 7070
Coastal Capital Group Inc 223 Wall St 305 11743 +1 (877) 703 - 3090
Evergreen Mortgage 50 Hampton Ct 11743 +1 (631) 259 - 2255
HSBC Bank 355 Main St 11743 +1 (631) 549 - 0088
Jovia Financial Credit Union 356 New York Ave 11743 +1 (516) 561 - 0030
MERCHANTS CHOICE PAYMENT SOLUTIONS 775 Park Ave 255 11743 +1 (631) 824 - 7144
People's United Bank 1100 E Jericho Turnpike 11743 +1 (631) 425 - 9520
Raymond James 123 Maple Hill Rd 11743 +1 (631) 423 - 1143
Sky Small Business Loans 133c New York Ave 9 11743 +1 (516) 342 - 3336
TD Bank 410 New York Ave 11743 +1 (631) 271 - 3502
Teachers Federal Credit Union 211 E Main St 11743 +1 (631) 698 - 7000
The First National Bank of Long Island 253 New York Ave 11743 +1 (631) 427 - 4143
The Law Office of Andrew M. Doktofsky, P.C. 52 Elm St 6 11743 +1 (631) 673 - 9600
Waypoint Capital 23 Green St 11743 +1 (631) 271 - 0561

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Huntington, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Huntington Station, NY, Payday Loan Without a Credit Check in Islip, NY, Payday Loans in Ithaca, NY, Payday Loan Without a Credit Check in Jamestown, NY, Payday Loans in Lancaster, NY, Payday Loan for Levittown, NY, Payday Loans in Long Beach, NY and Payday Loans in Manlius, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Huntington, NY.

Beautiful sights of Huntington, NY

Payday Loans Available in Huntington, NY By The Following ZIP Codes:

11743

Are Payday Loans Legal In Huntington, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Huntington, NY payday loan calculator

Payday Loans in Huntington, New York

Payday loans are short-term financial products designed to meet the needs of people who need cash to cover immediate expenses. These loans are popular among those who need emergency funds and are not able to access traditional forms of credit, such as a credit card or bank loan. Unfortunately, payday loans are prohibited in the state of New York due to the expensive fees and interest rates that are associated with them.

What Are Payday Loans?

Payday loans are short-term loans, typically for amounts up to $1000, that are usually due on the borrower’s next payday. The loans are usually provided by small lenders, such as local payday loan stores, or online lenders that are not regulated by the state government. They typically have high interest rates and fees, and the terms can be difficult to understand.

Why Are Payday Loans Prohibited in New York?

The state of New York has banned payday loans due to the high interest rates and fees associated with them. In addition, payday loan lenders are not subject to regulation by the state and may not follow consumer protection laws, adding to their consumer detriment.

Alternatives to Payday Loans in Huntington, New York

Although payday loans are prohibited in New York, there are still alternatives to borrowing cash that may fit your need. Here are some options to consider if you are looking for a loan option in Huntington, New York:

Credit Cards

Using a credit card is one of the most convenient and cheapest ways to borrow money. Credit cards usually come with low-interest rates, a grace period for repayment, and provide additional benefits such as rewards points.

Bank Loans

If you have a good credit score, you may be eligible for a bank loan. Bank loans usually offer lower interest rates than credit cards, but they often require collateral and may take a few days or weeks to process.

Online Lenders

For those with bad credit, online lenders may be an option to consider. Online lenders usually have higher interest rates than traditional banks, but can offer more flexible terms.

F.A.Q.

Are payday loans legal in New York?
No, payday loans are not legal in New York.

What are some alternatives to payday loans?
Some alternatives to payday loans include credit cards, bank loans, and online lenders.

Is it safe to borrow money online?
Yes, it can be safe to borrow money online with the right lender. It’s important to do your research and make sure you’re borrowing from a reputable lender.

Apply Now

If you’re in need of cash, TheGuaranteedLoans is here to help. We can connect you with lenders who may be able to provide you with the loan you need. To apply, simply fill out our online application and we’ll get to work finding a lender that meets your needs. It’s fast and easy, and we never ask for any upfront fees.

Remember, TheGuaranteedLoans is not a lender and does not make loans or credit decisions. We simply connect you with lenders who may be able to offer you a loan.

More F.A.Q.

Can I take out a payday loan online in Huntington, New York?

No, even if the lender is located outside of New York, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Huntington, New York?

No, it is illegal to use a payday loan from another state in Huntington, New York.

How Many Cash Advance Companies are in Huntington, NY?

With the help of our service, you will be able to find 18 cash advance companies in Huntington, NY

What Cash Advance Companies in Huntington, NY are the most popular?

You should check Advance America, American Credit Card Processing, and Bank of New York Mellon. Also, you can start your application online on our website.